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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Arnold Clark - Failure to repair damage to infotainment screen

      By dx100uk · Posted

      good idea take some pix and put them in a PDF read UPLOAD dx
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      IDRWW/J&P - Emirates (HSBC) loan/Card

      By dx100uk · Posted

      thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • dx100uk
      Lowell/Overdales Claimform - old HSBC Credit Card Debt

      By dx100uk · Posted

      Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Easywayout
      IDRWW/J&P - Emirates (HSBC) loan/Card

      By Easywayout · Posted

      Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Charley's Angels

charleyfarley
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charleyfarley

charleyfarley

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inflammation of the gall bladder and causes:

 

 

pain that can be accompanied by nausea and vomiting and sometimes excessive wind.

 

 

did you blame it on the dogs????:D:D:D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

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Robdblynd

Robdblynd

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did you blame it on the dogs????

 

 

 

Trust you to try get to the bottom of things. :rolleyes::grin:

 

 

 

 

And no, I didn't have excessive wind, nor any other symptoms other than the horrendous pain.

 

 

 

 

Ooops, just seen the sports news ............... ohhhhhhh dear 4:2 ..... what a shame. :rolleyes::p:p:p

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charleyfarley

charleyfarley

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Trust you to try get to the bottom of things. :rolleyes::grin:

 

 

Don't like to break the habit of a lifetime;)

 

 

And no, I didn't have excessive wind,

 

 

How disappointing:p:p the thought of that would have kept me entertained for months:D

Edited by charleyfarley

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Robdblynd

Robdblynd

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Well, my health may have been dire for the last 8 months but I certainly seem to have provided you with unbounded entertainment :rolleyes:................

 

 

bet you wish the football was doing the same. :p:p

 

 

 

 

 

 

 

 

 

Sorry (well no, not really :p) but I just couldn't resist that.

 

 

 

 

How's the job hunting going? Anything on the horizon that will make you smile? :)

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charleyfarley

charleyfarley

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Well, my health may have been dire for the last 8 months but I certainly seem to have provided you with unbounded entertainment :rolleyes:................

 

:D

 

 

bet you wish the football was doing the same. :p:p

the football's doing just fine thank you very much........absolutely no complaints at all

 

 

 

 

 

How's the job hunting going? Anything on the horizon that will make you smile?

 

sod all at the moment, although I've been sending off my cv to anyone and everyone I can think of. You'll be the first to know if I hear anything positive

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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charleyfarley

charleyfarley

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Does that include getting walloped out of the Carling Cup then? ;):razz:

 

 

not ar$ed about it, bigger fish to fry this season;);)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

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I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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charleyfarley

charleyfarley

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not ar$ed about it, bigger fish to fry this season:wink::wink:

 

like Ackrington Stanley :grin::grin:xxkia

 

 

now then kisskisskia, I don't like to bother you, but Accrington Stanley isn't a fish;)

 

 

you don't walk into a chippy and ask for "Accrington Stanley and chips, with loads of vinegar!"

Edited by charleyfarley

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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charleyfarley

charleyfarley

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Ooooops! You all nearly fell off the bottom:eek:

 

 

 

typical, I go out for the evening, and my bottom nearly falls off;)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

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I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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charleyfarley

charleyfarley

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Now, I know this is a light-hearted thread, but the APR on this is no joke.:eek::eek::eek:

 

landed in my inbox this morning...........

 

 

Apply Online Now - cash loans from £50 to £500

No surprises - home collection, no hidden charges.

A name you can trust - established for 125 years.

 

Example: Loan amount: £300, 57 weekly repayments of £9 Total amount payable £513. Typical 189.2% APR

[/QUOT

 

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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kia

kia

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hiya cassie long time the angels have missed u :Dhow ya been i is traveling again ;)that loan company is povident charley, so im told :)nice to see u though hey wheres that locy hes supposed to bump us off the bottom get him told T ;)xxkia

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locutus

locutus

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Work still getting in the way of my bumping duties I'm afraid... only managing to log on for 5 mins here and there :p Still... consider yourselves BUMPED for now :D

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charleyfarley

charleyfarley

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well, thank you very much for those Birthday wishes ladies:)

 

 

another year older, none the wiser, still skint, more grey but less hair, otherwise I'm just tickety :D:p

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Robdblynd

Robdblynd

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This year just gets better ................ seen the surgeons again and they've now decided that the plate and pins in my leg have to come out cos they've moved. They're going to have a look inside the ankle joint to see what else is happening and they're going to remove the flake of bone from the avulsion fracture while they're at it. The youngest chap there thought I was lucky ... 3 ops for the price of one. Hmmm, think I'll reserve judgement on that one.

 

 

 

 

Sooo Cf, Queenie will be hopping to it again sometime in Feb ..... so get your wits sharpened for the usual onslaught of one liners you throw at me. :p

 

And you'd best buy some male Tena's for all the laughing you're gonna be doing ...........

 

 

 

 

 

 

 

 

 

 

cos at your age the prostate gets a wee bit weak doesn't it ... :p;):D

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ukaviator

ukaviator

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well, thank you very much for those Birthday wishes ladies:)

 

 

another year older, none the wiser, still skint, more grey but less hair, otherwise I'm just tickety :D:p

 

 

Happy Birthday Charley. . .

 

 

 

Not needing the Viagra yet then Charley?

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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charleyfarley

charleyfarley

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This year just gets better ................ seen the surgeons again and they've now decided that the plate and pins in my leg have to come out cos they've moved. They're going to have a look inside the ankle joint to see what else is happening and they're going to remove the flake of bone from the avulsion fracture while they're at it.

 

I'm pretty good at DIY T, if you want pins and screws taking out and moving about, I could do it for you;) You said it was just like moving a Kitchen cabinet, so I'm sure I could manage it.

 

I can understand the instructions from MFI and IKEA, so an ankle bone should be no problem;):D

 

 

 

and we could use that bottle of Laphroaig as an anaesthetic:p

Edited by charleyfarley

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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charleyfarley

charleyfarley

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Not needing the Viagra yet then Charley?

 

I find Spray starch works just as well, and you don't get so many side effects:p;)

 

 

 

 

 

 

 

but each to his own, eh uk?:D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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