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Found 9 results

  1. Hello I am in receipt of CB ESA with the support component having been migrated from Incapacity Benefit several years ago. I also receive DLA High Rate Mobility and High Rate Care. I had no entitlement to Income Related benefits as partner was in full time employment. New scenario - Partner has to leave employment due to chronic lung condition. We ask at Jobcentre how and who should claim. Were told partner should make separate claim for ESA which he did. Was placed in support group without a medical. When he asked for housing costs (SMI) to b
  2. Hi for the past year I have been putting money into a basic account of mine, no overdraft facility allowed. Money was put aside for a holiday and friends weddings this year. I didn't know the exact amount in there but I knew it was a fair amount. I made a few card transactions online, buying wedding presents etc, Few days later checked my online account to see my available balance. Noted it was £410, I therefore decided to pay off the rest of my holiday for £350. Few days later go online again and to my shock my account is £275 overdrawn!!! I have a basic bank
  3. I have read several similar cases on the forum, such as speranza's in April 15; but it is sometimes down to how the question is asked and by who, so any valuable comments are much appreciated. In short, I was caught by TFL inspector at tube station attempting to travel on London Underground without having a previously paid fare of £4 in Aug 2012, which was a silly mistake really. I plead guilty and apologised sincerely for it in court and was given a conditional discharge for the offence, stating that as long as i do not commit an offence during the next 12 months from the date of the ord
  4. Hi I have been claiming JSA since September, but I have yet to receive any payments due to various reasons that DWP have been making up along the way. Let's not get into that now though. I received a phone call from them this morning. They want me to provide them with a full disclosure of everything that I have spent money on in the last six months so that they can see how my money is spent. Do I need to provide them with this information?
  5. :!:Hi all, Just wondering what options my sister has. She need to pay rent on the 01/01/2015 but she spent too much on Christmas and has no more saving. She is thinking of paying late or a payday loan. She needs to pay £375 What would be best for her to do? Thanks Andrew
  6. Hi Can I get taken to court over the same debt twice? Have several debts, 2 with CCJ's but 6 years old early next year, paid monthly agreed amount but still balance will remain outstanding. With regard other debts, again 6 years and older, they have now dropped off my credit report and all bar one have been sold to collection agencies... .can they make defaulted again or take me to court to obtain CCJ? I paid monthly a small amount but have stopped since dropping off credit report. Cheers in advance.
  7. Hi, I hope there's a legal eagle or two about that can clarify something for me. I was convicted of an offence at Magistrates court in 2010 and given a fine to pay. At that time the rehabilitation period for that offence was 5 years. Now I'm led to believe some changes have been made in essence reducing rehabilitation periods whereby my rehabilitation period has been reduced to just 1 year. I have just offered a new job and the employer has asked me to fill out a Disclosure Scotland form. I'm very concerned as to whether my Disclosure Form is likely to come back with my conviction still u
  8. I sold my previous car last year. My previous insurance company was aware of an IN10 as they made a mess of taking my renewal premium four years ago and I was caught unaware that I wasn't insured. The traffic policeman said he deals with four or five similar cases to mine every week. The IN10 is a spent conviction that is not on my licence now. However, when taking out my new insurance I find my old company will no longer insure me because of the IN10 that was their brokers fault. They had attempted to take the premium off old bank details which failed and they didn't notify me by em
  9. hi, i was charged with a drink driving offense back in 2003. Now i need a letter from the relevant authorities saying that my conviction has been spent. How do i do that? Any links or phone numbers will be appreciated. thank you in advance, craig
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