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Howard Cohen Court Claim .**WON**


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Your first inclination is the correct one.

 

Don't talk to them on the telephone, ensure all communications are in writing. it is very easy to tell lies over the phone, much less so when your letters can be produced in court.

 

When and if they get in touch in writing, CCA them to establish who they are and what they want.

 

Until then, have a nice day!!

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First off, you're correct ,DO NOT call these people, ever.

 

Personally, I would ignore this until you here from Viking.

 

I would then start by sending a CCA request to Viking(You can use template letter N from the library here)

Making sure that the line "I do not acknowledge any debt to your company or their representatives" is clear (Bold and Big). Send letter recorded delivery, and keep the slip that you get from the Post Office safe. You can track the delivery to them online these days.

 

Once the letter has been signed for, wait 12 days.

 

If , after that period (12 days from date of receipt by them) expires and Viking have not sent you a true copy of the original agreement (with the terms and conditions, and signed by you) , they cannot enforce the debt.

 

At that stage the debt is in dispute.

 

If you like, you can let them know that they cannot enforce the debt and should not legally attempt to collect any monies. If they continue, update this thread and you'll get help with the next stage.

 

They may fob you off with 'it takes time to process blah blah' - Ignore that. The law is the law and the time limits allowed are fixed.

If a further calender 30 days goes by without them sending the original agreement, they commit an offence under the Consumer Credit act.

 

Hope that helps.

Struggling_Simon vs Cabot - WON

Struggling_Simon vs Abbey - WON

Struggling_Simon vs HBOS - Pending

--------------------------------------------

IF I HAVE HELPED PLEASE CLICK MY SCALES

 

Vigilantibus non dormientibus æquitas subvenit

Somper in excretia,som solem profundus variat.

 

 

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Name & Registered Office:

VIKING COLLECTION SERVICES LIMITED

6 AGAR STREET

LONDON

WC2N 4HR

Company No. 00508834

 

spacer.gifspacer.gifspacer.gifspacer.gif Status: Active

Date of Incorporation: 13/06/1952

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

6523 - Other financial intermediation

Accounting Reference Date: 31/12

Last Accounts Made Up To: 31/12/2006 (DORMANT)

Next Accounts Due: 31/10/2008

Last Return Made Up To: 09/11/2007

Next Return Due: 07/12/2008

Last Members List: 09/11/2007

Previous Names: Date of change Previous Name 22/10/1992 BURTON GROUP PERSONAL ACCOUNTS LIMITED

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Registration Number: Z5750831

Date Registered: 13 September 2001 Registration Expires: 12 September 2008

 

Data Controller: GE CAPITAL GLOBAL CONSUMER FINANCE LTD

 

Address:

6 AGAR STREET

LONDON

WC2N 4HR

Other Names:

WELBECK FINANCIAL SERVICES

DRS

 

no mention of viking there :D

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I had alot of dealings with Viking back in 2003, it was either letters from them or from Eversheds, this was connected to house of fraser card, again part of the ge group.

 

These people wasted no time at all in getting a ccj against me, its satisfied now and comes off next year:D

 

Give em one from me please:rolleyes:

 

cm

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First of all, Hi zarren.

 

The letter yesterday should be ignored completely.

 

You need to wait until you get a response to your CCA. Expect this 12 working days after they recevied it, or less.

 

They have a further 30(weekedays) to answer fully.

Expect that they will say 'we need to get that info from the original creditor .. .. .. .. blah blah'.

 

Nothing to do except photocopy it twice for 'your bundle'.

 

Easy Now.

Simon

Struggling_Simon vs Cabot - WON

Struggling_Simon vs Abbey - WON

Struggling_Simon vs HBOS - Pending

--------------------------------------------

IF I HAVE HELPED PLEASE CLICK MY SCALES

 

Vigilantibus non dormientibus æquitas subvenit

Somper in excretia,som solem profundus variat.

 

 

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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second of all,

 

@C00kiemonster

 

Mate,

 

Always a pleasure, never a chore.

 

Eversheds are reputable. Not sure about Viking so much, though.

 

As an aside, just how much did you pay for 'Charges'.

A SAR(Subject Access Request) will tell you.

 

Each 'charge' should carry a cost no more than £12 per occurence nowadays -if it's more than that you can clam the balance back , +8% for the duration of the contract plus ...

Struggling_Simon vs Cabot - WON

Struggling_Simon vs Abbey - WON

Struggling_Simon vs HBOS - Pending

--------------------------------------------

IF I HAVE HELPED PLEASE CLICK MY SCALES

 

Vigilantibus non dormientibus æquitas subvenit

Somper in excretia,som solem profundus variat.

 

 

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 2 weeks later...
  • 2 weeks later...

I'm also sure Consumer Direct / OFT / would be interested to know that they are using a premium rate number too !!!

Section 2.2 on the OFT Debt Guidance...

 

h. asking or instructing debtors to make contact on premium rate

telephone numbers

 

Actually you are quite lucky that you get to deal with a mickey mouse DCA !!! ;)

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