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I have just got a statement from my NHS pension and I cant make any sense of it, it says its worth so much in a lump sum and so much piension at retirement age, is that either I can take it as a lump sum or as a yearly pension please? Plus so much survivor pension...I dont have a partner nor did I have one when I took out my pension, the lump sum for survivng dependant children is no good either as my children are all over the cut off age!

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Hello there.

 

It's difficult to say without seeing a copy of the statement. Is it possible that you could scan up a depersonalised pdf of it please?

 

Does your statement look anything like this?

 

http://www.nhsbsa.nhs.uk/Documents/Pensions/090612_NHSB_statement.pdf

 

My understanding is that the NHS scheme gives you a salary related pension and a lump sum at retirement.

 

As for the spouse's and children's pensions, the NHS scheme is a 'one size fits all' arrangement that can't be tailored to each individual.

 

Scan up the statement if you can and we'll take it from there. :)

 

HB

 

Illegitimi non carborundum

 

 

 

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I dont have access to a scanner :( but it does say

Projected benefits at Normal retirement age

Pension £4,331.80

Lump sum £12, 995.40

Survivor Pension £620.22

 

And yes it does look something like that link you provided

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