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Yes Car Credit


klassykitty
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Is that definitely right? Is repossessing the car not a form of legal action, taken by the creditor to collect on the debt? I don't know, but as this is an HP agreement it is slightly different from a credit card. Postggj, I am sure you know more about it than me!

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On looking through the transactions report again.. the last payment was 2/6/04.. there was supposed to be a payment on 2nd july but it didnt go through from what the report says

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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I phoned Go Debt in approx 2007 to tell them to stop harrassing my neighbours, i wouldnt be paying a penny and to take me to court.. would this be classed as acknowledging the debt??

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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Thanks for that.. roll on 2nd july!

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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Maybe Go have realised this thats why they turned up the heat and started ringing around all my family members in the last month..

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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I will ignore them as you said.. but if i get any response between now and july i will post on here, thanks for your help..

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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  • 1 month later...

Statute barred tomorrow!!

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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Got a letter from Go today:

 

Dear Sir/Madam

We can confirm we will accept monthly payments of £50 starting on 15/07/10 for a period of 6 months. We will then review your circumstances to ensure your payments are still at an appropriate level.

 

Payment can be made by Direct Debit, Credit/Debit Card, Payment Card or by cheque/Postal Order made payable to Go Debt Ltd.

 

Should payments not be received as agreed this arrangement will be cancelled and we may issue legal proceedings against you for the full debt. Please confirm your acceptance to the above offer by signing the attached copy letter and returning it to us in the enclosed pre-paid envelope and confirming your payment method by ticking the relevant box.

 

 

Shall i just go in with the statute barred letter now??

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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I hope so! Will send letter tomorrow and keep you posted

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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OMG! Just received a letter from Go Debt

 

 

Re: Direct Auto Financial Services Agreement xxxxxxxxxxxxx

 

We write further to your letter of 8th July 2010.

 

We write to inform you that we are closing our file.

 

 

Yours Sincerely

 

 

Managing Director

 

 

Cant believe it!!!!!!!!!!!!!!!!!!!!

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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Thank you to everyone who has helped me so far on this forum, in the last 3 weeks between myself and my husband we have had 10k of debt written off. This forum really can change peoples lives!! Im going to make a donation!

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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Thank You Post !!!!!!!!!!!!!:):)

T Mobile (Red) £194.58 Cleared - November 2008 - Statute Barred

Capital One (Lowell) £2182.45 Cleared - June 2010 - No credit agreement

Yes Car Credit (Go Debt) £7143.70 Cleared - July 2010 - Statute Barred

HSBC (Lowell/Red) £8476.37 Cleared - July 2010 - Statute Barred

Tesco Loan PPI £2668 - March 2013 - Refund

 

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