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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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How many times can a chq be re-presented?


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These days it is usually refer to drawer and you will have to reissue your cheque, It is very unusal for the unpaying bank to mark a cheque for representation, although to be safe you can wait for their standard letter to tell you.

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It just arrived, it is refer to drawer. I rang the bank to ask if it could be re-presented and they didn't know!! Standard note doesn't say if you can or not.

 

In the meantime the customer has been in touch and will sort it out tonight.

 

What really gets my goat though, is that we both bank with the same bank. It's instant clearance for cheques, so why did it take 5 days to notify us of a bounced cheque?! I just can't see the benefit of it.

 

I can see us having to refuse cheques, too many people are bouncing them and we're on the breadline as it is.

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When I have had customers cheques returned 'refer to drawer' the bank has refused to let me represent them. I have had to ask the customer to issue a new one.

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I hope he honours his call and actually does sort it tonight then! If he doesn't I suppose it's an N1 is it?

 

Any other (less nasty) ways to get him to pay? There's no dispute, but having just checked out his own company, I'm not filled with trust that he actually will pay.

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Hi why dont you get a card machine

i had one in my shop

cost about 20 quid a month

but its peace of mind has i had a cheque bounce so i entered the card number on the back and i got my money that way

the people cant complain has its against the LAW to write a chq knowing it will bounce

like i say we paid 20 a month and that was based on about 3000 quid of transactions

Please Tip My Scales if Info was Use full

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if a cheque bounces either they re-present it (without telling you)

send it back to you marked re-present (uncleared funds in that account)

or return marker refer to drawer

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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DCA-King, we couldn't get a machine (I don't think) as my OH goes out to peoples houses to carry out the work. Is there a machine that will work on a mobile basis? If not, then it's a no go :(

 

Mr Marmite, the cheque is just marked refer to drawer, no mention of being able to re-present.

 

It wouldn't be so bad if it was a few quid but it's near on £500 :mad:

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oo nasty, if it says that then you gotta go back to whom ever wrote it and jump on them VERY hard, i.e delivery a letter by hand demanding payment within 7 days or you will take further action against them to recover the losses

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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I'd have to send it special delivery, he lives over 100 miles away and we're not booked in that area any time soon.

 

I'll hang fire until tomorrow, check to see if he has paid, if not i'll send him a letter before action giving 7 days to pay.

 

Interesting, he's currently selling the car we fixed. I have a feeling he has to sell it in order to pay for the repair.

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if you not contacted them yet u need to get letter off asap "Requesting" they pay in the next 7 days, if no avail THEN you LBA them giving them another 7 days.

 

this way if it go to court judge cant turn around and say you didnt try peacefull means,

 

lol you could always pass info and get a DCA to act on your behalf :D

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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Thanks for that Mr Marmite. We tried to call this morning, got no answer (shock)!

 

He then sent us a text message apologising and saying it would be sorted tonight. Fingers crossed it is, but you know when you have 'one of those feelings'? This is one of those.

 

I'll do the letter requesting payment asap. Judging by his companies activities I don't think a DCA or court action would bother him one bit *cries*

 

Arrrggghhhh the perils of being self employed. You either eat like a king or not at all. Looks like we'll be eating DCA letters ourselves until this is paid :o

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Hi with regards to a card machine are you at home while hes out if so he only got call you with there card details and you can do it from home contact the bank tell them that he works from home they may have a machine that can connect to his mobile or just call you you enter details

with me if i card was rejected they pay cash or use another card

NO PAYMENT NO WORK

what does he do may i ask

Please Tip My Scales if Info was Use full

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I'm at home a lot of the DCA-King, but not always. It's an interesting idea about a mobile one, but at the moment 95% of our customers pay by cash and we're happy with that.

 

He is a mobile mechanic, so he can't really ask for payment before work is complete anyway. I suppose if a card was rejected he could always take the wheels off :D

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oooo what area do you live in and how much to do cambelt on A6 V6 i got the parts just not had time to do it

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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Miles away from you Mr Marmite, although he has been down there a few times. Hell, he's been to Norway! We're near Birmingham.

 

I've no idea about Audi's, he's a Land Rover and Rover specialist. I know he does other makes and models, but no idea about Audi's. I can always ask him. Just pure nosiness, how much does a normal garage charge for one of those?

 

I know the charges for a V6 Rover or Freelander are massive so we quite a few of those as he's about half price.

 

Suppose if he did it, it could be on a Saturday and we could have a weekend away out of it...........

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well if he fits parts and he dont get paid he has the right to remove them has the law states that they belong to the person

Eg you go to tescos buy loads of shopping untill you pay for them who owns them ??? TESCOS

so he can just say thank you im off call me when you have the cash and i will put it back on for a fee

Please Tip My Scales if Info was Use full

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That would be amusing if he wasn't knee high to a grasshopper! He couldn't fight his way out of a wet paper bag. He'd end up 6 feet under if he attempted something like that!

 

I better check his life insurance :D

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DCA-King, we couldn't get a machine (I don't think) as my OH goes out to peoples houses to carry out the work. Is there a machine that will work on a mobile basis? If not, then it's a no go :(

 

National Market Traders Federation

 

is an advert for a company who supplies to market traders -

affiliated to the NMTF (market traders' union), so should be Kosher.

 

I'm not a customer or otherwise related to the company - I do not endorse them, just FYI

Carpe Jugulum

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Thanks for that bigegg, it's much appreciated. I'm a google numpty, never manage to find what I'm looking for.

 

I suppose the fact that I didn't know it existed doesn't help LOL!

 

you're welcome.

I didn't find it by googling BTW - I'm a market trader, and they were pushing

them last year

Carpe Jugulum

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That's great though bigegg, it's certainly something for us to consider even if it's just to knock out the odd few who want to pay by cheque. We've been doing this for 2 years now and whenever someone mentions a cheque I get alarm bells. (Can you tell this has happened before?)

 

Surprise, the transfer the customer promised has not materialised. :mad:

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