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    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. You can mention in the “Reasons” box that you returned the request for driver’s details as required. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.  
    • Probably very expensive to replace what car and model who is your finance with ?   Andy
    • Topic moved to Financial legal Issues forum in view of the claim form. Topic title updated Please continue to post here, Andy   .
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nickyc v Barclays


nickyc
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Hi All,

 

Been reading around on the site for a while now trying to pick up all I can so that I don't ask too many silly questions! Some great advice here!

 

Sending my LBA today having received the standard 'it's going to take us 8 weeks' response.

 

One thing I'm a bit concerned about is the timescale. I'll be on holiday from 25 Aug til mid Sept (lucky lucky me! :) ) and am worried that this will muck up all the timescales. Can anyone advise? What would happen if a court date turned up while I'm away??

 

Thanks in advance

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Well firstly it is unlikely you will have a court date by September, so no worries there.

 

Secondly you set the timescales, so increasing a certain deadline here and there by a week will not hurt you, it will just take longer. I assume you gave them 14 days to pay before court in this letter, this means that you will file claim end of the month, after which they will take the full 28 days they are legally allowed to so you looking at late august/early sep before you will recieve any communication from the court about transfer of proceeding. So i would not worry too much

Barclays T&C Databse

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Thanks MoneyKing. Yes - LBA send recorded today and have given them the 14 days as per the standard letter. I sent my first letter using the moneysavingexpert template, so i had to adapt this one a little.

 

Just so that i'm clear, if the court contacts me end Aug/early Sept do i need to respond straight away? From reading other people's threads it seems as though there is lots to do around that time. Just want to make sure I'm not going to shoot myself in the foot by leaving too little time for court bundles etc

 

Thanks,

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Its gonna be August before you even apply to the courts then B's have a total of 33 days to get their defence in which takes you to september you could delay applying to the courts for a couple of weeks which means they would have until mid sept to defend which would coincide with you being home from your jollies ;-)

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Thanks saintly, you've put my mind at rest. Will let you know when I've got some news! Thanks again,

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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  • 2 weeks later...

Slight problem! My receipt for recorded delivery LBA got soaked and I now have no way of tracking the date it arrived. Do I need to send again, or cross my fingers and hope?!

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Recorded deliveries dont get signed for anyway ( to many ) only special deliveries....If you kept your original stub go on line here and see if it was delivered. If it says the date print it off and keep...

 

http://www.royalmail.com/portal/rm/trackresults?catId=22700601&pageId=trt_rmresultspage&keyname=ePOD2_track&_requestid120243

 

That should be proof enough

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I can almost guaranttee that you'll never need to prove your LBA got delivered unless you're going to go for a Wasted Costs Order and the judge is going to nit pick and ask for receipts of postage...hardly worth his breathe asking for though! :)

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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Thanks for replies both. Tonycee - it's the stub that's knackered, but welshcakes you're right - the judge would have to be pretty anal to ask for receipt! Back to being patient then - have made a start on mcol to pass the time :)

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Recorded deliveries dont get signed for anyway ( to many ) only special deliveries....If you kept your original stub go on line here and see if it was delivered. If it says the date print it off and keep...

 

http://www.royalmail.com/portal/rm/trackresults?catId=22700601&pageId=trt_rmresultspage&keyname=ePOD2_track&_requestid120243

 

That should be proof enough

Recorede deliveries are SUPPOSED to be signed for, that is what you are paying for, to prove it got to its destination.

If they have received it but didnt sign for it you CAN claim for it to being lost because as far as the sorting office is concerned there is no record of it reaching its destination.

Std claim amount for recorded delivery is £34.00

 

I am claiming for my Prelim not getting signed for, as far as im concerned the postie is at fault for not getting the signature that i requested.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Recorede deliveries are SUPPOSED to be signed for, that is what you are paying for, to prove it got to its destination.

If they have received it but didnt sign for it you CAN claim for it to being lost because as far as the sorting office is concerned there is no record of it reaching its destination.

Std claim amount for recorded delivery is £34.00

 

I am claiming for my Prelim not getting signed for, as far as im concerned the postie is at fault for not getting the signature that i requested.

 

Lol! I'd never want to be on the wrong side of you da£en!!

 

Interested to know though saintly... is N1 quicker than MCOL?

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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And on a slightly more trivial note... how do I get my signature to work?! I've ticked the little box and if i preview a post it's there, but when I post it's vanished!! Am I being very blonde?!

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Recorded deliveries ARE signed for..If you push it you will get an answer..They are not signed for individually because there are to many..

They are bagged up at the sorting office and signed for en bloc.

Each bag will have a bar coded internal deivery reference number..

Its the whole bag that gets signed for..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Thanks tonycee, but I don't have a number to give them! Will just have to keep fingers crossed

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Hi, I can't get the N1 to open up. Also is there a version of the N1 that i can type into? I seem to remember when I looked at it before that it was a pdf file or something similar.

Many thanks

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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dar£n that was lightning fast thank you!

 

If I go the N1 route as saintly advised, do they send me the acknowledgement?

 

Thanks again,

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Dar£n that's the same link I just tried (I found it in the wiki though). I can't get the link to open. And is it hard copy only or is there a template I can type into? Sorry if I'm being a stereotypical blonde! :o

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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dar£n that was lightning fast thank you!

 

If I go the N1 route as saintly advised, do they send me the acknowledgement?

 

Thanks again,

 

nickyc

 

you have to keep phoning up for updates on the progress using N1,

however, these days it is the safer route to take. more room in the N1

 

yes the link is a fill n print jobbie,

 

difficult to save on the puter but can be done..

 

make sure you print of a couple of copies, court, bank, you, and 1 for luck.

oh and one for saintly so she doesnt feel left out...lol

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Thanks Dar£n. Think my computer is having a moment. Sorted now :)

 

nickyc

nickyc

 

26.06.07 Prelim letter sent

02.07.07 Acknowledgement received

12.07.07 LBA sent

28.07.07 Received Barclays standard OFT letter

29.07.07 Lost it :?

14.08.07 Recovered and back on track :)

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Share on other sites

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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