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Cheekiness towards a DCA


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Following this thread, I have laughed myself sick at the great things some of you have done and countered the vermin with, I also appreciate how near the end some have been, and others, who have yet to have the comfort and guidance of the wise souls here who provide so much help will feel.

 

I have been at the (almost) end of the rope, thinking about the car exhaust and a quiet back road just over a year and a half agao ago, neck deep, but struggling and then a triple bypass, getting arresy calls from ( particularly) RMA at the time aweek after coming home where not appreciated, particularly with threats of coming round in an hour to take things away( without a CCJ etc of course- as I have found out)

 

Then I discovered CAG, it made so much differance to life, yes sure, some queries may not be dismissable, but more are than not, and it is absoluletely amazing at the sheer incompetance of these Chimp House idiots( and that is being derogatory to Chimps) Their disgusting behaviour, which reported with evidence to a court would result in severe fines and/or custodial sentances if carried out in the public domain

I Can only reccomend, record the threat o calls, or say you are recording them, as a private person, you are not obliged to even say you are recording a telephone call, and if they say it is illegal tell them "oh no it isnt!"

 

In conclusion, I cannot than CAG, and the dedicated, unstinting professional opinions of those who council and guide here

 

And for the benefit of the gusets from those professional, client oriantated, helpful etc etc oranisations, who are collecively known as Collection Agents ---

 

A guesture perfected by old man Steptoe !!

 

Thank you

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Following this thread, I have laughed myself sick at the great things some of you have done and countered the vermin with, I also appreciate how near the end some have been, and others, who have yet to have the comfort and guidance of the wise souls here who provide so much help will feel.

 

I have been at the (almost) end of the rope, thinking about the car exhaust and a quiet back road just over a year and a half agao ago, neck deep, but struggling and then a triple bypass, getting arresy calls from ( particularly) RMA at the time aweek after coming home where not appreciated, particularly with threats of coming round in an hour to take things away( without a CCJ etc of course- as I have found out)

 

Then I discovered CAG, it made so much differance to life, yes sure, some queries may not be dismissable, but more are than not, and it is absoluletely amazing at the sheer incompetance of these Chimp House idiots( and that is being derogatory to Chimps) Their disgusting behaviour, which reported with evidence to a court would result in severe fines and/or custodial sentances if carried out in the public domain

I Can only reccomend, record the threat o calls, or say you are recording them, as a private person, you are not obliged to even say you are recording a telephone call, and if they say it is illegal tell them "oh no it isnt!"

 

In conclusion, I cannot than CAG, and the dedicated, unstinting professional opinions of those who council and guide here

 

And for the benefit of the gusets from those professional, client oriantated, helpful etc etc oranisations, who are collecively known as Collection Agents ---

 

A guesture perfected by old man Steptoe !!

 

Thank you

 

 

Good for you vengeancemon. I've been there too and only wished I'd found this site a couple of years earlier. Like you, I'm not going to win them all but I'm well up on balance and things at the moment are easily manageable for me.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I have to agree. CAG has given me new strength to carry on when things are tough. Not just the fight with DCA **** but to do anything I can to make peeps realise they're nothing to be scared of.

 

The more funny videos and calls I post and see others posting transcripts of calls, the more inspired I get.

 

We are winning the fight where ordinary and decent people are starting to make a difference. It has been, and will still be a long and tough road.

 

Winners never quit.

 

The first DCA who gets shut down as a result will be a massive CAG victory and something to celebrate. But don't end there. That first victory is the beginning of a campaign to shut down any bank/DCA who fails to obey the law and follow guidelines.

 

Once we have one victory, we have them by the balls. They have to follow guidelines and obey the law, otherwise they're the next to get shut down.

 

:D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Being new on here and only joined yesterday, was seeking advice about Mackenzie Hall i have not laughed so much for ages. Yesterday i was worried sick about the letter that i got, but having read some of the things you nice people have said to the DCA's has somehow put a different perspective on things. I have just finished treatment for breast cancer so it really has made me have a good chuckle about things and life suddenly seems a lot brighter.

 

Thank you all

xxx

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I Can only reccomend, record the threat o calls, or say you are recording them, as a private person, you are not obliged to even say you are recording a telephone call, and if they say it is illegal tell them "oh no it isnt!"

 

 

I had that once and said.

 

Really? So what are you going to do about it huh?

 

I'm going to report you!!!

 

He got even worse when I would't stop laughing.

 

David

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hi only joined today but have had a little experience with dca's if you are going to say you are recording calls say it at the beginning of the call that way if you really were recording intending to use it they have to be notified at the very beg of call.

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hi only joined today but have had a little experience with dca's if you are going to say you are recording calls say it at the beginning of the call that way if you really were recording intending to use it they have to be notified at the very beg of call.

 

Welcome to CAG. :)

Glad you chose my famous thread to make your 1st post ;)

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For those who didn't know, Capquest haven't found my tea-towel or my CCA yet!

 

(But I think I may buy myself a new tea- towel now anyway!).

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/155477-sd-receivec-post-day-8.html

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Strewth guys, have managed to catch up again at last :eek:

 

GM, I think a few days ago you really lost it! I was totally bamboozled trying to follow you!

Then the rest of you with time machines and ebay purchases of strange flying things and so forth? sounds a bit like West Ham winning the premiership this year somehow :D

And of course fuzzybobble, love the new DILLIGAF video.

VD, :eek: fine words, as with many more of you too.

Too all you unknown friends, hi, good to be back........

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Strewth guys, have managed to catch up again at last :eek:

 

GM, I think a few days ago you really lost it! I was totally bamboozled trying to follow you!

Then the rest of you with time machines and ebay purchases of strange flying things and so forth? sounds a bit like West Ham winning the premiership this year somehow :D

And of course fuzzybobble, love the new DILLIGAF video.

VD, :eek: fine words, as with many more of you too.

Too all you unknown friends, hi, good to be back........

 

Good to have you back EEB. And you're living in a nice part of the world!

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Glad you finally caught up EEB.

Just been on Youtube and was gobsmacked my frederickson International prank call is rapdly on it's way to 1000 views. :eek:

 

From now on all my videos will have the CAG website address posted at the end of them. Even if a small handful of people with debt problems view my videos, then at least they can discover the CAG and get the much needed help that a lot sadly miss out on, and fall victim to the DCA scumbags.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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EEB can u please tell me where i bambuzzeled you as i have had a bad week.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Remember my little mp3 file featuring Emma from Capquest and her 10 min lesson on OFT guidelines I gave her? After that Capquest went very quiet. :D

 

Guess who got a new DCA letter this morning? yep you guessed it.

 

Can you guess who is chasing me now?

 

Yep, Moorcroft for a 5th time. YAY!!!! :D

 

Not my fault they still haven't realised this simple fact....

 

Moorcroft + Fuzzybobble = £0-00

 

I'll let them waste some more paper, red ink, and stamps before taking great delight informing them that the mobile bill is now paid in full, and a photocopy of the paid bill to prove it.

 

Before anyone asks......

 

Yes the Moorcroft letter was a "Valid, even if not read by you." letter. :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Remember my little mp3 file featuring Emma from Capquest and her 10 min lesson on OFT guidelines I gave her? After that Capquest went very quiet. :D

 

Guess who got a new DCA letter this morning? yep you guessed it.

 

Can you guess who is chasing me now?

 

Yep, Moorcroft for a 5th time. YAY!!!! :D

 

Not my fault they still haven't realised this simple fact....

 

Moorcroft + Fuzzybobble = £0-00

 

I'll let them waste some more paper, red ink, and stamps before taking great delight informing them that the mobile bill is now paid in full, and a photocopy of the paid bill to prove it.

 

Before anyone asks......

 

Yes the Moorcroft letter was a "Valid, even if not read by you." letter. :p

 

 

 

 

Words cannot describe this complete shower!!

 

 

 

Actually, they can, but they can't be posted here!;)

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Remember my little mp3 file featuring Emma from Capquest and her 10 min lesson on OFT guidelines I gave her? After that Capquest went very quiet. :D

 

Guess who got a new DCA letter this morning? yep you guessed it.

 

Can you guess who is chasing me now?

 

Yep, Moorcroft for a 5th time. YAY!!!! :D

 

Not my fault they still haven't realised this simple fact....

 

Moorcroft + Fuzzybobble = £0-00

 

I'll let them waste some more paper, red ink, and stamps before taking great delight informing them that the mobile bill is now paid in full, and a photocopy of the paid bill to prove it.

 

Before anyone asks......

 

Yes the Moorcroft letter was a "Valid, even if not read by you." letter. :p

 

Was it from their idiotic Pre-Court Division:-x

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Was it from their idiotic Pre-Court Division:-x

 

But of course. Also the daft castle logo that got torched by a fire breathing gingerbread man not so long ago. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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What a Toad of Lossers. You really should let this one run and run just to see how ridiculous their threats get and then ring them up and tell them what idiotic cretins they actually are.

 

I'm looking for a christmas card before I call tomorrow morning. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I'm looking for a christmas card before I call tomorrow morning. :D

 

Send them an Easter card. That will put the company brain cell into overload.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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What a Toad of Lossers. You really should let this one run and run just to see how ridiculous their threats get and then ring them up and tell them what idiotic cretins they actually are.

 

When they threaten the field agents..thats when you know how rediculous its got :rolleyes:

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They called me about 10 mins ago. :D

 

Moorcroft Muppet: Hello this is Brian I need to discuss an important financial matter with you.

 

Me: Are you the Phonejacker asking me for my bank account details so you can send me the monies?

 

Moorcroft muppet: er......No I need.....

 

Me: Then you must be Brian the snail from the magic roundabout?

 

Moorcroft muppet: Er....No. This is serious sir. Can you confirm for me...Are you Mr F Bobble?

 

Me: Yes I certainly am.

 

Moorcroft muppet: I need the first line of your address.

 

 

Moorcroft muppet: Can you confirm your postcode and date of birth?

 

 

Moorcroft muppet: Ok...This account needs paying in full today sir. What payment proposal do you wish to make?

 

Me: Do you accept payment by card?

 

Moorcroft muppet: Yes we do sir, what is your card number and expiry date?

 

Me:

 

Moorcroft muppet: And the expiry date?

 

Me: Erm...Not quite sure of that....

 

Moorcroft muppet: What do you mean?

 

Me: I'm not dead and haven't expired yet.

 

Moorcroft muppet: What type of card are you using sir. The card number you gave isn't showing up as a particular type on our system.

 

Me: It's a kidney donor card, it has no expiry date unless I die.

 

Moorcroft muppet: Erm....Are you playing games with me?

 

Me: Yes I am. Do you have a problem with that?

 

Moorcroft muppet: If you mess around and don't pay your debts, you could be in serious trouble.

 

Me: "Am I bovvered?....Do I look bovvered"

 

Moorcroft muppet: Pardon?

 

Me: Look up fuzzybobble on Youtube and the consumer action group. That's why I'm not bovvered or scared of people like you anymore. Get a real job. Oh, and while you're at it look up DILLIGAF and fuzzybobble in the same search. You W**K*R!!!!

 

:D

 

The only thing that really pees me off, is the fact that my recorder needs new batteries and I'm going into town to get some tomorrow. That call would have been a classic and I missed it. :-(

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Me: Look up fuzzybobble on Youtube and the consumer action group. That's why I'm not bovvered or scared of people like you anymore. Get a real job. Oh, and while you're at it look up DILLIGAF and fuzzybobble in the same search. You W**K*R!!!!

 

Awwww you hung up at the wrong moment there FB...i would have loved his response to that part :D

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They called me about 10 mins ago. :D

 

Moorcroft Muppet: Hello this is Brian I need to discuss an important financial matter with you.

 

Me: Are you the Phonejacker asking me for my bank account details so you can send me the monies?

 

Moorcroft muppet: er......No I need.....

 

Me: Then you must be Brian the snail from the magic roundabout?

 

Moorcroft muppet: Er....No. This is serious sir. Can you confirm for me...Are you Mr F Bobble?

 

Me: Yes I certainly am.

 

Moorcroft muppet: I need the first line of your address.

 

 

Moorcroft muppet: Can you confirm your postcode and date of birth?

 

 

Moorcroft muppet: Ok...This account needs paying in full today sir. What payment proposal do you wish to make?

 

Me: Do you accept payment by card?

 

Moorcroft muppet: Yes we do sir, what is your card number and expiry date?

 

Me:

 

Moorcroft muppet: And the expiry date?

 

Me: Erm...Not quite sure of that....

 

Moorcroft muppet: What do you mean?

 

Me: I'm not dead and haven't expired yet.

 

Moorcroft muppet: What type of card are you using sir. The card number you gave isn't showing up as a particular type on our system.

 

Me: It's a kidney donor card, it has no expiry date unless I die.

 

Moorcroft muppet: Erm....Are you playing games with me?

 

Me: Yes I am. Do you have a problem with that?

 

Moorcroft muppet: If you mess around and don't pay your debts, you could be in serious trouble.

 

Me: "Am I bovvered?....Do I look bovvered"

 

Moorcroft muppet: Pardon?

 

Me: Look up fuzzybobble on Youtube and the consumer action group. That's why I'm not bovvered or scared of people like you anymore. Get a real job. Oh, and while you're at it look up DILLIGAF and fuzzybobble in the same search. You W**K*R!!!!

 

:D

 

The only thing that really pees me off, is the fact that my recorder needs new batteries and I'm going into town to get some tomorrow. That call would have been a classic and I missed it. :-(

 

 

 

 

Nice one!!!:)

 

 

Note to self: Keep some spare batteries to hand!:rolleyes:

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He didn't respond. That's why I hung up. I totally used up 100% of his braincell cycles and he crashed and burned. :D

 

I could make a fortune training DCA staff. But I prefer to get an average wage and be a decent person instead.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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