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    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
    • So a quick update got bounced around two different departments and managed to speak to a DVLA bod , explained the situation and they could see the overlap and that DD payments had been made from Feb , also no formal remiders prior , they gave me a number for the legal dept who I am calling this morning to see what they can do in terms of the SJP notice , still have time to submit this online.  Will update after my chat this morning 
    • filed the defence at same time as suggested @dx100uk
    • Also, I am trying to understand how invoicing a large sum in a 6m period becomes tax fraud?   Is it because if he had invoiced over the £85k threshold he should have been obligated to charge vat?  Which would have meant hmrc would have benefited from the vat amount? So by not charging it Hmrc have lost out on £s revenue?  Is that what makes it tax fraud? So as a self-employed contractor, let's say he invoiced one Co for 200k.  Should he have charged vat on the full 200k (£40k)? Or just on the sum above the threshold (£23k)?  And that by not charging vat, he has knowingly withheld tax £s from Hmrc? And is the payer complicit ?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In 6 weeks in November-December, I lost just under 5 kgs.

 

Starting Monday, Lula and I are re-starting, but as we don't go for the "starve yourself thin" diet, we'll be starting a different thread with tips and advice for those who might be interested!

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Good luck to all of you.

 

I lost 20 pounds today, but dont worry, i found it under a cushion.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I've managed 2lb. Not bad for three days.

 

Molly how did you manage 8lbs? Tips pleeeassee:)

 

 

Wino, the best thing to do is, whatever method you're using - halving your food portions, eating more healthily, attending a club - try to weigh yourself just once a week at the same time, say Thursday morning ... good luck :p

 

Oh, and BTW, remember the old vino is empty, empty calories ... lol

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In 6 weeks in November-December, I lost just under 5 kgs.

 

Starting Monday, Lula and I are re-starting, but as we don't go for the "starve yourself thin" diet

I am not into that either Booky.

I will not be getting that hungry, I can assure you ;)

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Of course you can saintly. You can have some of my weight if you like. I have plenty to go around. :D .

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Oooo, have been offline for a while and have been dying to post on here. I started on my WeightWatchers diet Monday (don't we always start our diets on a Monday girls?;)) and have lost 2lbs since then.

 

TBH, I lost two stone a while back and I've only really put about 8lbs back on but am feeling it, so have decided to start again.

 

What I like about WW is that because every type of food has a points value and I have a set amount of points each day, if I don't use all my points up, I can save them for treats. For example, I had chips, two rashers of bacon and a poached egg on Wednesday night so that was my treat for the week:D I did salivate over the Cornish pasty I put on Mr Bo's plate but at 11 points it's a bit of a "no, no" - well, it is compared to beer :o

 

However, I have saved some points up so I can have some alcohol at the weekend, I can still have a chinky on Saturday night and a roast dinner on Sunday (going easy on the roasties and Yorkshires) so it suits me fine :)

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I think thats the secret of success for any weight loss method, we are all different so find the one that suits you, it may not even affect your diet if its easier and you enjoy additional exercise more try doing that.

 

Very true ;) I'm off to Ambleside in the Lake District this morning for a lovely walk ... and a bit of girly gear shopping afterwards.

 

... and will be very restrained (food and drink wise:D ) in the pub afterwards.

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I think thats the secret of success for any weight loss method, we are all different so find the one that suits you, it may not even affect your diet if its easier and you enjoy additional exercise more try doing that.

indeed CB, so true.

anyway, 4 lbs lost this week, the weight watchers is working OK.

There are things on there I do like, so I am trying to concentrate on what I can eat tather than what I cannot.

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I lost some but have had a very stress full week so to keep going on comfort food and wine and put it back on but got through it not quite how we hoped Do you know you can win a great battle and lose a fistful of money never mind I start loosing weight tomorrow till the next stress time, any ideas to relieve stress apart from booze and food

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I lost some but have had a very stress full week so to keep going on comfort food and wine and put it back on but got through it not quite how we hoped Do you know you can win a great battle and lose a fistful of money never mind I start loosing weight tomorrow till the next stress time, any ideas to relieve stress apart from booze and food

 

I usually have a chat to someone. Start off with what bugs you and then go onto something that is good. Usually works for me.

 

I'm having a little, tiny, wee, bit of a day off from dieting, Hopefully it won't affect me too much. I just fancy a bit of wine that isn't watered down.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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My jeans feel less tight today, not sure if it's weight loss or if the washing machine is destroying things again

Any posts submitted here on the Consumer Action Group under the user name GlasweJen may not necessarily be the view of the poster, CAG or indeed any normal person.

 

I've become addicted to green blobs (I have 2 now) so feel free to tip my scales if I ever make sense.;-)

 

 

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I lost some but have had a very stress full week so to keep going on comfort food and wine and put it back on but got through it not quite how we hoped Do you know you can win a great battle and lose a fistful of money never mind I start loosing weight tomorrow till the next stress time, any ideas to relieve stress apart from booze and food

 

They reckon exercise is good. Even if you only get out in the fresh air for a few minutes to clear the cobwebs it can make you feel better able to cope. Easier said than done when you need to be in 3 places at once.:(

 

Talking can also help, although I know I sometimes want to forget about what's going on. I felt better yesterday for a good cry and a big cuddle off my hubby, bless him.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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