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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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    • We have finally managed to obtain the transcript of this case.

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if anyone from glasgow can help?


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Hi yeh, i did put it forward to the sheriff officers and they put it forward to the banks - i am going to call them today (banks) and give them one last warning - i was not sure because of this new hold rule! ?! It has been well over 2 weeks and nothing. What's an attachment? thanks.

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i was not sure because of this new hold rule!

The sheriff has already passed judgement on this. They have no option but to pay.

 

What's an attachment?

In this case it will be the seizure of goods (which usually focuses the banks mind) and if necessary the subsequent sale of them.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Punjaban

 

Try to talk to the legal dept if you can get the number. Tell them you will be requesting an attachment (they'll know what that means) if you do not have your money in your account in say 24 hrs. If they do not pay then just go back to the Sheriff's Office, that served the extract for Payment and they will sort out the rest.

 

As Rory says the banks will become very focused once a Sheriff's Officer starts making out attachments for equipment in the branch. They will have another 14 days to pay but once that has elpased the Sheriff's Officer will go back and start removing equipment which could in effect shut the branch down or at the very least cause them a lot of problems!

 

I also had two banks ignore payment orders but after a few phone calls Lloyds have now paid up and Abbey have said they will pay this afternoon! Don't forget you get interest for every day they are late:)

 

Cheers

[sIGPIC][/sIGPIC]They don't like it up 'em Mr Mannering :-o

 

Abbey Claiming £1241.00

S.A.R - (Subject Access Request) requested - 17/02/2007

Prelim sent - 26/03/2007

LBA sent - 13/04/2007

Summary Cause - 22/05/2007

Form 11 - 29/06/2007 (no defence submitted)

Extract of Payment sent 01/08/2007 ALMOST THERE!

*** WON *** Cheque recieved 13/9/2007

 

Lloyds TSB Claiming £1335.00

S.A.R - (Subject Access Request) sent - 07/03/2007

Prelim sent - 13/04/2007

LBA sent - 03/05/2007

Summary Cause - 22/05/2007

Form 11 - 29/06/2007 (no defence submitted)

Extract of Payment sent 01/08/2007 ALMOST THERE

**WON** Cheque received 6/9/2007

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Thanks guys, thought after all this test case was going on all my work was for nothing - contacted the bank who advised that they have not received it - what a bunch of jokers!! I am going to write them one final letter - if they don't respond then i am going to get the attachment - just went to the officer now - its handy as its near my work :)))

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Pujaban

 

You have not said which bank it is, of course they recieved it you have proof as the SO would have sent you a letter telling you where/when/how it was served. I would just phone the bank back say you have 24 hrs to pay me £xxxx else I'm going back to the SO.

 

Cheers

[sIGPIC][/sIGPIC]They don't like it up 'em Mr Mannering :-o

 

Abbey Claiming £1241.00

S.A.R - (Subject Access Request) requested - 17/02/2007

Prelim sent - 26/03/2007

LBA sent - 13/04/2007

Summary Cause - 22/05/2007

Form 11 - 29/06/2007 (no defence submitted)

Extract of Payment sent 01/08/2007 ALMOST THERE!

*** WON *** Cheque recieved 13/9/2007

 

Lloyds TSB Claiming £1335.00

S.A.R - (Subject Access Request) sent - 07/03/2007

Prelim sent - 13/04/2007

LBA sent - 03/05/2007

Summary Cause - 22/05/2007

Form 11 - 29/06/2007 (no defence submitted)

Extract of Payment sent 01/08/2007 ALMOST THERE

**WON** Cheque received 6/9/2007

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I agree with maryhillgull. If you give them forever and a day then that's how long they will take to pay. If you want paid quickly you need to start asserting your rights (they wouldn't be so understanding if the shoe was on the other foot).

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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The bankk got back to me today - they said that the legal dept are taking care of this and they are sending out a holding letter that i did not sign when they offered me the first offer in the first place towhich i did not received - what do i do now - put the attachment forward?

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Send in the Sheriff Officers. The bank are just mucking you about.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

Hi Punjaban,

 

Things seem to be slowing down for us in my house as we are just waiting for the banks to go to court and then hopefully we might be able to get on with our claim with the FOS.

I don't know whether in January when the summary clause amount goes up to £5,000 if we will maybe try court again for my son's £5,000 in bank charges. We will wait and see.

You seem to be having so much bother with your claim I am surprised that you are still hanging in there.

I wonder if somewhere at the bank they have totally messed up your account and that is why you are having so much trouble. If the sheriff officers have to go into the bank please, please let us know and I will definately come and cheer you on. You can't miss me I drive a lovely big hackney taxi.

By the time that you finally get your money you might be able to pay my fare. Ha Ha.

Hear from you soon.

 

Eileen

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Hi Eileen, hope all is well, if the summary clause is going up in jan then may as well wait hey.... i put in the attachment on the 27th sept so lets see what happens :) Planning to go away on holiday with that money too!!!!

Not heard anything back so far nut due to postal strikes looks like it may be next week til i get a letter or summat. Will let you know when this happens as i would need help..... think i may need to shut my aco****s with them too!!!! Pay ur fare? lol hey ur the cabbie.... i will expect a free lift :)

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