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    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
    • Well, they trashed their last election manifesto pledges, so nothing new really is it? They just find weasel words to try to claim they haven't actually failed if you just look at it just a little squinted and in this particular way  - and are stupid.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Reclaim Egg Card PPI


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Hi Everyone,

 

Anyone had success in claiming back the "Repayment Protector" on their Egg Card?

 

We took out a Egg Credit Card in 2003, and transferred over £15000 into it with the 9 months 0% offer, PPI adds upto approx. £4000.

 

I always thought the PPI thing was a standard charge they apply to all credit cards but after reading here, it seems we can claim this back, am i right?

 

Thanks.

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This was Egg Customer Service reply to my email, have we not got a chance to reclaim:

 

------------------------------------------------------------------

I've looked into your Egg Card account and I can see that when you applied for your Egg Card you requested to take Card Repayment Protection.

 

Repayment protection covers you against accident and sickness which prevents you from working or unemployment. After a waiting period of 30 days, it could pay off 10% of your outstanding balance each month, from the date your claim commences, for up to 12 months or until you return to work whichever is the earlier. It costs 79p per each £100.00 of your statement balance.

 

To order paper statements for your Egg Card, we charge £2 per paper statement up to a maximum of £10 per request to cover the additional expenses in producing a paper statement for our Internet card.

 

If you'd like to have any paper statements sent out to you, please send another message confirming the date range you require and that you accept the charge. Which will be applied to your Egg Card.

 

I've also requested that a signed copy of your Egg Card agreement will be sent to you.

------------------------------------------------------------

 

What do you think?

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Just reply and ask for a copy of your request to have the ppi added.

 

He is telling you, you asked for it, now ask him to show you the proof, if he can then no, if he cant, then yes.

 

Look in the PPI forum im just starting against PPI on an egg loan i defaulted on after 3 months, never got a penny back.............

 

 

Will soon tho :)

 

Well hopefully lol

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This is the latest reply i got from them:

 

----------------------------------------------

Card repayment protection was added to your Egg Card on 11th December 2003 when you accepted the credit card agreement.

 

I'm unable to send you written proof of this as stated in the Paperless Dealing Agreement. Please copy and paste the link below onto your web address bar for further details;

 

new.egg.com/visitor/0,,3_11089--View_1081,00.html

 

I'm also unable to send this secure message to any other email address for security purposes.

 

Please therefore accept this secure message as confirmation.

----------------------------------------------

 

What do you think, have i got a chance to reclaim the PPI?

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I've also requested that a signed copy of your Egg Card agreement will be sent to you.

 

BY no means am i a legel eagle, only know from what ive read on these here forums :)

 

 

Have you received the copy of your agreement yet?

 

Did you take you card out on Dec 11 2003?

 

Surely they would have to provide something to show the judge in any court case?

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thanks for your help wednesday1867!

 

Received the agreement today. Only 2 pages though and no mention of PPI at all! I signed and sent the agreement back on 10/12/03. Have asked for the full agreement and awaiting response.

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has anyone had experience of this situation before, what should i do if they can't produce evidence of me agreeing to the ppi?

 

do i have to prove that i never agreed or does Egg have to prove that i did?

 

Hiya Jimmy,

 

Got your message:D I am not a toughie, just god damn determined to get what I have been tricked out of:D

 

Reclaiming back your ppi is not difficult, but you have to play the game of denial. They will deny everything, but if you persist, they will soon realise that you are like a dog with a bone and will not give up. They will possibly do the right thing, and refund it, but you may have to issue a court claim.

 

First things first, you need to get all of the info that you need, so sent a S.A.R - (Subject Access Request) under the data protection Act. I will cost you no more than £10 and is money well spent. With the SAR they have to send you everything, and I mean everything. They will probably just send a little bit and then you have to ask again.

 

I see that you have received your credit agreement and there is no mention of ppi applied.:D Was it a credit card and can you post it to the site or pm me a copy of the agreement, if you can delete anything confidential . It would interesting to see it.:D

 

If you need help with letters etc or have any more questions please ask:D Just don't give up

 

Ooops sorry forgot to mention start a new thread on the ppi forum so I can keep an eye on your progress

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Sorry, I blame the wine!!!

 

Hello,

 

I am shocked drinking wine at this time.:shock:

 

Not really just jealous:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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