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    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
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nickyc v Barclays


nickyc
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Thanks

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Thanks both, I've got it sorted. Acrobat normally just opens automatically but this time I needed to open the programme first. I'm just filling it in now! :)

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi Jilly! Will keep an eye on your thread too. I think you're probably ahead of me too. Best wishes,

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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can I just advise you guys to use the NEW POC's for the N1 in light of the recent developments.

http://www.consumeractiongroup.co.uk/forum/barclays-bank/107635-new-poc-barclays.html

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Thanks Dar£n! That looks fairly hot off the press! Will redo them over the week and deliver on Monday :)

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Keep the faith Jilly! :)

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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  • 3 weeks later...

Will confess at this point to not keeping to my own advice above :o I kind of lost the faith when various people told me I'd never win now, and what with my recent birthday, impending holiday, and other bits of life, just lost the plot really. My b/f has just given me a kick though and told me to sort myself out :o

 

A few weeks ago I was sure about my next step. Now I'm a little nervous about getting it wrong.

 

Do I use the new PoC from the sticky above?! The format looks a bit different from the one I drafted. Does it all fit on the form? And if not am I allowed to type more?

 

I received one of the standard letters from Barclays at the end of July. Does this have any impact at all?

 

One heartening factor... from another post I've read tonight, it seems that Nottingham are adopting a business as usual approach.

 

Thanks in advance

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi Nicky

 

Everyone should now be using the new POC from now on. It is a lot longer and if you have downloaded the .pdf N1, you can increase the length of the N1 by adding pages - I added two more to the body to accommodate the new Particulars version.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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Hi Welshcakes,

 

Thanks for the reply! Will get back on it, but perhaps not tonight... too knackered to avoid mistakes. Many thanks,

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi Nicky

 

Cant help with the new POC's as already submitted mine long time ago. But dont get disheartened, I know it all feels pretty uphill at times. I felt a tremendous feeling of relief when I finally delivered my court bundle, even tho this was 2 days after the news about the OFT test case. I'm remaining optimistic that the banks will lose and we'll still get whats due to us - remember there's alot of consumer pressure out there, AND WE'RE STILL PART OF IT!! Have faith and keep smiling:)

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Thanks Jilly! Will be keeping an eye on yours to see how Nottingham is going! Good luck x

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Gutted!

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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  • 1 year later...

Hi all,

 

I got a series of letters last year and early this year from Barclays keeping me updated on the (lack of) progress with my claim. Recently it's all gone quiet though.

 

I've had a look on here but can't seem to see a general update (sorry if I'm being blind) What's the current state of play if you're not a hardship case?

 

Thanks,

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi NickyC,

 

Try here - http://www.consumeractiongroup.co.uk/forum/oft-test-case-updates/

 

My understanding is this will be likely to remain unresolved for many months still. :(

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Cheers Slick. I knew it must be somewhere!

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Just read this thread...

http://www.consumeractiongroup.co.uk/forum/oft-test-case-updates/139971-oft-abbey-others-april.html

 

If you have not yet put in a claim but have written your preliminary letter do continue to make a claim so that you can claim your interest. If you wait until the outcome of the final decision it is unlikely that you will be able to file a claim as assuming the court rules in the consumer's favour the banks are likely to pay out on receiving complaint without waiting for you to file a court claim. In which case you will lose out on the valuable interest.

 

Does this mean i should still submit court bundle?? I'd understood before that this wasn't worth doing til the decision. I got mine all ready to go but then sat on it waiting. Did i do the wrong thing??

 

Cheers, nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi Nicky,

 

Having read back through your thread, it looks like you didn't get to File your claim at court on the N1.

 

You should file your claim at court anyway to:-

 

1. Avoid losing out on older charges which may fall beyond 6 years when the OFT case is resolved.

 

2. Ensure you are earning s.69 Statutory Interest while the claim is Stayed.

 

Update your SOC and File the N1 at your local court.

 

Does this mean i should still submit court bundle??
This has nothing to do with a Court Bundle, which is the bundle of evidence which you wil rely on to prove your case in court in due course.

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

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