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About Me


Found 11 results

  1. No doubt this could be mentioned in most forums on this site but chose this one as they regularly crop up with regard to both Equita and Ross & Roberts. http://www.bbc.co.uk/news/business-43862732
  2. The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite. The short-term lender saw pre-tax losses grow from £38.1m in 2014 to £80.2m last year. It has overhauled the way it assesses applications for credit, and extended the repayment term for some loans. However, it suggested 2016 would be a "turning point" in its financial performance. The company, along with other payday lenders, faces tougher rules from the regulator, the Financial Conduct Authority (FCA), which has ruled that customers must go th
  3. Hi All, I will set the scene with a brief timeline of events.... 1. Purchased a 62 plate car for 10k on a HP agreement with a £300 deposit, picked the car up from the dealers on the 2nd March 2016. 2. I made the first payment on the HP agreement on the 2nd April 2016. 3. On the 8th April 2016, the car was written off in an accident. The other party pleaded no contest and their insurers have admitted full liability for the claim. I spoke with my finance company yesterday after receiving a letter from my insurer declaring the car a write off. Naturally as the legal
  4. I don't know if anyone can help be I am doing my self assessment last minute as usual, I am self employed as a foster carer on which my profit was around 9,000 and catalogue business which I made a loss of around 800. I have filled in the box to offset my loss to the previous year as I had to pay some tax last year which is unusual for me. Does this mean that I should get a rebate from last year? Because the calculation is coming up as I have to pay around £80 National Insurance as I am over the threshold for that and there is no rebate from last year included in the calculation. How does it w
  5. Can I claim consequential loss following a garage damaging my car? I took my car into a garage for routine brake pad replacement (& tyres), following a 'brake check' the previous day. My car has automatic handbraking, so required use of specialist equipment to replace the pads. They were aware of this (was asked to go to a different branch where they had the right kit to do the replacement) It was a sit & wait appointment, and was told it would take them about 90 mins. By the time they closed 4 hours later, although they had replaced the pads & tyres, they were strug
  6. For all the people that has been harassed by HFO Services Limited and Turnbull Rutherford Solicitors, this is good news. This culled from the OFT website and the link posted below http://www.oft.gov.uk/news-and-updates/press/2014/08-14#.Uvvum8uPPIV OFT finds three debt businesses unfit and excludes a solicitor from undertaking licensable activities 08/14 5 February 2014 The OFT has refused to renew the consumer credit licences of debt purchaser HFO Capital Limited, and two associated debt collectors, HFO Services Limited and Roxburghe (UK) Limited. Alasdair Turnb
  7. A few days ago I complained to the BPA about Parking Eye's letters which try to justify they so-called pre-estimate of loss by including all their day-to-day running expenses and fixed costs. Believe it or not, this is the idiotic reply I received back:- Thank you for your e-mail. Please be advised Parking Eye are within their rights in regards to their parking charge notices and their pre-estimate of loss. Parking Eye would have calculated the sum as a genuine pre-estimate of their losses as they incur significant costs in managing the parking location to ensure compliance t
  8. Hi All - seeking advice from those in the know. Brief background, or as brief as i can be. Sold my conservatory on ebay auction for £1300. Inthe following days the buyer arranged to come and look at logisitcs of taking it down. There were some mails and texts to say about timing, they were trying to pay a deposit of £300 but were having some isses, agreed they would pay when they came to visit. 10 days later they came to the house and for an hour and we discussed how to take it down, size of van needed for transport etc. The reason for saying all this is that this was not an impulse buy,
  9. US bank JP Morgan Chase has been accused of hiding its huge trading losses by a US Senate panel. The bank lost $6.2bn (£4.1bn) in trades last year by an employee nicknamed the London Whale. The Senate Permanent Subcommittee on Investigations found that the bank misled investors and ignored risks. In response, the bank said: "While we have repeatedly acknowledged mistakes, our senior management acted in good faith." JP Morgan added that the management "never had any intent to mislead anyone". Bruno Iksil, the trader at the heart of the incident, was dubbed the London Whale because the
  10. JP Morgan is facing an investigation into its near $6bn (£3.7bn) trading loss by the same Congressional committee that grilled HSBC over violations of anti-money-laundering rules. The Senate’s permanent sub-committee on investigations is said to be seeking testimony from those involved in the trades that stemmed largely from JP Morgan's London office. An investigation by the committee, chaired by Democratic senator Carl Levin, will once again focus the attention of US politicians and the public on regulation in the City of London. The trades in the credit derivatives market were made by t
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