Hi all,

A couple of years ago you helped me get a couple of Lloyds accounts sorted so one in in dispute and the other two are on payment plans. (I've had to re register as I couldn't remember log in details)

The two on payment plans arranged with Lloyds have been getting paid each month at the reduced amount and never been missed but out of the blue I've had a letter from Marlin saying they now own one of the accounts and I've to deal with them and not Lloyds.

Has anyone had this before and can they do this?

I am in Scotland just in case that makes any difference

Thanks in advance

Hi all,

 

 

A couple of years ago you helped me get a couple of Lloyds accounts sorted so one in in dispute and the other two are on payment plans. (I've had to re register as I couldn't remember log in details)

 

 

 

 

 

The two on payment plans arranged with Lloyds have been getting paid each month at the reduced amount and never been missed but out of the blue I've had a letter from Marlin saying they now own one of the accounts and I've to deal with them and not Lloyds.

 

 

Has anyone had this before and can they do this?

 

 

I am in Scotland just in case that makes any difference

 

 

Thanks in advance

Hello voyager,

Lloyds can sell the account at any time they want, even if a payment plan is in place.

Probably not being cleared quick enough so they off load it from their books.

Common occurrence.

Hello voyager,

 

 

Lloyds can sell the account at any time they want, even if a payment plan is in place.

Probably not being cleared quick enough so they off load it from their books.

 

 

Common occurrence.

Thanks for that.

I just found it strange how it happened out of the blue and I had heard nothing from Lloyds.

Thanks for that.

 

I just found it strange how it happened out of the blue and I had heard nothing from Lloyds.

Notice of assignment can come from creditor and or debt purchaser, just a weeding out of delinquent accounts,

Has Marlin given you payment details if not continue paying Lloyds.

They want me to set up payments with them but I haven't yet until I did some checking on who they were.

I've just found another thread that's similar to my problem and it was suggested sending a CCA and a SAR. Is this worth doing in my situation or is it best just to make arrangements with them?

Thanks again

yes get them off Monday

CCA request to marlin don't sign it

leave the PO BLANK

SAR to Lloyds sign the letter

are these loans?

if the are bank OD's you cant CCA them.

yes get them off Monday

 

CCA request to marlin don't sign it

leave the PO BLANK

 

SAR to Lloyds sign the letter

 

are these loans?

 

if the are bank OD's you cant CCA them.

The account marlin says they now own is for a credit card I got back in 2003.

Thanks again

They want me to set up payments with them but I haven't yet until I did some checking on who they were.

 

 

I've just found another thread that's similar to my problem and it was suggested sending a CCA and a SAR. Is this worth doing in my situation or is it best just to make arrangements with them?

 

 

Thanks again

I expect you have been through these processes before but even if not liability has already been admitted by paying Lloyds.

If only to out Marlin to the test a CCA request is worth a pound.

I've never sent a CCA for this account or SAR for any account.

sorry to be a nuisance but is this the correct template letter for a credit card?

removed

Thanks again

please do not post templates in the open forum.

CCA request

dx

please do not post templates in the open forum.

 

CCA request

 

dx

Sorry about that, wasn't thinking. thanks for the link

I've never sent a CCA for this account or SAR for any account.

May well be worth the £1 for a CCA to Marlin use the template from the CAG library.

I'm just getting the CCA and the SAR letters sorted and hopefully both will be posted soon

I heard back from marlin after sending them a CCA but all it said was they have contacted Lloyds for a statement of account and a copy of the agreement.

shame that

until they do

they are stuffed!

once the 12+2 working days have elapsed

if you are paying anything stop

dx

I have the 12+2 letter ready just in case they don't get the agreement.

pers I wouldn't bother they know the score.

dx

I just assumed it had to be sent so it puts it in dispute.