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advice needed reclaiming ppi


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hi guys

i am new to this forum and i am currenlt always on the ppi forum, its a long story and will try not to bore you with all the details but i'm at a stage now where i am looking at the court route and need to be sure i am doing it right.

i took out 4 loans with a broker, ocean finance, all of which had ppi attached to them, which was blatently mis sold for lots of different reasons, basically the fos will only look at one of them as the others fall outside the date in which they can help. i have spoken to the fos on the phone and they agree it should be ocean i deal with and not the loan companies, all my documentation has gone off to the fos for the one they can help with but have yet to have a reply from them.

i have had my final response from ocean to say get stuffed basically you're getting nothing from us and feel free to take us to court, in not so many words.

so after all that waffling what i need to know from the experts on here is it ocean i pursue or the loan companies??????????

any help no matter how small would be greatly appreciated.

 

luv gemini x x:) :confused::):confused:

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sorry i think i may have posted this in the wrong forum if so i apologise and if i have could someone let me know and i will post it in the legalities forum, i think this is where i was supposed to put it.

 

sorry again

gemini x x

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The section you want is here.

http://www.consumeractiongroup.co.uk/forum/legalities/

Your answers might be in here.

http://www.consumeractiongroup.co.uk/forum/legalities/120585-broker-lender-who-mis.html

There is also a wealth of information here.

MORTGAGE PPI BROKER IS FINED OVER IRREGULARITIES at PPI Claim Compensation News

Good luck.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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