Jump to content


  • Tweets

  • Posts

    • no that is not a defence. because you don't have a photo
    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

The MP's campaign-Responses


moneyhelp
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5946 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello crfx, have read that, after all your hard work. that's all you get? Like you say a great deal of template? what about the fact that ...qoute:- the first stage of the oft case begins in January!!! alarm bells ring, how long will they drag it out, how many phases will they invent?

Link to post
Share on other sites

  • Replies 1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I'm sorry to have to say this, but the FSA are an absolute joke.

"The Banking Code requirement for banks to deal with persons in financial difficulty sympathetically and positively has not been affected by the waiver."

My own experience with my ex bank was not handled sympathetically, & the only thing that was positive, was that they positively wanted to take my money, & not give it back.

I very much doubt if many ppl would put their hands up to say that they have been treated sympathetically!!

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Thank you crfx.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Hi crfx and ja-de I phoned the court to ascertain what would be required for the hearing on 19th, in case I had to submit something within seven days, as we already established they so far have asked for nothing, well he told me nothing was required, obviously the application and my letters of objection and I think I should do a list of expenditure, but he said as I had already submitted everything before. So what do you think???

Link to post
Share on other sites

Well, I finally received a letter from Diana Johnson this morning, enclosing the FSA's response to her enquiries on my behalf. I won't bother posting/scanning it, because you've all read it here plenty of times already!

 

In addition to the letter, I also got a printout of the FSA's webpage Press Release regarding the waiver. (FSA grants waiver to firms on complaints handling)

Like I wouldn't have seen THAT before! :rolleyes:

 

Is there a template anywhere for a letter that I can send back to Diana Johnson letting her know that she's been fobbed off, or does anyone have any suggestions as to what I can write to her? I would try to compose one myself, but I've just had the morning from hell helping out on my four year old's school trip and my head is pounding!

 

Just you try sitting on the top deck of a double decker bus with 30 excitable 4-5 year olds! :eek:

Link to post
Share on other sites

Hi crfx and ja-de I phoned the court to ascertain what would be required for the hearing on 19th, in case I had to submit something within seven days, as we already established they so far have asked for nothing, well he told me nothing was required, obviously the application and my letters of objection and I think I should do a list of expenditure, but he said as I had already submitted everything before. So what do you think???

 

Hi Olden. To be honest I'm not up to speed on your case and I'm not the

best person to ask about claims either. Je-de?

  • Haha 1
Link to post
Share on other sites

Well, I finally received a letter from Diana Johnson this morning, enclosing the FSA's response to her enquiries on my behalf. I won't bother posting/scanning it, because you've all read it here plenty of times already!

 

In addition to the letter, I also got a printout of the FSA's webpage Press Release regarding the waiver. (FSA grants waiver to firms on complaints handling)

Like I wouldn't have seen THAT before! :rolleyes:

 

Is there a template anywhere for a letter that I can send back to Diana Johnson letting her know that she's been fobbed off, or does anyone have any suggestions as to what I can write to her? I would try to compose one myself, but I've just had the morning from hell helping out on my four year old's school trip and my head is pounding!

 

Just you try sitting on the top deck of a double decker bus with 30 excitable 4-5 year olds! :eek:

 

 

Hi there well done for that! I had the same fob off and wrote back to MP but I will have to find it later if thats any good, someone else on here will be faster off the mark I am sure I had their help for that anyway.

Link to post
Share on other sites

Hi Olden. To be honest I'm not up to speed on your case and I'm not the

best person to ask about claims either. Je-de?

Hi thanks crfx, I think i filled you in somewhere way back when, but I am so confused and busy at the moment I will have to get off and come back on here tonight. But I have just phoned the court again because I wanted to ask if they had any idea whether the bank would turn up for this sort of hearing? I spoke to clerk and then a woman who seemed more involved in the case, and finally she put me through to a Graham Driver, he said that he did not know but wouldn't think the bank would attend, also i asked about what to bring he seemed to think just bring what you thought was approriate to the Application. and he didn't give me a straight answer as to whether a new application was needed so I still don't know what amount of work to do on this Stay Bundle, I have copied everything, I don't know if I should take 3 copies to the court or post one myself to Barclays. HELP

Link to post
Share on other sites

Hi thanks crfx, I think i filled you in somewhere way back when, but I am so confused and busy at the moment I will have to get off and come back on here tonight. But I have just phoned the court again because I wanted to ask if they had any idea whether the bank would turn up for this sort of hearing? I spoke to clerk and then a woman who seemed more involved in the case, and finally she put me through to a Graham Driver, he said that he did not know but wouldn't think the bank would attend, also i asked about what to bring he seemed to think just bring what you thought was approriate to the Application. and he didn't give me a straight answer as to whether a new application was needed so I still don't know what amount of work to do on this Stay Bundle, I have copied everything, I don't know if I should take 3 copies to the court or post one myself to Barclay's. HELP

 

Hi olden, I've been doing a bit of searching for you, but I don't know if you have already seen this that has been put together, & posted by zootscoot. It's has about everything you need to know, & do, in case your claim has been stayed, & you want it removed. Here is the link Bundle for stay hearing. I'm sorry that I can't offer any more advice about this, but I hope this helps you.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Thanks so much for all your hard work ja-de and crfx, much appreciated. yes I have copied everything on the bundle for stays list, tell me is it quicker photo copying them twice more or printing twice more, as a matter of interest?? My hubby seems to think that they won't take much notice because lots of people same time and day, he thinks just put the weight behind the crucial fact of the penalty charge being such an excessive charge for going over by small amounts, thus keeping us in the no win situation of increasing the debt instead

Link to post
Share on other sites

IMHO I think it'll be just as quick to print them 2x more, as you'll most probably still have a copy of everything on your comp.

It might just be to your advantage if there are quite a lot of ppl at the same place & time as yourself; as I don't think the judge is going to want to hear them all separately, not if they are all for the same thing. All you should need to do is convince them that yours is a case of you needing that money for bills etc.

  • Haha 1

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I haven't seen that yet, I'll have to have a wander a bit later, & see what it says.

Your very welcome.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Thank you for the click.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Thank you banff

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I've just been updating our MP's list, & thought it was about time I did an up-to-date Stat's.

 

Stat's Update for Saturday 13th October

MP's

**106 Contacted**

**50 Replied**

**490 Un-Contacted**

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Hi olden, I totally agree with you there, somehow we are at least 50 replies down! One good thing that might help us, is that I have finally finished typing the complete list of MP's here so LivelyLad has closed, & duplicated it all over the site as stickies, so that everyone can see what we are trying to do, & hopefully will help (she says & types while fingers are crossed) by contacting their own MP. I might even go across to MSE & see if I'll be allowed to post a link on there.

 

I have also added all relevant links to my signature.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I'll let you know how I get on over there.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I've been over to MSE, & the thread I found does have links to our MP threads, but unfortunately it has been closed, apparently waiting for a decision from the mods about an offer that was made, asking them to join us in our campaign.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...