consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> General > Cases stayed pending the OFT test case

Cases stayed pending the OFT test case Use this forum to discuss your case if it has been stayed or if you have overcome an order to stay. Please do post your story in the appropriate bank forum as well


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 20th August 2007, 11:45   #1 (permalink)
Dougal16T
Basic Account Customer
 
Dougal16T's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 118
Dougal16T Novitiate
Default Stay Lifted At Eastbourne County Court

Thanks freakyleaky - and all of you. I have just (10) minutes ago been in front of Deputy District Judge Parkes, she listenend to my pleadings which were taken from this site - Thanks for that - about a stay contradicting my human rights and was about to allow the stay to remain....HSBC sent a Barrister (£500.00 an hour???!!!), BUT this lady barrister was not instructed by DG, she was instructed by another firm of Solicitors!! This barrister tried to argue that mine was the only case which was asking for a stay to be lifted and that in every other case a stay was being kept. I said this was not the case, and quoted details from this site. I then told the Judge EXACTLYwhat had happened since the beginning of this claim - took 7 visits and over six months to get my statements - no response from HSBC to LBA, sent 4 letters to DG over 2 months - no response to those, not even acknowledgement! Told how I filed my Trial Bundle on 3/7/07 and DG had until 30/7/07, but had not filed. Also said nothing heard from DG at all as at today's date. Barrister embarrassed and said 'would seek instructions' offered to speak to her clients for me - I declined. Barrister said "DG did not file bundle because of the OFT ruling", I replied " That ruling went public on 27/08/07, which was a Friday, the last date for DG to file was that day because their time limit expired on 30/8/2007 the following Monday, therefore it was clear they were abusing the system and had no intention of defending", Judge was not pleased and proceeded to tell Barrister to speak to her clients in this regard. I also added that I am being taken to Court for repossession of my property by GE Money on 13th September 2007, following a long and acrimonious divorce, I receive Incapacity benefit, Industrial injuries benefit and am registered disabled. I told the Judge if HSBC had paid when I first requested them to do so, I would have been up to date on my mortgage. I showed the Judge written proof of all of this. Judge then said " I am going to the lift the stay in view of the hardship that has been caused by the defendants lack of action.I am setting the matter down for Final Hearing on 6th September 2007 time estimate one and a half hours". I thanked the Judge...Barrister not happy bunny.!....then left for some fresh air.
There is Justice after all - let's not be beaten by these bullies. It is our right to fair and proper treatment from everyone, provided we return that to those we encounter.
SINCERE THANKS TO ALL ON THIS SITE - GREETINGS TO THOSE WHO WERE THERE - AND REMEMBER 'IT'S OUR MONEY WE'RE AFTER!!
KIND REGARDS TO EVERYONE.

Watch this space..........
Dougal16T is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 11:50   #2 (permalink)
zootscoot
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 6,934
zootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritativezootscoot Authoritative
Default Re: Stay Lifted At Eastbourne County Court

Fabulous news!

This should give hope to others to carry on the fight.

Best of luck for the rest of the claim.

Here's hoping for a speedy settlement.

Zoot
zootscoot is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 12:03   #3 (permalink)
Mister Twister
Basic Account Customer
 
Mister Twister's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 110
Mister Twister Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Well Done!

Please could you let me know your claim number since I am writing to a District Judge this morning (the usher has offered to take the letter into the chamber) to have a stay lifted for a hearing on Thursday.

Cheers!
Mister Twister is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 12:14   #4 (permalink)
Night Owl
Classic Account Customer
 
Night Owl's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 320
Night Owl Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Well done for standing your ground and putting up a fair and organised fight in front of a badly organised defense.
Takes guts and you executed it to your advantage and lifted the stay.
Well done and good luck.
Night Owl
Night Owl is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 12:33   #5 (permalink)
jansus
Platinum Account Customer
 
jansus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 1,784
jansus Informativejansus Informativejansus Informative
Default Re: Stay Lifted At Eastbourne County Court

Fantastic - well done - at least there is some hope for people with genuine hardship cases - Good for you for fighting your corner so well.


Best of luck for the final hearing
jansus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 13:23   #6 (permalink)
Micky the Hippo
Gold Account Customer
 
Micky the Hippo's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 726
Micky the Hippo Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Well done dougal, best of luck with all of it including the repossession malarky/divorce/etc

it'll get better
Micky the Hippo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th August 2007, 13:27   #7 (permalink)
callumsgran
Platinum Account Customer
 
callumsgran's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,564
callumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informative
Default Re: Stay Lifted At Eastbourne County Court

Way hay!!!
Good for you, and any others in the same position
callumsgran is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st August 2007, 17:17   #8 (permalink)
deep
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 189
deep Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Excellant news, keep us informed.

I genuinely hope all goes well for you with GE Money, have you got a thread on this site on a forum for repossesion?

Kindest regards

Dee
deep is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st August 2007, 18:08   #9 (permalink)
Dougal16T
Basic Account Customer
 
Dougal16T's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 118
Dougal16T Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Thanks Mister Twister, Night Owl, Jansus, Micky the Hippo, Cillit Banger and of course Dee

Thank you from the bottom of my heart for your kind thoughts.

I once heard that wonderful Chinese philosophy 'The journey of a thousand miles starts with the first step.' - Well at least I've only got 999 miles to go!!

I don't have a thread on this site for repossession - but I may well be able to get the action stopped......watch this space!!

Best wishes
Howard....(Dougal16T)
Dougal16T is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd August 2007, 11:14   #10 (permalink)
DIVERMOOSE
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 100
DIVERMOOSE Novitiate
Default Re: Stay Lifted At Eastbourne County Court

Hi Howard

Thanks for your support on other thread!
I cannot claim poverty, I am reasonably paid but in the mire from years gone by and debt when unemployed for 2 years, banks never let you catch up! Kids have not had holiday for 6 years etc but dont think that would sway an soft hearted judges!
I assume from the reading of my General Frm of Judgement or Order that the Judge has imposed the stay and this has not come from th bank! Reading ther threads does this mean I only need to send a letter stating why I think the stay should be lifted and I dont need to send form N144 or whatever it is!

How have you found the process? Is it daunting/upsetting/excillerating????

PS - Good luck with sorting your house out!
DIVERMOOSE is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd August 2007, 15:44   #11 (permalink)
kennythecelt
Site Team
 
kennythecelt's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 3,130
kennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritativekennythecelt Authoritative
Smile Re: Stay Lifted At Eastbourne County Court

Brillaint news- delighted for you!!
I can see what you have been put through and I wish you and yours all the best!!
You have achieved a lot!!
kennythecelt is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd August 2007, 15:56   #12 (permalink)
hubble
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 5
hubble Novitiate
Default Re: Stay Lifted At Eastbourne County Court

I have written to my bank (halifax) asking for my money back - got the reply stating the oft waiver on information etc. Should I proceed and issue a court claim. My local court is referring all claims to the District Judge at the moment, most likely to issue a stay pending the outcome of the oft hearing?
hubble is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd August 2007, 19:02   #13 (permalink)
Dougal16T
Basic Account Customer
 
Dougal16T's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 118
Dougal16T Novitiate
Lightbulb Re: Stay Lifted At Eastbourne County Court

[quote=DIVERMOOSE;1091815]Hi Howard

Thanks for your support on other thread!
I cannot claim poverty, I am reasonably paid but in the mire from years gone by and debt when unemployed for 2 years, banks never let you catch up! Kids have not had holiday for 6 years etc but dont think that would sway an soft hearted judges!
I assume from the reading of my General Frm of Judgement or Order that the Judge has imposed the stay and this has not come from th bank! Reading there threads does this mean I only need to send a letter stating why I think the stay should be lifted and I dont need to send form N144 or whatever it is!

How have you found the process? Is it daunting/upsetting/excillerating????

Hi Divermoose, and all of my fellow footsoldiers (!),

Please re-read my posts - the part about the date the case was set for trial is very important as well as pleading poverty!!

Any questions, please feel free to PM me.

Best wishes everyone, I could not have got this far without you.
Dougal16T is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd August 2007, 22:30   #14 (permalink)
Audreygreeneyes
Platinum Account Customer
 
Audreygreeneyes's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 1,749
Audreygreeneyes Highly informativeAudreygreeneyes Highly informativeAudreygreeneyes Highly informativeAudreygreeneyes Highly informativeAudreygreeneyes Highly informativeAudreygreeneyes Highly informativeAudreygreeneyes Highly informative
Default Re: Stay Lifted At Eastbourne County Court

Well done Dougal, very expertly handle.... coudl you possilby post the claim refernece number.............

it would eb very useful in my stay hearing as DG should ahve submitted and served on the court and me by the 24th july 3 days before the oft announcement.........

again well done and good luck with the other thing
Audreygreeneyes is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th September 2007, 11:36   #15 (permalink)
Dougal16T
Basic Account Customer
 
Dougal16T's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 118
Dougal16T Novitiate
Default Re: Stay Lifted At Eastbourne County Court claim numbers

As requested:

Eastbourne County Court Claim against HSBC ref numbers (2 claims) are : 7QZ62507 (over £4,000) and 7QT11609 (over £200.00), both being tried on 24th Sept 07 at 2.30 p.m.

Best wishes all....
Dougal16T is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 12:38   #16 (permalink)
TUTTSI
Platinum Account Customer
 
TUTTSI's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 1,553
TUTTSI Novitiate
Default Re: Stay Lifted At Eastbourne County Court

I just wanted to wish you GOOD LUCK for your hearing next week.
DS
TUTTSI is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd September 2007, 15:28   #17 (permalink)
jansus
Platinum Account Customer
 
jansus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 1,784
jansus Informativejansus Informativejansus Informative
Default Re: Stay Lifted At Eastbourne County Court

And the same from me - will be thinking of you

dont forget to smile for the cameras!



Jan
jansus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote