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    • First of all please can you tell us the name of the seller, something about the van – age/year, mileage, price paid. How far away is the seller from where your son lives? Who do you take it to for this inspection? Are they prepared to give you a written list of the things that they found? This is very important and you may well have to get an independent inspection from somebody such as the AA. This will cost you some kind of feedback we expect that we will be able to help you get it back. I would say that if you have to bring a court claim – which is likely – then your chances of success are better than 95% but the difficulty might be enforcing the judgement against the seller. We will have to no more in order to give you better advice. Does it have an MOT? What is the date of it and who gave it the MOT? I suggest that you start taking pictures of all of the defects that you can find.   Also I am going to say that I believe that you came over from Facebook where you were already informed that we would need at least all of the information which I have requested above. It will save a lot of time and effort for everybody if you can simply come up with the things that we ask without too much delay
    • My autistic son brought a van from a private seller. ( there was 5 other cars on his drive and another van, plus loads of machanic tools in his hallway,  so he probably is a unofficial dealer).  He gave the van a once over, he checked for any warning lights that might be on, there was none. He checked underneath for any rust etc, it all looked fine. The body was rough, but you'd expect that for the age of the van.  He got his brothers machanic to give it a pre mot check, as the van was old so he expected it to have a few problems. The van is a deathtrap, the seller had blacked out all the warning lights that were on the dash,  and I mean all.  He had also painted some kind of black stuff on the underside, to hide all the damage there.   My son drove it for over 2 hours to get it home. The machanic said he's surprised my son is still alive, and an untrained eye would not of seen what the seller had done.  Iv asked the seller for a refund and for him to have the van back, but he is refusing. Is there anything we can do.   
    • The economy grew by 0.6% in the first three months of the year, ending a shallow recession.View the full article
    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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RAC Car Warranty


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I joined RAC back in June this year. At a later date I heard about onward Travel and upgraded my membership. Now on Monday 27 jul 09, I had a breakdown (no compression in cylinder). Wednesday morning after findig out how long it will take to repair my car, I called RAC requesting a hired car. Was then told that I could only request it within 24 hours of breakdown:mad:. At the time I upgraded, I was told the terms and conditions would be sent out in the post including a new car (was never sent):evil: therefore was unaware of 24 hour period. In the end I was refused the car and asked to file a complaint (though I would never get the car anyway). Really sent me up the wall. Read the terms and conditions online, doesn't say anything about 24 hrs- http://www.rac.co.uk/library/pdfs/UK-Breakdown-Terms-and-Conditions1.pdf

 

Can someone please advise me what action I can take.

 

Lee

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I joined RAC back in June this year. At a later date I heard about onward Travel and upgraded my membership. Now on Monday 27 jul 09, I had a breakdown (no compression in cylinder). Wednesday morning after findig out how long it will take to repair my car, I called RAC requesting a hired car. Was then told that I could only request it within 24 hours of breakdown:mad:. At the time I upgraded, I was told the terms and conditions would be sent out in the post including a new car (was never sent):evil: therefore was unaware of 24 hour period. In the end I was refused the car and asked to file a complaint (though I would never get the car anyway). Really sent me up the wall. Read the terms and conditions online, doesn't say anything about 24 hrs- http://www.rac.co.uk/library/pdfs/UK-Breakdown-Terms-and-Conditions1.pdf

 

Can someone please advise me what action I can take.

 

Lee

 

You had that reply from them as their attitude is one of "we are always right, give us the money and we will give you nothing in return" and that attitude is backed up by the comment from someone in the warranty business

yeh...ok

in response to being caught out. They claim that bearing failure after just 10,000 miles is fair wear and tear but don't like it when they are shown to be wrong.

 

What can you do? As they have never sent you any terms and conditions and made you aware of the restrictions, you claim back all the premium you have paid.

Ask in a firm but polite letter at first explaining why you want the premiums reimbursed and if you don't get any joy from that then you threaten court and go all the way to court for a mis-sold policy.

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You had that reply from them as their attitude is one of "we are always right, give us the money and we will give you nothing in return" and that attitude is backed up by the comment from someone in the warranty business in response to being caught out. They claim that bearing failure after just 10,000 miles is fair wear and tear but don't like it when they are shown to be wrong.

 

What can you do? As they have never sent you any terms and conditions and made you aware of the restrictions, you claim back all the premium you have paid.

Ask in a firm but polite letter at first explaining why you want the premiums reimbursed and if you don't get any joy from that then you threaten court and go all the way to court for a mis-sold policy.

 

Please be aware that that is the RAC break down assistance, NOT the RAC warranty, two different entities altogether,

 

10k is a little low mileage, but again, if its only noisey, it hasnt failed!!!

 

...

Edited by offitmassive
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Please be aware that that is the RAC break down assistance, NOT the RAC warranty, two different entities altogether,

 

10k is a little low mileage, but again, if its only noisey, it hasnt failed!!!

 

LoL @ being "caught out" i havent been caught out, you're in the know, if i have letters AAE, MIMI, MIRTE, MSOE, IMIAEA and MFIEA after my name, how can I be wrong,

 

even 3rd party people say the same ..a worn bearing

What are the symptoms of a worn front wheel bearing? - Nissan Forums: Nissan Forum

 

A failed bearing

Rear wheel bearing.. - Hilux Surf Forum

 

Anyone can write any combination of letters, but they mean nothing and not one of those is a qualification, if they were, why have you had to surf around the net to try and find an answer.

If they had any genuine meaning other than handbag maker, why are you just a clerk in an office and not an engineer.

 

I actually administrate the RAC warranties

 

I am not getting into a personal slagging match with you. I have a degree in mechanical engineering and 40 years experience, I know that warranty companies use the excuse of 'wear and tear' to shirk their responsibilities and have successfully challenged them over it many times.

 

Now be a good little office boy and go and administer the complaint about no terms and conditions being sent and start his mis-sold claim ball rolling.

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  • 5 months later...

Hi - does anyone know what the approx. cost for a years cover should be - I paid almost £700 for a warranty set up by the car shop and only have a booklet - no insurance document - dont know what the term is either but im guessing a year only - this seems like a lot of money for one years cover but it is a five star warranty (allegedly). thanks. Has anyone got the tel nbr for tthese warranty guys in Sheffield?? please

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  • 3 months later...

In 2008 I bought a BMW X3 from The Car Shop and was given the hard sell on the RAC warranty. The back section of the electric sunroof has jammed and after taking it into the Nationwide Autocentre they have charged me £50 to do a diagnostic review of it and have contacted the warranty company who have said that they would have to send out an inspector to access it before any work can be done and decide if it is covered by the warranty. It looks like it is the track and not the electrics as the front section works but just gets stuck at the back. Can anyone give me any advise because if the garage strip it all off so that they can do the inspection and then they decide that it's not covered I will be left with a £300 labour bill to pay.:?

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Hi Speedy - the warranty company keeps a list of the items covered in more detail - they should know if its covered or not in a given scenario - presume it will be something like associated electrical/mechanical rather than just sunroof. hope this helps in the decision whether to strip or not - my car went into garage under warranty for a presumed head gasket failure which would have been covered but as it turned out to be some over little spiggot ?? it was not covered and this issue came up as the details of the warranty coverage. :-)

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You shouldn't call them but write by recorded letter. Ask for the full list of things covered and not cover that are not mentioned in the literature they have given you.

 

They cannot have one list for the customer and another for themselves or the assessor, they must give you full discolosure of what is and what isn't covered or the policy has been mis-sold.

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  • 3 weeks later...

Hi

I called them and they said that the list that I have is the full list.  They were not very helpful and said that I would have to have the investigative work done and if their person decided that it was wear and tear or corrosion then I would have to pay for the garage's labour.  I contacted the Car Shop and they didn't want to know either, so I am now stuck with a sunroof that doesn't work and an RAC warranty that is worthless!!

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  • 2 months later...

Hi all,

 

Been reading the above with interest as I'm a first-time car buyer new to all the lingo. Am currently considering a Suzuki Swift from a used car dealership who are offering a choice between GBP 100 off or a 6 month Gold RAC warranty which covers claims up to GBP 1000 and covers all electrical and mechanical components, excluding the below:

 

'cracked cylinder heads and/or failure to valves as a result of carbon buildup, body paint, glass, interior/exterior trim, in car entertainment, communication system, catalytic converters, wheels, airbags and system, electrical wiring, wiring looms and cables.'

 

From what I've read on the forum, RAC cover may not be the best idea? Would appreciate feedback as to whether I should just take the 100 pounds off and go with AA (for example) or is it worth going with RAC?

 

cHeers for helping a newbie out!

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Hi all,

 

Been reading the above with interest as I'm a first-time car buyer new to all the lingo. Am currently considering a Suzuki Swift from a used car dealership who are offering a choice between GBP 100 off or a 6 month Gold RAC warranty which covers claims up to GBP 1000 and covers all electrical and mechanical components, excluding the below:

 

'cracked cylinder heads and/or failure to valves as a result of carbon buildup, body paint, glass, interior/exterior trim, in car entertainment, communication system, catalytic converters, wheels, airbags and system, electrical wiring, wiring looms and cables.'

 

From what I've read on the forum, RAC cover may not be the best idea? Would appreciate feedback as to whether I should just take the 100 pounds off and go with AA (for example) or is it worth going with RAC?

 

cHeers for helping a newbie out!

 

 

No warranty cover is any good, they are all a rip-off. Anything that breaks will be classed as 'wear and tear' and you won't get a penny out of them.

 

Go for the discount.

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Thanks for the quick replies -

 

does this mean you recommend I go around looking at warranties after purchasing the car?

 

My worry is part failure which I suppose is expected from a used car, however as it has a mileage of roughly 33000, and is a 05 reg, is it not worth considering getting some form of breakdown warranty cover?

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  • 9 months later...

The RAC sells you a warranty then off loads it to a third party company called the warranty group. Had to claim for suspension springs as one broke whiost driving, RAC wouldn't entertain it as it wasn't theirs, warranty group wouldn't entertain it as I hadn't called out an RAC brakedown van. The car was on the ramp in the SAAB dealership getting a defect repaired that the RAC had caused by dropping it off a towing cradle. Complained to The warranty group, dismissed claim, and said to go to the ombudseman. I said no, we'll go to court instead. I won, they had to cough up. All this had done is tarnished the RAC's credibility, will change to the AA at renewal.

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  • 5 months later...

Similar story to just about everyone on here... Bought Bmw 320D 07 from car shop in June 2010, 68k on clock with 1 previous owner, full service history. Sounds like the perfect used car to buy.. Given the hard sell from salesman for my RAC Gold 3 year warranty (£700) that is eligable for any car up to 10 years old and 100k miles. He told me for piece of mind i needed the cover, explained all these expensive parts that are covered. Mentioned nothing of "Wear and Tear".

 

Now the bearings are heavily worn causing a terrible noise on gearbox. checked my policy gearbox and bearings both on the list (Yippee i was thinking to myself)

here are the sequence of events since.

Taken car to local garage - inspection fee (when RAC contacted, told that the car needs to go to transmission specialist to be stripped)

Taken car to transmission specialist - fault found - contacted RAC -(insisted on sending out an independant engineer)

Independant engineer visits - claiming fault caused by wear and tear. (How is he independant if he is on there payroll?) surely the only independent engineer is the one at the garage because hes gettin paid either way.

I call RAC, they tell me im not covered and to check my policy for T&C for "wear and tear exclusion)

 

Now this has left me with a total bill of £2500 and no car for 9 days, all i have is a reconditioned gear box with a 3 month "warranty" from the garage. Sickening.

 

Question for anyone on here trying to defend the RAC warranty.

 

Providing warranties on cars up to 10 years of age, up to 100k miles on.. can you tell me what parts will not have some signs of wear and tear..?

Surely as soon as you take the car off the drive the wear and tear starts..

Covering only instant mechanical failure, covers nothing.. without wear somewhere how would it fail.. it would still be new?!?

 

Not sure who to pursue... Car shop for miss selling me the product, or for selling me the warranty that is not fit for its purpose.

Should i pursue the RAC for providind such a useless warranty??

 

Any advice or arguement welcome...?

Dan

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  • 3 months later...

what the rac dont get and others is when they except a warranty on a car that done say 70000 miles they are also agreeing to the terms and should except that a car is going to have wear and tear there is no risk to them and the law should be changed they aways use wear and tear to get out out of paying its wrong these companys are makeing a fortune wear and tear should not be used when they take money on a car that as done this sort of milege they should be regulated better you could always use there book for bog paper and wipe your a in it . :wink:or do one better don't buy the warranty in the first place .

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  • 4 weeks later...

Not a mechanic or a shark from the industry as one other poster appears to be.

 

I bought a renault scenic - high mileage, 3 years old - 4 star cover supposedly covering everything under the sun with the proviso of ..wear and tear. A few months later a knocking on maneuver revealed the steering rack needed replacing. VGS (of Warranty Management Services) initially seemed OK - send it to the garage, have them check, we'll sign it off etc etc. Later though this changed and they started talking about 'potentially needing' to send someone to inspect once the rack was stripped out (inconvenient as I use a small local garage who cannot have a car lying in parts for days on the off chance that an inspection is required).

 

When we actually got the car to the garage everything just fell apart - the best price or the rack was for renault but they wanted the old one in exchange to keep the price down by £100 - OK but VGS now decided that they want the rack shipped to an 'independent' assessor who would strip it down and decide if it had failed or was broken due to wear and tear.

 

This leaves me in the situation whereby I either pay out my self or take a gamble that the assessor may decide the rack of a 100k car has broken due to failure as opposed to wear and tear - assuming they said yes it failed I would still need to pay carriage and the fee for checking the rack, if they say it was wear and tear I would not only loose this money but also the £100 for the renault trade in.

 

Is this a gamble I can take - course not - looking at it rationally - how likely is it that the warranty company would retain the services of assessing company that found in favour with the claimants over their client? and (though I know this is in support of the sharks) how likely is it that you could successfully argue pretty much any component failure in a 100k car was down to part failure not induced by wear and tear - realistically it wont happen unless you have just had a new part fitted at a relatively recent time period/mileage and can prove that.

 

In summary then - myself and my mechanic have no doubt that there would not be a payout and in fairness to the warranty company I can understand why this might, even legitimately be the case. The action - I may try and get the warranty fee back as I have a warranty for a car that in theory exceeds the required maximum mileage but in future I would not bother to obtain one of these as realistically it is unlikely (at least in my mind) that you would ever obtain a simple and stress free resolution by way of a private warranty service on a high (or even low reading these posts) mileage car.

 

I should also add that when dealing with these people on the telephone I have heard nothing that would disway me from this view - it may be harsh to judge a character from a few words on the end of a phone line but to me the term 'Arthur Dailies with attitude' would be a good summary.

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  • 3 months later...

Just wondering if anyone out there can help me with an issue I had with RAC Warranty back in 2007 and if it is still possible to make a claim against them for being misold this policy for my car. It was a BMW 330d and had done 120,000 when i bought it, when the turbo went a couple of months later, they turned my claim down for wear and tear, albeit the car had been regularly serviced etc and should have a lifespan of over 400,000 miles if serviced regularly.

When i entered my details on their website a few weeks later after the claim, it would not accept my car as the mileage was too high, albeit they had accepted it via a dealer. After contacting them this week they said I should take this 'miselling' claim to the dealer, however the policy is with RAC via Motorway direct.

Could i still make a claim against them now and has anyone had experience/ success in a similar matter.I'm still peeded off 5 years later by these crooks who are up there with the bankers for being the most revolting, underhanded thieves in society.

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hi fruitbat1 - yes i think you are in time to make a claim and anyway it might be considered mis-sold, i think you have to prove that they knew the details at the time of entering into the contract. The site that now says no to cover you might be the current position rather than what they would cover when you bought the warranty but either way the claim would be against the broker/intermediary/seller of the cover to you. It is up to them to get all the info and offer you the right deal, however, warranties are notorious for not covering what you think they will - can you get the list of items and parts specific to your warranty from the company? could be tricky trying to prove that you expected the turbo to be covered, is this standard stuff? - sorry i dont know much about cars etc but do think its worth you checking out all angles as warranties sold through others can cost three times as much - good luck Oops, I see that you checked at the time, did you print that out?

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