paythemback vs lloyds - Guildford County Court

[paythemback]

First thread tonight, as i join the rest of you in the (hopefully) final stages of my claim against LLoyds tsb.

 

I have been going through the process on line to date, and after an acknowledgement Lloyds have now moved to notify they intend to defend the whole claim. And Ive just recieved today notification from the County Court in Northampton (money claim on line) that my case is being transfered to Epsom in Surrey my local court.

 

The notes say that ----

 

IT IS ORDERED THAT-- 1. The filing of an allocation questionaire be dispensed with in this case unless the district judge at the court of transfer orders otherwise.

 

Is this standard ?---Do i now wait to be asked for a AQ (if at all) by Epsom?

 

Lloyds have sumbmitted their standard 9 point defence ( as seen on this site) from a solicitor in Brighton SECHIARI CLARK AND MITCHELL so if it does move to the court there is a well documented approach to my claim.

 

i would be very interseted to hear from anyone who is on the same "timeline" in their own claim to compare notes.

 

regards

[BARTY]

Hi & Welcome:)

Have a read of these thread about the AQ:

http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html?highlight=dispensed+AQ

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html#post695176

 

Good luck, let us know how you get on.

Barty:)

[paythemback]

Hello all, especially those in Surrey

 

new development today, recieved a letter from Epsom County Court saying that my case has now been transfered to Guildford (seems a pity as the staff at epsom let on that as yet no claimant to their knowledge had ever lost there)---also seem to remember that Reigate cc are doing the same transfering to Guildford

 

anyway the real point of the post is to see who else is out there who has their case moved too or has been to Guildford to defend.

 

I figure that we could cooperate and share relevant information and give each other support against a common defendant LTSB, so if your case is now under Guildford cc or just as importantly you have recently been through the court there i would be very pleased to hear from you.

 

as we must all live close (ish) maybe we could get together to turn this rather solitary (the good community of CAG and this site excepted) into a shared mission to recover our monies.

 

paythemback

[evoix]

Good luck - hope you succeed.

[ukcrow]

Hey there, im in the same boat as you so your welcome to put your feet up next to me an see how it all pans out.

 

would be worth you checking out my thread (Ukcrow v Lloyds TSB) as i have just recieved an order of direction from the QC there. I would imagine you will recieve the same as the next court date for all lloyds claimants is apparently in septmeber, Anyways, if you read my thread you'll get a good idea of the mood and the direction the court want to take.

 

Off to bed now but good luck an keep in touch.

[paythemback]

This is a call for all who have been through, or have been transfered too Guildford County Court.

 

Please post here on this thread, so that we may cooperate in our Lloyds tsb claims.

 

paythemback

[zootscoot]

Hi Paythemback,

 

Not sure how many people are claiming in Guildford but the chances are no one has lost in Guilford either. The only lost cases to date have been in Birmingham.

 

keep strong and they will payout in the end.

 

Keep us posted

 

Best wishes

 

Zoot

[nicsussex]

In fact if you have a look in the Abbey forum - Judges in Guildford have been awarding wasted cost orders against the banks.

[sidtheranger]

Hi Steve, just put up a thread (Sid takes on Lloyds) before I saw your thread. Maybe I can get it moved here. My original claim was filed thru Reigate. They warned me that my case was likely to be going to Guildford if lloyds defended the claim.

As i said in my thread, It's now at G'ford and Lloyds solicitors have said that Lloyds are willing to negotiate a settlement.

So sitting in limbo at moment waiting to see what happens next, a credit to my account or a Court date on the small claims track in s****y Guildford.

Will keep you informed of all occurrances.

Let me know if you require any other info to do with this whole sorry affair.

[ukcrow]

Hmm, im doubting we'll get a reply by the 16th, my bets on Sc&m not responding..

[ukcrow]

Ok guys, good luck with your claims. Im going to be away from a computer till after Guilfest where i'll be marshalling on night shifts till next tuesday. Fingers crossed they'll have sent a response in our favour by then!

 

Cheers - Monty:)

[paythemback]

Monty,

 

Enjoy the weekend at Guilfest, apparently the weather could be much better than of late, lets hope that some good mail comes through all of our letter boxes soon.

 

likewise away for a few days, til the 15th

 

Hopeing to recieve the same directions as issued to the bank in sidtherangers case arriving shortly (please), to put some pressure on the lovely people at SC&M, ------ when i do get a settlement then its into round two, as despite repeated ( 3 letters, cc to local branch, headoffice, andover and copy statement unit ) requests for complete disclosure of charges (now at least 120 days and counting!) Lloyds have only sent 5.5 yrs of statements, so a critical 6 mths when we really were on the recieving end of some serious charges with the account back in early 2001 is still to be claimed.

 

perhaps they will see the sense of paying those back without all this monumental waste of my time and legal systems time and money----although sadly i doubt it.

 

PAYTHEMBACK

[paythemback]

Hello all,

 

Just got back from a few days away and have recieved a letter from SC&M with an offer of a "without prejudice" settlement.

 

Hadnt got as far as a court date, but had sent a letter to them asking them to settle before court, which maybe had an effect on their actions.

 

They are requesting the usual confidentiality and offering a full refund with interest and covering all court fees.

 

I will be accepting the money but none of their terms and look forward to getting my money back in my account soon,will only celebrate when the moneys cleared.

 

good luck to the rest of you

 

Paythemback

[christinajanep]

congratulations

[Red Rebel]

Congratulations :D

 

Here's a link to the letter I used to refuse t&c's of offer letter. It works because I have just been paid out

 

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/48032-jakena-barclays-4.html

[BARTY]

Congratulations!! :D

Barty:)

[sidtheranger]

Congratulations and well done. Stick to ya guns and NOT their conditions.

Still waiting to hear from SC&M I guess I will soon, I hope!

 

[paythemback]

Ive phoned and spoken to SC&M today, and have faxed and sent my acceptance of their offer, Ive used a version of Red Rebels letter from the link he posted earlier in this thread and modified it slightly to my personal circumstances .

 

I told the lady i spoke to that their offer was acceptable but i would not comply with any of their terms/obligations and got a rather resigned "ok then, that will be alright".

 

this is my second (lloyds tsb group) "victory" as ive also just got a refund from an overcharged mortgage exit fee from C&G --- this just took a single phone call to secure, but what is unbelievable is that the building societys must easily know who theyve overcharged but you have to chase them!

 

hope some of you get good news soon, i will be staying in touch as i will be hopefully starting a new claim very soon, when they forward the six months of statements that they still havent sent from early 2001.

 

Whilst im talking could anyone tell me how do you actually calculate the six year period? --is it six yrs back from the last charge you claim for? ---six yrs from the date you recieve your statements? --- or something else?

 

paythemback

[ukcrow]

Congratulations btw on your claim,

 

As far as i am aware it is six years prior to the initial DPA request.

[nicsussex]

The six year period is not particularly relevant - see here

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/81799-issues-raised-llloyds-bank.html

[paythemback]

I first requested the data on 13.03.07 --- received letter back on 17.04.07 with a list of all charges --- but they only provided data from 10.09.01 until 01.12.06, its possible that i havent had any charges from 01.12.06 so this later date could be correct as the request was for a list of all default charges, not a full list of statements ie. all transactions.

 

Lloyds have not cashed the £10.00 cheque i provided , which i assumed was a tactic so they could initially dispute the date my first letter was recieved ( to stay within the 40 days ), and the cheque remains uncashed to date.

 

so do they owe me statements at both "ends" ie from 01.12.06 til 13.03.07 and from 13.03.01 until 10.09.01 ? ---- its the period in 2001 that im wanting to claim back the default charges for.

 

has any one sucessfully been refunded back further than 6 yrs yet?

 

also what action can i take against Lloyds for obstructing my request?

 

 

paythemback (hopefully to be paidthemback soon)

[paythemback]

anyone have the answer to this last query about the dates please?