Can anyone join your club? UUN vs Cabot

[Brassed off]

Eh up, UUN - have I missed something?

 

Sent you a PM earlier on!

 

Hehehehehe SH - I hope bacon was smoked lol:D - er "double entendre" there

 

Bo

[unique user name]

I'm suprised Horlicks didn't employ Cabot to promote their latest adverts, odn't know if anyone's seen it, it where they do horrible things, like the bus driver drives passed the shopper carrying loads of shopping etc and waiting at the bus stop, and t says, "Wonder how he can sleep at night" then he makes a cup of horlicks, well they could use Cabot instead.

I'll bludy Horlicks them if ever have to speak to them again!!!!!!!!!!!!!!

[Brassed off]

I'm suprised Horlicks didn't employ Cabot to promote their latest adverts, odn't know if anyone's seen it, it where they do horrible things, like the bus driver drives passed the shopper carrying loads of shopping etc and waiting at the bus stop, and t says, "Wonder how he can sleep at night" then he makes a cup of horlicks, well they could use Cabot instead.

I'll bludy Horlicks them if ever have to speak to them again!!!!!!!!!!!!!!

 

OMG you didn't speak to Cabot did you?

 

Hee hee hee -telly? what's telly? the closest I get to that is "digital spy" on the net - oh well, it means I know more than my colleagues know about soaps! lol:D

 

Bo x

[Brassed off]

Hello Mateys

Can anyone please tell me, is there a limit of how many threads you can have, as I have just tried posting 2 new ones, and they are not showing.

 

 

Hi UUN - just a thought - have a look at this by Bookie - perhaps you are having a problem - I know I did in my earlier days with CAG

 

A Dummies Guide

 

Regards

 

Bo x

[unique user name]

Well I have heard nothing from these idiots since they sent me my first letter, stating a lot of CABOT

what do you guys think, they are well into the their further 30 days

[unique user name]

Hi guys, long time no mail on this thread, I have a confession to make, I had a call from a cabot, a long time back, (back end of last year) , and i cracked on the phone, (basically I think he must be a religious subscriber to this website) he caught me out, when I thought I was prepared to tackle on the phone, I was getting hassle of the hubby becuase of the constant phone calls that were coming, and decided to take the bull by the horns.

ANyway I was totally unprepared (fully armed now), for the total full on ness (if that makes senses), asking what I bought etc did I have receipts, and much more, I tried to remember CAG instructions, but spoke about something in the past tense, which made things obvious, anyway, I was caught I do not want to hide from the debt, but I DO want to pay the right people. So as I had made myself knee deep in it, we sorted out an agreement that suited (I know at this point you are all screaming YOU FOOL!!!!!!) but I do want to pay these debts off, so I can carry on with my family life as planned, and this is holding up. becuase of me (my hubby is squeaky clean no loans no credit card etc.. we cannot even get our house insurance to be paid by direct debit now (unless I change providers and wouldn't know where to start looking). anyway I arrange a direct debit each month, but I had already sent them a cca on 7/7/7, the direct debit was set up and everything was running smoothly, I pay each month, I do not get a call, but today in the post I got this.

Your Request for information under the COnsumer Credit Act.

Unfortunately Cabot has not been able to provide you with the requested information within the relevant time (9 months) period. We have worked hard to obtain this information for you. However, the original lender has not yet been able to locate the relevant information from their archives.

You are of course entitled to request the information direct from the original lender.

YOUR ACCOUNT.

Cabot shall continue to hold any action on your account until further notice.

WHAT HAPPENS NEXT

Although Cabot is dependent on the original lender for the information, the relevant time period is now expired. However, Cabot shall continue to request the information from the original lender to assist with your request. We hope you receiev the relevant information shortly.

 

Do I Keep paying them?

Shoudl I cancel my direct debit?

Why the letter now?

I have just set up another account with them, (although different address & telephone number)

If they are not entitled to receive my money, can I claim it back, and how.

HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[andrew1]

Well isn't that just typical. 9 months and they still haven't come up with the agreement. They have to whether they are the original creditor OR NOT - if they are asking for money then they have to come up with it.

 

Personally I would do two things. As you are so honourable in wanting this paid I would stop paying Cabot, BUT put what you are paying into a savings account so it's there in case they DO come up with it at some time. The fact that they have now expired all the statutory time limits and have committed a criminal offence whilst they are about it doesn't seem to have registered with them.

 

You could report them to the various authorities, but I would remind them that now, as they have expired the 12 days they had to supply a copy of the agreement, need a court order to enforce the debt AND have committed a CRIMINAL Offence by not supplying one month thereafter.

 

I would write saying that until their document arrives no further payments will be forthcoming and that you would like all payments previously made to be returned forthwith as they had no right to collect money from you. Be interesting to hear what they have to say about that.

 

Keep the money to one side, but YOU keep control of it, because if it does appear they can get the court order and will come after it.

 

Just remember, Cabot are saying effectively they haven't the authority to collect money from you, so it's just like me, if I wrote and asked you to pay me for this debt you'd hopefully say - I don't owe you any money unless you prove I do so naff-off...same applies to Messrs Cabot. When they get it right, they get paid, all the time they get it wrong - they don't - simple as that.

 

That's what the Cabot Fan Club campaign for - just getting them to abide by the law - never learn do they?

[unique user name]

i seem to think that the set up of the new account (which was only last friday) i was happy to do so (as no hassle at any time was received by cabot with the previous account) has made them look at the other account, is there a letter, or any help with one, cause i do not know where to start with one please!!!!

[PriorityOne]

Whatever you decide, you need to cancel the Direct Debit immediately ! A Direct Debit putes them in control of the amounts removed from your account, whereas a Standing Order doesn't.

 

You also need to decide which way you want to run with this one before anyone can draft up a letter for you.

[unique user name]

ok, i want to pay the debt off, but if paying cabot means diddlyswot, then there is no point, I cant afford to be paying 2 dca's, so i think i need to cancel direct debit, and send cca to monument, and just play the game with again with the new cca, the end result is i want to pay it off, but i'm not gonna do this with the "let's play the game dca's" am i, so Im gonna cancel direct debit with cabot, send cca to monument, but i need help with letter to retrieve monies paid to cabot, it must be at least £105 not a lot I know. but looking at it I shouldn't have paid the xxxxxx a penny, oh how intimidation works well, (might try it with the boss!!!)

[andrew1]

Priority One is absolutely right about the DD's.

 

If you do write, keep it simple in so far as Cabot have not been able to prove they were entitled to collect any money from me, therefore will you kindly return the £105 previously sent for these alleged accounts.

 

To be honest, trying to get money out of Cabot is not going to be easy, you might just as well ask and be told you can't have it as not, but they are not noted for their payouts. You never know, if you have some luck you might, but don't hold your breath. You could state they have taken monies under false pretences and you'd like it back or else.. something like that. Just keep it simple, deal with their response.

 

Good luck..

[unique user name]

thanks, its worth a first class stamp anyway

, will keep you posted

[PriorityOne]

You do not need to re-CCA anyone. If Cabot have been unable to produce an enforceable Agreement, then the account is still in dispute... regardless of who the request went to, as long as you've retained rec. delivery proof of postage.

 

If Monument contact you, you can deal with them then. However, if Cabot have bought the account, then Monument probably won't contact you as they should no longer have any interest in it.... but this is unlikely to stop Cabot from re-selling the account on to some other morons.

 

Providing it's still in dispute, then you're under no legal obligation to pay.

[havinastella]

Just a quick thought!

 

If you have arranged to pay the DCA and you want to pay off the debt, would your best course of action to S.A.R the account and work out what charges you have paid and reclaim these?

 

Jogs

[snowdragon]

I have also joined the club,Cabot/Funding Corp chasing me for a car I do not have! sent me a email saying I missed a payment in November 2011,how they got my other halfs email address I do not know