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    • If you're set on pursuing the receiver then a complaint to his governing body (if any) might be a sensible low risk first step. You need to confirm what qualifications he actually has. I don't believe an LPA Receiver necessarily needs to be a licensed insolvency practioner, although he may be. Or he may a chartered surveyor. I note you say "LPA" and "fixed charge" receiver, but aren't those two different appointments with different remits? What relevant powers are given in the mortgage terms and security? Or if that's unclear then how was the appointment described to you? Ducking back to the comment I made earlier, you consulted a solicitor who advised a claim against the receiver. How did he advise that you do so?   Some background reading (accepting it's from 2013 and you may be working off more recent preceded overturning this) .. LPA receivers owe very limited duty to borrowers; a reminder WWW.WRIGHTHASSALL.CO.UK As lenders rely more and more on their powers to appoint an LPA Receiver, a recent case has clarified the Receiver’s obligations, both to the lender and its borrower.  
    • Good Law Project are trying to force HMG to release details of how Sunak's hedge fund made large profits from Moderna. Government ordered to disclose Sunak’s hedge fund emails - Good Law Project GOODLAWPROJECT.ORG Good Law Project has won a battle with the Treasury after it tried to suppress emails between Rishi Sunak and the hedge fund he founded.  
    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tightbum v LLoyds - Rule 3.3 (5) set aside, stayed or Varied order?


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Hi there. I have just recieved a letter from S,C & M this morning with a full and fianl settlement offer. I can't believe it has took you this long to get your money. I guess this will happen to me. I get a funny feeling they don't give money away easily and they like to make you sweat.

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Hi tightbum, just so you know you're not alone, we sent our acceptance letter back and they received it 3 weeks ago yesterday...and still we haven't had any money. We are fed up with phoning aswell, we keep getting told our file is in a secure location and we could get paid anytime now. Starting to get me down now:cry:

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It is getting me down too. I may try the local branch manager to see if she can help. If BANKFODDER is out there does he/she have any suggestions on getting our money any faster or who to contact about it?

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Looks like they are not paying out now then either...

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/83248-another-claimant-here-sp.html

 

I was told (see my post) that I would receive my monies within 10 working days... those days are up tomorrow so Im hoping its in there by then otherwise I'll be contacting the FOS :mad:

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mine was sent back to them at the same time and i got my money last week, they have a back log (according to [problem]) and they are working through it. Dont worry you will be paid!!

And the lord said "come forth and i shall grant you eternal life" I came fifth and got a toaster!!!:D

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This has happened before and I think the most important thing is to keep to your timescales. It does not matter a jot if you have accepted their offer, if they haven't paid they haven't completed their side of the agreement. So if you are at the point that you can apply for judgement then DO IT! It will give you a legal judgement (yes by default which could then be stayed) but will give you further options eg Warrant for Execution. As long as you give a reasonable amount of time for them to forfill their obligations no court will reproach you for doing so.

 

If they still give you a stiff ignoring to then send in the bailiffs it will cost them more and focus their attention! Oh and it will give you a very persuasive argument for costs!

 

Gooders

If I have helped tip my scales:)

 

I am not a legal eagle, professional accountant, [problem] artist or axe murder so please bear in mind that my advice is just that advice from someone in the same boat as you.......

Claims:

Lloyds TSB Acct 1 - S.A.R - (Subject Access Request)'d/Statements received/£2500ish to be claimed + contractual interest

Lloyds TSB Acct 2 - *WON* over £5K won with compond CI at 28.9%

Lloyds TSB PPI *WON* - CCA'd/They cant find agreement/£2650 awarded

Halifax TSB Closed account issues*WON* - £610 in compensation for an account closed with £10 in it!

Student Loans - 20 Feb 07 CCA'd/on back burner for now

 

Hmmm seems Im on the right end of winning, God that feels GOOD!

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I too received offedr of F & F S sent acceptance letter back Recorded Delivery 23 July - they signed for it 25th July. I rang SC&M yesterday and was told it would take 2 - 3 weeks to go into my account. Are they allowed to withhold after a certain period or not?

My acceptance had to be in for latest 31st July - does this mean I should count the 2 - 3 weeks from then or from receiving my acceptance on 25th July? :o

 

Thanks:grin:

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:D We finally got paid today!! :D My other half phoned sc&m about 1 hour ago and spoke to a really helpfull chap who said 'it shouldn't take this long to credit your account, and if you can fax a copy of the settlement letter i'll see if i can get it speeded up'. Copy was faxed to them within the hour and payment went in our account about 10 mins after:shock:. We spoke to 3 other people at sc&m previously who were very nice but not quite as helpful. It depends who you speak to so keep phoning if you've been waiting 3 weeks or more!!
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  • 3 weeks later...

Don't worry, they'll get what's coming to them! They're going down the same road as Yes Car Finance, aren't they? I have a Court hearing in October V. Welcome Finance & Approved Car finance. It's for misrepresentation but really there has been a catalogue of errors. Be Warned......

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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