SF thanks for the confirmation, It's been a lovely battle with Vanquis, But this is most definitely the best deal in the long run I have scanned and emailed this letter to many accounts I hold so have backups of backups and so on. Will also do the same for the receipt, as I am now off to town with a smile on my face and a spring in my one legged limp walk, knowing this is now done dusted put to bed shelved buried and no one can legally chase me for the balance. Woooo but I still have one question though, what if some tin pot DCA tries there luck in the future, can I get the pleasure of posting a copy to them and telling them to shove it where the sun don't shine? I so want to do that, Thanks for the assist SF

MM

Oh yes. Unlikely but if any other DCA tries it on, you can send them a copy and tell them in no uncertain terms to:-

" Go forth and multiply in the step of one, two." OR "Go away in fluid movements."

You should be able to work out what they mean

Lol This has been a long time in resolving, but now it's all over what do I do now umm?

Oh well I guess I had better help others in the same boat, not to be selfish and hit and run,

The feeling I have is as follows just to give you all an idea, the moon walk, the high jump

hop skip and jump, jumping up and down on my bed, shouting out the window, having a beer.

collapsing in my chair, passing out.

Finally breathing and looking forward to a substantial reduction in letters from DCA's

and being able to answer my phone before the machine kicks in to see who is calling.

finally a quote from Mel Gibson "They can take away my post but they will never take my money" come to mind haahaa

Thanks to all for the help and education now I am free I will carry on with all that I can to help others like me.

MM

Ok now we are debt free, I finally got my F&F paid been received now, awaiting final confirmation the account is now fully CLOSED.

Success at last totally debt free. Took 4 years, All I can say to the caggers that have helped over this time a huge thankyou, now time to assist where needed.

Well done, a great success!!

Thx Brig all down to you guys, but now only time will tell if they keep to their word lol

MM

Can admin adjust thread title to *SUCCESS* please all sorted paid and marked as satisfied on credit file

MM

defaults removed too?

dx

defaults removed too?

 

dx

Hi dx100uk no trace of it on my credit file....

States no credit cards. Checked closed accounts not there either

MM

done

dx