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Vanderpelt Vs B'Card ***WON***


Vanderpelt
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Well after my win over moanament, i figured i would continue with Barclays as i have an idea how they work, Or not as the case may be.

 

I have worked out my Claim to £424 + £124 int (at 8% as i cant get my head around CI and to be honest just want the charges back). So that has been sent today recorded delivery so hopefully i will have it back by Feb!!!

 

more to follow.

 

Van

Edited by Vanderpelt
have now Won, thanks

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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was it the prelim you sent today?

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Yes i think so it is the pay me within 14 days, then i will send a LBA.

 

sound right?

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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Yes it was.

 

Here is the link to all the letters you will need, but any problems just ask as there is always someone around to help.. :D

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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  • 1 year later...

Well to many things happened and stuff was left to slide (bad Van), so new SArs sent to see situation and when it has been received to court we go :p

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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Hi Van,

 

If you've read recent BC threads, you'll see BC are repaying charges quickly now if you're avoiding the higher interest.

 

So I doubt you'll need to go to court at all.

 

The downside of this is you won't get the full date-related 8% s.69 int't.:mad:

 

On the upside, they'll probably give you a flat 8% bonus.:D

 

Use this letter for the Prelim and LBA - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/586-credit-store-card-letter.html

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  • 5 weeks later...

Well i have sent off the wifes LBA so that should hopefully pay that off, just need to do mine and get this all done. :p

 

We can finally see the end of the tunnel,

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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Good,

 

Let us know if there's still a light left on there.

 

;)

We could do with some help from you

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Just had a response from them in regard to the request they have offered £155 back (asking for£800) so do i go for the LBA saying Jog on thanks

 

or just straight to court :p

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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Hi VDP,

 

If they fail to reply within 14 days, or they offer you a silly amount as they have done here, send the LBA.

 

If they fail to repay in full within 14 days, File on Form N1 at your local court.

 

:)

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Ok Quick Update on my two B'Card cases (one mine one the wifes)

 

We have drafted a bugger off letter to them for there offer (it says take as a part payment but we want the balance and gives them 14 days, so i am sure we will go to court for that one.

 

However we have gone over the 40 day DPA timescale, (day 41 now) so sending a give me info in 14 days otherwise i sue!

 

So heres hoping.

 

Van

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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  • 2 months later...

All done and dusted now, for the price of 6 1st class stamps we have recieved all but the interest we were asking for (which is good enough for me!).

 

thanks all

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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All done and dusted now, for the price of 6 1st class stamps we have recieved all but the interest we were asking for (which is good enough for me!).

 

thanks all

 

Well done Vanderpelt, you need your thread title changed to *WIN* :-D :-D

 

S.

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And done :p

Vanderpelt Vs Monument "won" (5 mins before court)

Vanderpelt Vs B'Card WON

Vanderpelt Vs Natwest WON

Vanderpelt Vs Cap 1 WON

Vanderpelt Mrs Vs B'Card WON

Vanderpelt Mrs Vs Marbles WON

Vanderpelt Mrs Vs Cap 1 WON

Vanderpelt Vs HFC (2 PPI, both WON)

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Congrtulation Vanderpelt on your WIN. :D

 

Your thread title has now been changed. :)

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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