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Rooman v Lloyds **WON**


rooman1
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:o :o :-? :-? i am currently taking lloyds to court and they have acknowledged my claim for 3615+costs does this mean they are going to defend my claim if so whats going to happen they made me an offer to settle of 750 and put it straight into my account which i thought was very cheeky! i sent them a letter asking them to remove the money or pay me the balance but they have not yet done so there is about 10 days left from the 28 does antbody have a clue whais going to happen as i am a bit lost in it all i have been keeping track of severa threads but i am still not quite clear in whats happenong like i say HELP ME SOMONE PLS!!!!!!!!!!!!:-? :?

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Hi, They will probably enter a defence and you will probably get a date for a hearing somewhere down the line. Don't worry, this is all normal. It's actually a good thing for you that they are defending your claim. Have you seen this http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html and this http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html. Just keep reading lots of threads, especially the ones in the success section at the top of the forum. This will help you understand what's happening and why :)

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi

this was my timetable for reference

it takes a long time but keep at it

 

Aug 06 £280 .charges applied to my account

Sept 06 rang bank to complain and told ‘tough’

 

Researched bank charges sites including no win no fee lawyers

Nov 06 opened parachute account

Nov 06 sent subject access request with £10 cheque recorded to local branch

Dec 06 4 weeks later received charges lists from copy statement unit

Dec 06 wrote in asking for charges to be repaid with 8%interest £4500 in total

Dec 06 7 days later received sod off letter

Dec 06 sent 7 day demand letter to customer service recovery Hampshire

Jan 07 10 days later received a goodwill payment into account of £750

Jan 07 next day received final response letter from Lloyds

Jan 07 filed with MCOL after some jiggery-pokery with lines and word numbers

Jan 07 acknowledgement of service received from Northampton court

Feb 07 standard defence filed by SC&M, claim to be transferred to local court,

Feb 07 AQ filled out and hand delivered with £100 cheque.

March 07 having still not heard anything since AQ submitted I contacted the court and was told that the judge has ordered a stay for 1 month

March 07 applied for stay removal 4 days later stay removed and got a listing for June

May 07 :-)WE WON!:-) letter from SC&M Lloyds will pay up in full including interest and costs and no conditions.

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  • 2 weeks later...
:confused: :confused: ok basically i have been trying to claim my bank charges back off lloyds for about six months now during which time they have fobbed me off with the usual sort of stuff. Then they paid £750 of the £3700 i am trying to claim back for overdraft excess fees and direct debit penalty charges. I then took them to court via moneyclaim they acknowledged my claim and the 28 days was up yesterday. they have disputed the whole amount and i am now told i have to wait for the case to go to the magistrates, i am pretty clueless as to what is going to happen next if anybody can help me or tell me what to expect or if i need to prepare anything i would be really gratefull cheers:confused:
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i dont know it just says status of claim is defence and this:

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

 

like i say dont know what to do what should i expect fro m the bank

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Hi

You will shortly receive a copy of their defence and you may receive an Allocation Questionnaire to fill in. These links will help you to fill it in if you get one:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

If you don't get an AQ, read this:

http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html?highlight=dispensed+AQ

 

Good luck, let us know how you get on.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 1 month later...
:D :D :D a massive thank you to this site and everyone on it with your help i have won back £3835 today they settled just befor it was due to go before a judge i have been plugging away for about 12 months now and have fi nally got there if anyone is reading this and they are trying u must see it through to the end it will be worth it POWER TO THE PEOPLE:D :D :D
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