charges for requesting past statements

[elsdon]

I AM ABOUT TO START CLAIMING MY CHARGES BACK.

NAT WEST WANT TO CHARGE ME £5 FOR THESE STATEMENTS

CAN THEY DO THIS, WHICH I NOW DON'T THINK THEY CAN.

SHOULD I PAY IT SO I CAN IN THE END CLAIM IT ALL BACK?

THANKS

ELSDON (Simon)

[rivendale0506]

yes they can, and they can charge you a maximum of £10 for a DPA request.

[stubbarama]

If you pay the £5 you cant claim it back, as it is a service being offered.

[ebonytanny]

I rang them to send me my statements from 1999 which i needed for another court case against a credit collection agency and they sent the statements to me without charging any fees (strange) although i didn't quote anything just requested via the branch and it was sent to me.

[elsdon]

I am about to start to trawl through 6 yrs of bank statements. I keep seeing this DPA. What is it and how does it affect my claim.

cheers

Elsdon(Simon)

[Bovvered]

Data Protection Act

 

You can request statements via a dpa request

[Bookworm]

Welcome.

 

A couple of things:

 

1 - Your question indicates that you have not read the FAQs thoroughly enough. Reading the forum material is great, but you need to be familiar with the FAQs to know what you're doing and why. I know you haven't because:

 

"Anyway, to the point; A step-by-step indication of how to reclaim punitive charges from your bank:

 

1. If you do not know the amount the bank has taken from you over the past 6 years (under the Limitation Act 1980, you can only claim for the last 6 years), then send the Data Protection Act request letter in the library (there is sometimes a £10 fee for this - it may be best to send it anyway to stop any delaying tactics from the banks - if they don't use it then great - if they do, then fair enough - at least you'll be getting the rest of your money back).

Under the Data Protection Act - the Data Controller has only 40 days to provide this information. Don't worry about the extra wait - you can claim 8% APR on each charge for the full period, so the longer it takes them the more money you will have back. If they still refuse, or do not furnish you with this information within 40 days, report them to the information commissioner - www.informationcommissioner.gov.uk - for a breach of the DPA."

 

from the step-by-step instructions.

 

2 - Thankfully, you only have posted twice, so no biggie, BUT: Can you please stay on the one thread per claim? Your question relates to the same claim as your 1st post, so it will be easier for you and the readers if they can follow your thread all at one place.

 

Thanks, and keep us posted.

 

THREADS JOINED.

[elsdon]

This topic was closed on 03/06/19.

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