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  1. Had a good job, career, home, money, etc. Then had a prolonged period of inactivity, debts piled up, not opening letters, spiral of anxiety and stress. blah, blah. Now, for past year or so, been earning, and getting back on feet. Looking to start paying back, and deal with all my debts. Have done as much due diligence as I can, and need some pointers. I have a number of creditors, with debts totalling around 45K. Have been paying token payments of £1 to most, some more. Looking to get StepChange advice and help. But also need some idea of full and final offers to re
  2. Hi, I need to gather evidence for my defence against Safeloans Ltd. They claim I failed to make the repayment of my loan, but I attempted to do so several times, and ealirer than required. Their website said my card was declined. I recently spoke to NatWest. I got a very helpful advisor who sent me transaction logs to prove I had funds in my account. Unfortunately, he couldn't provide details on the Safeloans transactions from 21st December, as there's a 30 day limit. On 21st December, the day I attempted repayment to Safeloans, I called NatWest after Safeloans' site reject
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