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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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need some advice. im facing a discplinary at work and i have had no previous warning about these issues prior to this. when i first started i never had a 90 day review so never got signed up and no pay rise i was forgotten. then after 8 months i complained and they put mine up but would only backdate it for 3 months. then i have had no tarining until latest manager came and still have only been on on a training course and ive been there nearly two years. for three months they paid me wrong amount due to changing in contract so had to complain again and it was sorted. my assistant boss is a nightmare a lot of customers dislike him and he doelsnt like me he is always putitng me down and belittling me on a few occasions has shouted in front of customers. my boss once said to me that girls are a lot strogner and dont ask nicely he was basically saying because im a girl i dont ask guys we just tell them to do it which is very sexist. then i was really poorly in summer and found out i was pregant and had had a partial miscarriage. i was devasted so i had to have operation. and next day after having anesthetic i came back to work because im dedacated and didnt want to let them down because i had been signed off for fie days and didnt want disciplinary. I had stayed to work over the summer to help THEM out and after miscarriage and op my boss put me on pefrpamce plan i wnated to curl up and die i felt so bad. and they didnt pay me my full time wages for three months and so had part time and that paid my rent and phone bill and i had 20 a week to live off i was starving and then they had a go at me for being scruffy but it wasnt my fault i couldbt even afford ne wtights or a haircut! then few weeks ago out of the blue my boss says on saturday night hes reducing my hours to fit new part timers and yet i had been contracted to work those hours and i desperately needed money so i went mad and rang head of hr and my boss had to grovel and reinstate me. and now this displinary its like how else can they hurt me. i lost holiday last year and this year have haed to fight to get THREE weeks i was owed. trouble is i loved my job but after all these things and losing my child its no wonder im making mistakes and unhappy there. and ive got a full time degree i dying father helath issues stemming from the summer ive had loads of tests done could be anemic or worse because im so tired and im totally stressed. i need some advice is it because im part time and a student? or what any ideas on how to go about this.

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Hi there, I'm sorry to hear you are in this upsetting situation.

 

From what you say it looks like your employers are not following statutory disciplinary procedures, but I will need a few more details to clarify. What reason are they giving for disciplinary action? Have you received a letter detailing the reason for disciplinary action and confirming you have the right to be accompanied at the meeting?

 

It also sounds as if you have grounds for bringing a grievance against your line manager for the way you have been treated. This treatment could be described as discrimination and/or bullying.

 

I have to go out to pick someone up but if you can give some more details I will reply again in he morning.

 

Kind Regards

 

Ell-enn

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi Rainbow

 

Wow you certainly have been through the mill.. You deserve a medal for what you've gone through ;)

 

OK from what I can see you look like you have a good case for bullying and/or discrimination or even sexual harassment.. According to Employment law and ACAS guidelines, you should have received a letter detailing why you are being brought to a disciplinary hearing, and the date, time and place, and also the fact that you are entitled to be accompanied by a colleague of your choice or an accredited Trade Union official... Do you have this?

 

You should collect all evidence to back yourself up at the hearing - ie, statements from any colleagues who heard the comments made to you, dates and times of incidents; Sickness notes/letters/appointment cards from your GP/Hospital... Payslips showing Holiday deductions/payments etc... Any letter informing you of changes to your contracts - and of course new contracts that may have superceded your old contract and reflected the changes made (for your hours reduction).. If you have these, then your next move would be to raise a grievance as Ell-enn said above. Your employer has to deal with your grievance in line with their procedures outlined in your contract so be sure to read up on that and seek advice from C.A.B. also to make sure everything is being done correctly by your employer.

 

Keep a written record of everything that happens, in a numbered/bulleted format (as this may form the basis of a witness statement you would rely on if this should escalate to a Tribunal - hopefully it will not, but it's best to have everything in writing so that you can keep on top of things esp. with C.A.B.)

 

A friend of a friend was being racially and sexually harassed by a senior male colleague in a blue chip consualtancy company here in London and she kept a note of every incident/remark/person witnessing everything - the evidence she had prior to her disciplinary hearing (for poor performance - related to the harassment she suffered) was insurmountable and she walked away in November with 3 months' severance pay and a good reference.

 

So do not give up, I hope some of the info is of some help to you.. You have come this far and I hope things turn out ok for you..

 

Keep posting your progress ;):)

 

Dons2008

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yes i did get letter finally yesterday which i had to go pick up from store. i made to mistakes 14/12 by not taking money for something i ran through and then once on 29th when i left till open a bit while dealing with a customer. the problem is i know others are making mistakes but they have decided because i wrk frida and satyrday en though new staff have stared who work then im the one whos at fault when i know others have used my code and till. im not sayin i didnt commit because it was human error but i feel i have overwhelimg mitigating cirmunstances.

 

the worst thing is im leaving in summer when i finsh so 5 months is not really worth them doing it! i had a bad time i was ill so dodnt know i was pregant so was a shock and then the father broke up with me and didnt come see me for three weeks because work didnt pay me i had no money to eat properly. my hormones were aall over the place i couldnt go home and see my family because of work so i was pregant and scared and alone and was very sick with morning sickness one time my housemate had to call and ambulance.

 

since then ive been slowly trying to come to terms with my ordeal but it takes time. and then my manager eally didnt help things by saying stuff about how girls are more forcefull and sayin i should make more effort with a meber of staff when i was! after he cut hours down and i got him to reinstate them i told him all this so i thought he would understand. ever since then ive felt very senstive and my confidence is in bits. so them constantly criticise me has made things worse. i thoughtn the company would have been more understanding but they werent. problem is lot of what my manager has said is between us only. but he hasnt realised his comments have hurt me a great deal.

 

i think he has got wrong end of stick of me i am the most caring person i have looked after my dyin father since i was ten years old! the other day i watched a programme on palestine for my class and i sat and criied at the children int he refugee camp. at work i ahve had to be strong because of the awful cusotmers we have to deal with and also because of the people i work with. and my manager has a go at me for bing strong and a bit short with people but its because after being there for so long the staff keep doing same things and not tiding up after themselves and im tired of having to do same thin every day and im sick if bein abused by customers so havent dealt with them as well as i sued to but is it surprising. i come in i work so hard and then know it and im one in major truble it beggers belief really. thanks for your comments i know what i need to say for disciplinary but i am definatley going to try and take it further

 

i am not in trade union and also theres no meber of staff i can ask really so im on own :( been trying to contact hr all day without getting through its answermachne as i wanted to talk to them.

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Is it a large store that you work for? I have been working in a large store since I retired and I have them to be the most awful employers, the managers do not know how to manager and the discrimination is rife there as well. The store has got a good reputation which is laughable. The particular discriminate against elderly workers because they want them to be there all the time. will not give holidays despite giving amble notice, the store wants written proof whey you need to that your holidays. :confused:

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Just a general note - please try and keep advice on-thread, rather than resorting to PMs. Not only can the advice given help someone else, but incorrect advice can be picked up on by others and corrected. Be very wary of accepting advice by PM, and if you're not sure, feel free to ask.

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I should have said that I have had to join a union because of the appalling way the manager were about holiday leave the want staff to book their holidays 2 years in advance????

 

Union has not done much for me so far as the store is not unionized but if you have to go to an industrial tribunal then hopefully the union will help with that.

 

Also bear in mind that stores are not doing too well at the moment and the best way to make savings is to get rid of staff. It will be difficult year for them in 2008.:rolleyes:

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i really appreciate your support! i am a bit annoyed because number for hr keeps going to answerphone and i needed to talk to someone. typical really lol. i needed to sound things out as i have no idea of employment law and if i want to put in a grievance i needed to work put if they have broke any. i understand what i need to do for meeting but its appeal and grievance that im unsure of. I want to stand up for myself and show i am capable of defending myself and showin i cant be pushed around. after what i have said does anyone think i should take this further and do the know process and what i have to do as its company as a whole that ahve let me dpwn from beginning NOT just manager or line manager this is whole company.

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Rainbow you will need to keep a diary of events times places and what was said for the grievance procedure, everything something happens write it down with the time and date.

 

All you need to do is to write to the personnel manager and with everything that has happened and you will be invited for an interview it would be good if you can get someone to attend that interview with you. As the company will no doubt have someone making notes for them and they can be very selective what is taken down.

 

Good luck ;)

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thanks for ur advice. i have to first have this disciplinary meeting friday which im not happy about as if i havent got enough on my plate! im on verge of failing uni because im having to try sort this mess out. not good. do you think i have a good case though as it seems from the beginning i have had one problem after another. i have never been in any trouble in my life and never worked for a company where i have had such much stress and trouble! i havent been happy for some time because of all these issues and they wonder why im not perfroming. i started to dread going to work because i was unahppy with the way i had been treated. its prob not al there fault but after everything that has happened you would start to feel like you have been treated unfairly and this owuld mae ypu angry. dont know anyone who has had as much hassle as i have. problem is i would have quit a lon time ago but im stuck because i need the money while im at uni and i cant afford to quit.

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Yes, you do have a case.

 

Firstly though, make sure that you have another member of staff to sit with you in this disciplinary meeting. This is your right; don't let them tell you otherwise. You and/or they are allowed to take notes, and to see any evidence that they intend to use against you.

 

To start the grievance process, all you need to do is to put your concerns, and the way you've been treated, into a letter, and hand it to your HR manager. If you wanted to write the letter and post it up on here for cleaning up, you're more than welcome.

 

The above is just general advice; we have a few very good resident experts on here who will no doubt come along and take a look :)

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problem is i dont have anyone who works for company to ask. i am not too worried because end of day this is is my first offence but they have more to be worried if they sack me or i get in a lot of trouble as i would definatly take it further. so tomorrow i am going to state mitigatin cirmustances i mean i am not denying it happened i can only be honest. what points in this would i need to include when im in disciplinary and what points in grievance? the company has failed me from when i first started so i feel i have a good case.

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Hi Rainbow99 hope you're ok today ;)

 

As you are going through the hearing, the person chairing the hearing will read out any allegations made against you and ask you if you understand.. They should take you through the allegations - one by one - saying that on X-day you did X and Y.. and talk you through the rest of the procedure.

 

You should be given a chance to answer to each allegation and explain how the incident happened, and admit or deny the allegation. There will normally be somebody from HR there taking notes (these should come out to you as minutes of the meeting at a later date) The points you would expect to be addressed in the disciplinary are the points they have made you aware of, these being your minor errors which you touched on the other day.

 

In your grievance letter, you should outline exactly as Demon x Slash has stated, ie, whats happened, how you were treated and they should write you an acknowledgement letter and invite you to a meeting to address your grievance. You need to check your contract to see what the procedure is regarding this, and also try to get an urgent appointment with the C.A.B. to get the contract checked out and make sure your employer is acting within the guidelines laid down.

 

Apart from that, I would ask anybody at all in the company - even if you may not be friendly with them, doesn't matter, just get somebody in there with you... in capacity as a witness, this way if there is any attempt of a cover-up or to back you into a corner (as I mentioned before) you have a witness to verify you.

 

You definitely have a good case, I hope any of the above helps.

 

Dons xxx :)

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As mentioned try and get someone to be with you at the interview, I know big retailers take note at these meeting and also get you to sign the note that they have taken, if this should be case, read the note very carefully before you sign them (I feel that this is an unfair practice as they can be very selective with notes that are taken) also asked for a copy of the notes. I worked for a big retailer and they do this although I have protested and said that I was not going to sign anything the pressure was applied and in the end I sign them but I did read them first and also got a copy.

 

However I have put in grievance due to them discriminating against me because of my age and I wanted to change my hours for safety reason. This took so long for them to get back to I therefore took the hrs that was good for me and put it in writing giving them the chance either to pay for a taxi home for me every night and if not I was going to taken the hrs as stated in my letter to them.

 

I knew if the sacked me I would take them to an industrial tribunal, as they were totally out of order.

 

a couple of weeks later the hrs that was necessary for me was reluctantly was sanctioned.

 

Also I have another grievance ready to be heard because I was given my annual leave despite giving plenty of notice.

 

I am calling shots but they will keep getting at me, but I am aware what they are doing because retails sales are not good and the outlook for 2008 is very bad so the more staff they get rid of the better, they will have fight on their hand with me.

 

Also I have joined a union which is good because employers know that they can get away with bad practices as it is very difficult to take a care to the tribunal without any support.:-|

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Retail and pressure-selling jobs can be the worst. I myself was pressured out of my job a few years ago (a job I loved and had been there for years). New manager, thought he'd 'make his mark', made life hell for everyone, and there were resignations in droves. I'm clued up on employment law, and even I didn't submit a grievance - it was just too much being sick in the mornings before work and at lunchtimes, getting stomach pains, headaches, dizziness, tears, etc. - it's affected how I view the workplace, and even now I struggle to view working full stop as something positive. It took a long time for the misery to turn into full-blown righteous anger, and unfortunately it wasn't soon enough for me to continue in the job. Partially happy ending, though, he left the company soon after the area manager had a word in his ear about all the resignations.

 

I'm just trying to say that it's difficult to bear up under that sort of pressure, especially with all your medical problems on the side, rainbow, and nobody will look askance if you decide not to take it any further and look for a new job - but if you don't submit a grievance, in my experience you will deeply regret it in years to come, feeling that you let the bully 'get away with it'. I consider myself a no-nonsense, strong person, and the effect of the bullying really shook my confidence in myself as that strong person, and I still haven't completely recovered it. Perhaps if I had taken things further instead of resigning, I would be in a better place with my life right now.

 

Just my experience, hope it helps. :)

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I agree you would want to be well to be able to deal with incompetent employers when you are not well. I have heard that it is better to leave an employer than to stay when they are out to get rid of you anyway. So look for another job and leave in good terms if you can as they can make life difficult afterward because you will a reference from them.

 

Employers do not like being taken to task so be prepared for that as well. The power goes to some ignorant manager heads and they can make life difficult as well. :oops:

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im supposed to be staring at 8am and meeting is at half ten do i ahave to start work at 8 like normal. tried to call manager but he didnt get back to me. doesnt say on letter. i am oing to fight this on principle. every time they have ****ed me over ive managed to win in the end. its fursttrating that everything has had to be a fight over every tiny little thing. And half time they say one thing and act another so i dont know whether im coming or going. ive been tying to read upa s much on employment laws as i can so i can appeal/put in a grievance. if it was you would you feel like your being discrimated against because i have felt like for a long n time. im trying to work out what it is is it because im part time or a girl or what i cant quite figure it out. for weeks now my bosses even started just writing my figures in book instead of having proper review like all other part time and full timers. only last week they did a proper one again. we are all ALL STAFF PART TIMERs And i was there year and a half and had contracted hours and two part timers and instead of fititng them in with my hours he tried to cut mine don claiming needs of buisness but previous boss of our store and before knew i was a student and was fine. Last xmas my best mate got me a litle time off during xmas but this xmas i wasnt allowed as i was told no one inc mapny can take it bewtween nov and feb and i found our other day by head of hr that SALES people like me can take it in janurary but our bosses never told us that.

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