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Found 7 results

  1. I have just redeemed a mortgage with Redstone/Melanite. I tried to get a breakdown of the redemption figure they gave my solicitor, rang them, wrote to them, but they have not broken down the figure. I calculate that it is roughly £2,000 more than it should be. (I have arrears and many charges added). Luckily for me I have been able to pay all that they asked for. The mortgage has been redeemed now but I am not going to let this go. I have written to them five times since 28th August 2018. Not even an acknowledgement of my complaint letters, and no breakdown of the redemp
  2. Has anyone else received a letter from Redstone (alias Melanite) Mortgages stating that the FCA has ruled that they have calculated some customers' monthly payments incorrectly since 2010 and that those customers are due compensation? If so, has anyone received compensation or a refund yet? I received such a letter stating that I was one of those who had previously been overcharged, but with no details of how much I would be refunded or when. It stated that my account has now been recalculated and my new payment will be £6 per month higher! I rang them for more information and was to
  3. I have now had my mortgage with Redstone for about 10 years. Recently I have had to move and rent else where. I informed Redstone by post. They wrote back thanking me for updating my information. I rented the house to some nice people and was able to pay my rent and continue paying the mortgage. I moved because the 160 miles a day was killing me. I heard no more until last Tuesday afternoon when I was informed by the people renting my house that the house has a LPA placed on it by the mortgage company. The LPA company are collecting the rent now!!! Redstone collected my mortgage payment t
  4. Hi recieved a letter today from redstone saying that due to an administrative error information about my mortgage account was sent to a private indivdual by email on the 3 August. I have had a lot of trouble with restone and recieved no help from these people in hard times , is there anything I can do regarding there error ? many thanks
  5. Has any been contacted by this company or one of the firms of solicitors that they use and been told they have forfeited their property due a breach of the mortgage contract. This action is taken without any reference to any court and usually give 14 to 28 days to repay the full amount of the mortgage plus costs. I am aware of at least two other incidents of this happening but keep reading of rumours of many others.
  6. I need advice in regard to Redstone's inability to reply to correspondence. I jointly owned a business which unfortunately closed July 2011 due to financial problems ( Care Home ). I advised Redstones in August 2011 both by letter and telephone about the situation and asked to pay interest only and also explained that the property with the support of Barclays business who held the Mortgage for the business was hopefully going to be turned into a House Share for Students etc. They duly sent me Income & Outgoings form which was filled in and returned, i also told them that i could only
  7. I am currently running a claim on behalf of my brother from Barclays now Woolwich mortgages for charges of £40per month for arrears admin charges. Barclays have issued him with their final response with a resounding no so taking it to court, I am unsure how restitution would be calculated on the claim and appreciate any help cheers
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