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About Me


Found 10 results

  1. in a few days time we will no longer be entitled to mortgage interest payments, instead what the DWP was paying in mortgage interest payments will continue to be paid however like a load of other people we will have to pay this back with interest, and on top of that our property will be subjected to a charging order. our mortgage interest payment does not even reach £150 every 4 weeks. yet we get stuffed for having our own house, by the way i was in full time employment until health deteriorated and could no longer work. my question is ...how come we have to pay the interest payme
  2. Speaking to an advisor today who informed me I shouldn't be paying council tax!!!!!!!!!!! Turns out if you're classed as severely mentally impaired, (SMI) and is likely to continue, and are in receipt of certain benefits, OR are eligible for certain benefits, including but not limited to, Incapacity Benefit, PIP, ESA, SDP, etc etc. then you are exempt from council tax, variable from LA to LA, some 100%, 50% or 25%. I'm going to put my LA to the test, having a severe traumatic brain injury, which is well documented in my medical history, I have just rang my LA to enquire about this ex
  3. Hello I am in receipt of CB ESA with the support component having been migrated from Incapacity Benefit several years ago. I also receive DLA High Rate Mobility and High Rate Care. I had no entitlement to Income Related benefits as partner was in full time employment. New scenario - Partner has to leave employment due to chronic lung condition. We ask at Jobcentre how and who should claim. Were told partner should make separate claim for ESA which he did. Was placed in support group without a medical. When he asked for housing costs (SMI) to b
  4. What happened was I have aspergers and my support worker to claim a SMI ( severe mental impairment) for council tax exemption. I took it to the doctor and she stamped the letter but she reworded it moderate instead of severe, but . My local council tax office said something about because of severe disability premium, ESA support group and h rate care l rate mobility means I still qualify , then I phoned the city council tax call Center they disagreed, my local one says they not specialists and she asked her council tax practitioner she agreed again that I still qualify.
  5. the dwp have been helping me for the last 15 yrs now they want to turn this into a loan is it from now or are they backing dateing it very worried about this in the budget
  6. HI After my ESA review I am in support group. I have received SMI payments toward £56,000 As when they started paying my SMI it was before you could get interest on up to £200,000 And so it never applied to me. However as my benefit went through a review for ESA it is treated like a new claim? In my tiny mind I thought that maybe assistance with payments would now be times by 4 But it hasn't been? How do I work out what they are meant to pay? I have looked for an online calculator but cant find one? OSW
  7. What is the criteria for climing SMI as in what or where can I find the rules/regulations on a claim? Person has been on IB soon to be ESA for a number of years, 2008 I think. At the time of making a claim they were not able to claim for help with the mortgage because for whatever reason they were barred/didn't meet the criteria/ disallowed. They've met their mortgage payments for the past 4 years with no help from the DWP and it's been a tough hit every month. Have the rules change or are they still in place and much the same as what they were almost 5 years ago? Where c
  8. Hi, Hope some one can shed some light for me. I'm on E.S.A I get help with mortgage which is 132 pound's a month. I've been informed that in April it will go to 18.90 a month. When i asked why they said the bank inform's them every year and that's what my new payment's will be. I thought the interest rate has stayed the same .so there would be no change in the amount they will pay .
  9. I was on JSA allowance for 11 months then straight over to ESA of which I have been claiming 9 months. For both I was/am also in receipt of SMI. Now I know that on JSA SMI is only paid for 2 years. Does anyone know if my if they add JSA and ESA SMI time together (hope this makes sense), in relation to the time allowed on it.
  10. I have been advised by my local Jobcentre that the DWP are planning on cutting the rate they use to calculate mortgage help from 6% to 3%. This will mean that mortgage payments will drop by 50%!!! It has not been confirmed yet, but has obviously been communicated to local offices. Urgent letters to MPs methinks, here is mine.. If you cut and paste this, ensure you change the LHA rates to the correct amount https://lha-direct.voa.gov.uk/Secure/LHARateSearch.aspx?SearchType=LA and insert your own figures. The 2011 LHA rates will differ from region to region - but my gues
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