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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Kazzex vs Nat West


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Hi, new to the site, but quick background, followed templates and instructions from Moneysaver site and got through to MCOL stage where interest etc was claimed and now for £4849 in charges plus £1147.04 in interest and £250 for filing charge TOTAL + £ 6246.04.

 

Have had provisional offer below orginal amount refused offer and now have court date set for 22.10.07 in Small Claims Tract have to send bundle by 20th July to all parties so putting that together. Cobbetts, said they are still awaiting copies of statements from Bank so can move no faster on cliam.

 

So any advice and help to get this settled would be gratefully received.

Kazz:?

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Hi Kazz, welcome on board the nat west west forum!

 

It sounds as though you've done everything right so far. The main trick now is to ensure that your court bundle is spot on and to submit it by the 20th July. Given that you'll need to include copies of your bank statements within the bundle and to submit a copy of the bundle to cobbetts, they'll have your bank statements rather soon won't they!

 

I'd be inclined to sit tight, submit the bundle and then contact cobbetts to see if their 'client' is willing to settle. And if they don't submit their court bundle on time (it'd be a first if they even submitted one!) have a look at this link here Court Bundle - Non-Compliance Template If Bank Fails to Submit Bundle http://www.consumeractiongroup.c o....tml#post485266

 

Good luck - keep us posted

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Hi have been reading other threads and very confused now.

Have used the Basic court bundle and printed allthe sections, and then found needed some other stuff looking at others bundles so have printed Money Programme and McNamara interview. But There is something called Statement of evidence that I have pasted out do I need this as I have allthe other stuff or is that the primary thing and the rest is just back up. Sorry tobe thick, just very nervous.

Kazz

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Also account was started in 2002 but only have TC's issued by them in 2006 which they sent me. Is there a copy somewhere. I' sure I saw it mentioned but can't find it now. Opps:o

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Have a look through this thread here GOT A COURT DATE? A guide to the later stages as it's really useful at explaining this next stage and what needs to go in the bundle along with this thread Examples of Witness Statements / Disclosure by List / Draft Directions / Case Summary You do need to include the statement of evidence in your bundle. There's a link to some in the above thread but you'll also find one in the Terms and Conditions sticky (just above the main nat west threads) - I think it's post number 49. Post back if you can't find it.

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This is the thread I mentioned in my last post http://www.consumeractiongroup.co.uk/forum/natwest-bank/90742-natwest-terms-conditions.html - I think the statement of evidence is number 49. You'll also find T&C's for 2002 on here as well thanks to Steven, so looks like you're in luck! ;)

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I'll answer on your thread Jec.

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THe 2002 Nat West T&Cs are available here

 

Steven

 

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Hi Kazzex

 

PM me with your e-mail address and I'll send you the document

 

Steven

 

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Almost everything I know concerning the law I learned from this site

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Hi all, well put together my court bundle nearly 200 pages, will ie ableget ackthe costof photocopying this and my nearly 30 hours of research adn collation if I get awarded my money.? How will I know whether Cobblers have done their thing as well?

Kazz

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Hi Kaz

 

THis is common. What you should do though is write to the court with the 'new' darft directions - see here http://www.consumeractiongroup.co.uk/forum/show-post/post-711002.html for a sample letter and the directions

 

Steven

 

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hi i am applying to have some business bank charges reimbursed from Natwest , had an original response from Stuart Higley for preliminary letter, then second letter recieved from Royal Bank of Scotland Commercial telling me no to bogg off. I know RBS own Natwest, BUT who am i supposed to deal with? Is this normal?

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Hi All

Well sent off the court bundle completed to Cobbetts and Exeter Court, well in time for the due date of 21.07.07, I have not received anyhting from Cobbetts yets, so am assuming they haven't complied with the court order yet, so what do I do now, and where do we go to get settlement.

Kazz

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To be honest Kazz, I'd just be inclined to send the letter at the moment ;)

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Ta, but it is so annoying we have to do all the work and they just sit there, my court date isn't until 21st October so will we have to wait till then before they settle!. Agghhh!!!!!!

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I know - it's totally irritating! But if you get that letter into the court............ you may find that you could win sooner than you think! And it's about time that cobbetts were pulled up for not submitting their court bundles!! ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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