it's so nice when you 'turn platinum' .... i want to be diamond tho pete, you can't beat a diamond

difference is... uncle colin will be standing in a corner and you won't notice the 'D'. me now..... in the middle of the dance floor with the latest trendy hat.. courtesy of hsbc. hey oyster, have you not noticed the lifesize posters outside every branch of hsbc of me... wearing a hat with 'don't mess with me hsbc'???? lol

just another account at another bank incase hsbc close yours on a second claim! don't worry

get back if you need any further help filling in the particulars of claim.. ok?

if you need any help with the particulars of claim... come back and ask. i'll pm you mine if you want them.

i would go ahead and make a claim for all your charges. the banks are a law unto themselves. get it back!

give me 2 minutes paz and i'll send you mine as an example found them! i'll pm them to you. i won't post them here otherwise unscrupulous peeps will come and steal them without doing their homework lol

absolutely yes!! there is a chance that they may want to close your account if you claim for a second time though so advise to open up a parachute account just in case.

ok... no access to a pc, so it will all depend on how good a friend you are!! exactly the same principles to claim back but they're gonna need your help when it comes to spreadies and such like. it can all be handwritten but if they have a 'good friend' like you, then you'll be able to pass on all that vital criteria e.g. how the interest is worked out etc, letters, and hope they donate to YOUR site when they've won lol

just glad you came to a 'middle ground' conclusion for your nudge letter st! you see how it goes..... i think one thing, lats thinks another and you come up with the answer - marvellous if you ask me lol oh, i've just pressed the advanced button!!! eeek! dunno what happens now so i'll submit the reply anyway and see what happens lol lol lol (little minds and all that)

Oi!!!! you think i should buy a mirror with either claim one or claim two hahaha or maybe i should wait - get the hat, and buy the mirror with claim 3!!! i love this site:D

please don't start with the 'animal, rodent, pet theme'!!!! lol it starts up a whole new post lol

your claim is less than 5k before interest so no problem billgates the 5k thing is not set in concrete anyway, mine was over 5 before interest and it still went down the small claims track.

filing a claim with mcol is really simple. take a good look at the link i'm sending, register your claim and you can pop in and out of the site anytime you like until you submit your final claim. HMCS Money Claim Online don't be worried, keep reading people's threads so you have a good idea of what happens/could happen next. always try and be one step ahead. it's so important to be confident in what your'e doing - that way you won't be in for any surprises!

hi rita welcome to the forum. nice to see that somebody is doing their homework in preparation for their claims. hsbc are really taking the pizzle by not sending your statements before now.... i'm sending a link just incase they don't send them within 40 days. Data Protection Act - Non-Compliance - Template Letters

can i, please do some homework before you start your claim. it is for your own benefit. read as much as you can as there is invaluable information in people's threads, faq's etc. if you know what you are doing and what to expect - the bank will take your claim seriously. FAQs :::::::::::::::::::::::::- PLEASE READ THESE FIRST!!! Step-By-Step Instructions

Data Protection Act - Non-Compliance - Template Letters i think you should start complaining - they're getting away with everything!

PETE.... THAT'S BRILLIANT CONGRATULATIONS AND WELL DONE!!!!!!:grin: :grin: :grin: :grin: :grin: :grin: WICKED!

no your'e not greedy at all!!! it is your money - they were greedy when they took it when you needed it:mad:

hi and welcome to the forum. firstly, make sure you know what you are doing before you make a claim. i would personally stick to the tried and tested method on this site and not mse, as mse only give you so much advice (sometimes contradictory to what is advised on this one!). as for not having many successes, i would take time out and read as many threads as you can. there are very many successes indeed. i haven't read a thread yet where nobody won!! as for closing your account - they won't! but they may if you claim a second time and a parachute account is advisable as a fallback. each claim is different - so just because your friend got hers back after 2 months, does not mean that you will. you have to be patient and determined. most of all, what i said in the beginning - make sure you do your homework before you start. that way you know what to expect and the bank knows you are serious about claiming YOUR money back. good luck

homework is the most important thing to do before you start though! make sure you understand what you are doing and try and be one step ahead of the process... you'll be fine. we're all here to help you.

lol... you won't need a quill or a pot of ink, just a hardy printer and a lot of patience. there will be peeps here every step of the way to help you should you get stuck or need advice. seems daunting at the beginning but if you're anything like me and a lot of others on here, you'll end up being totally addicted and then end up helping others - which is what makes the site so brilliant. all like minded people helping each other!

WICKED NELLIE WELL DONE!!!! that's superb news:D

make a note of the date deemed served kel, that will be the date that they have 28 days from to defend. you're on your way now!!

hey dd, it's your claim.... you can file it when you like!! hopefully, they'll send an offer while your contemplating your next move lol