Cheekiness towards a DCA

[OnMyWayOut]

Good grief people! It's taken me all day to read this thread. It would have been less time, but work kept getting in the way!:o

 

I do like the idea of charging the pill-hooks for wasting my time. Reading this thread alone was great research (and a barrel of laughs too ) that will cost them a full day of my time.

 

Keep it up!

[OnMyWayOut]

oh, and Lowells are advertising for staff - can't remember the exact wording

"Mean, Vindictive W**kers required - inquire within"?

[OnMyWayOut]

I've been thinking of dreaming up a different signature for signing letters to DCAs - something completely different to my normal signature - to see if it ends up on any supplied 'historical' paperwork. If the signature is in the form of a scanned image file on the computer that is pasted into the document before printing it could be easily compared to anything that arrives and give proof of copying - how about signing as 'Photoshop This!'?

[OnMyWayOut]

These DCAs should take heart - although we're hitting their profits with non-enforceable agreements, just think how much they are making in CCA fees!

[OnMyWayOut]

Tough!

[OnMyWayOut]

Intrum Justicica (winners of the stupidest dca name 2005-2008 )

It rates alongside 'Experto Credite' as being the most pretentious DCA name in my books.

[OnMyWayOut]

Now that would be some sort of justice for the stress they've caused...I reckon they should fund the CAG summer and Christmas parties

By not providing enforceable CCAs, they are already!

[OnMyWayOut]

Less and less people are willing to put aside prejudice, put aside fears, step up and say "What can I do"

 

you are one of those people.

Fully agreed here - fine post by Hoose too.

 

I can understand why the cartoon was removed, because as soon as I saw it my mind said "that's here because DCAs are a bunch of *****". It's probably got a lot to do with the way my mind works...

 

But please don't leave because of it - you have been helpful to others, cheered people up and made some of the tough stuff easier to cope with.

 

Love the avatar, too! 8-)

 

OMWO

[OnMyWayOut]

From this day forward I wish it to be known that Mr F Bobble is now a full fledged Platimum account holder. .

Congrats, and thanks for the rep.

 

Grabbitt & Leggit Total Bankers PLC

 

Nice to see you back again!

[OnMyWayOut]

I used to work with a Richard Edward xxxxxxx. And he was, too!

[OnMyWayOut]

Or you could send it " for the attention of Mr Richard Head!" and then the address of whichever DCA you prefer.

If you do that it will really confuse them as everyone will think it's for them!

[OnMyWayOut]

Excellent Emma - that really is taking control of the situation!

[OnMyWayOut]

She then got really stroppy and said "Well then, we will pass this debt to another DCA and we will mark your credit reference file as a default, and it will stay there for 6 years and you will not be able to get a catalogue for 12 years!", so I said, "oooh when a company is in default as they have not provided a signed CCA are they allowed to mark my credit file, as I believe they are not."

 

Raging response from her now, "We can do what we like to your Credit File and there is nothing you can do about it. You can write to experian or whoever you like but the default will stay."

"Could you just repeat that please, but a little more slowly - I want to make sure I get a good recording to pass on to the authorities..."

[OnMyWayOut]

I got another one of them today, there adding a £12 charge for everyone and there doing it weekly now, still no CCA though?

All that does is to make it a bigger debt to write off!

[OnMyWayOut]

Will you be quiet and listen to me Mr Bobble

Fat chance!!!

[OnMyWayOut]

Hi there all you "platinum" people, not to forget the golds etc:)

 

A quick question if I may? How do you travel from being a basic account customer up to the dizzy heights of the Plats?

 

Prey do tell this poor old dustbin lid!

I think you'll get promoted to Classic at 150 posts, so not far to go...

[OnMyWayOut]

And you've made it to classic now...

[OnMyWayOut]

No wonder they are worried about the effects of 'awkward' debtors on their under 18 work experience types!

[OnMyWayOut]

Next time he calls, have 'Little Willy' by Sweet playing in the background!

[OnMyWayOut]

Well, they've got to be making up for something. Why else would they be such arrogant bullies?

[OnMyWayOut]

And so they should be.

[OnMyWayOut]

From what I've come across so far, most of them would be prime candidates for the Darwin Awards.

[OnMyWayOut]

By encouraging a more integrated and transparent approach with our clients...

Yes, we can see right through you!

[OnMyWayOut]

At least if I could find out which DCA, I could ask was I speaking to the bloke with a small "member" next time I called. And if he said it wasn't him I could always say "Liar, I can tell its you- now its nothing to be ashamed of". Continue in a sympathetic manner until he hangs up...

I don't think it's just the blokes who work for DCAs who suffer from miniwilliyitis either.

[OnMyWayOut]

My wife once gave BofS her work postcode on purpose along with all the rest of the correct information - they didn't notice and proceeded to talk to her about the debt - she was fuming.