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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hiya Monopoly,

Just to let you know you're not alone out there!!!

Unfortunately I don't have the knowledge to be able to help you much but can offer any support you may need.

And a very big thank you for the advice you have given me too!!

Hang in there, it'll all come good in the end, we're all right behind you...

pinky :p

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If you want something to cheer you up monopoly have a read of bluetacks thread http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/90012-just-been-court-cl.html

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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Hello, just to let you know the same as pinky - I haven't been able to say anything more than Laiste - really you are in such safe hands there! I have also bought a new computer and it is rubbish - it's an absolute nightmare on internet connections, etc, even with a few more megs added to memory!! So have taken my old portable from my daughter to stay in touch with the world! You've only got a few days left now and I know you are a bit worried, don't be, they really have no case and are clearly trying to make you sweat it out. The fact that they have got you into such a state at times goes to show how they can use this as a winning tactic against someone with no support. The difference is that you have got support - and fully qualified support at that, from someone who clearly understands the system, so HANG ON IN THERE! I think you may have a nice surprise from your postie very soon.

 

How's baby - I hope you are making the most of your time left and not wasting it on NEXT.................................

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Hi everyone. I'll check that link out in a minute rory...

Glad to see I'm not alone in here lol!

The baby's fine calm1. I have 1 full day left with her booooo!

Unfortunately, as the defence has to be filed by Friday, and that's the night I go back to work, I will probably spend the next 2 days on here!

I know next have no chance, I just want to find out more about a c/c and what I could get them for.

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Just read rory's link about bluetack. Well done her! Id love to be typing along those lines in the not too distant future...:D

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Tonight's the night - are you ready Monopoly??? I am sooooooooooo excited for you - it's like the who shot JR storyline - we all want to know the outcome of this.................. Look forward to hearing from you!

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Erm I think I might have been about 4 when that happened lol! ;)

 

Laiste has been in contact and she's in the process of writing the defence. It will be available either tonight or tomorrow, so you'll get to see what's in store for Next along with me! :eek:

 

Have you figured out what's wrong with your computer yet? I'd take it back if I were you.

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi monopoly :-)

 

Just wanted to let you know I'm always around for any support you need although it doesn't seem that you are gonna need much cos you've got Laiste batting for your team and shes a STAR!!

 

Your always there for me in my battle with NW and that is really appreciated, I can't believe you have helped me out so much when you have obviously got more serious things going on. :shock:

 

GO GET EM GIRL and keep us all posted. YOU'RE AMAZING.

 

Speedy :-)

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Thanks speedy. Its nice to see I have supporters out there! :)

 

Only 4 hours now until I have to file....

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi Monopoly,

 

Here it is, finally! Hope it's okay for you, I'm sure it will do the trick!:wink:

 

Regards,

 

Laiste.:)

 

DEFENCE

 

The Defendant is embarrassed in pleading to the Particulars of Claim as it stands at present, inter alia:-

 

No account number is detailed on the claim form to identify the Defendant as the holder of an account with Next or as someone owing monies to the same. I would therefore contend by reason of want of particularity that the Claimant’s case is entirely spurious and unless amended in compliance with the Civil Procedure Rules, can and should be struck out pursuant to part 3.4 of the same. The remainder of the Defence is pleaded without prejudice in respect of the issues raised by the Claimant in the Particulars of Claim.

 

The Defendant denies that he is liable to the Claimant as alleged in the Particulars of Claim, or at all. On the 7th June 2007, a request for a true copy of the alleged agreement was sent to the Claimant’s Solicitors. The request was made under section 78(1), running account credit, of the Consumer Credit Act 1974. It was sent by guaranteed next day delivery with the requisite £1.00 fee enclosed and received by the Claimant’s Solicitors on the 8th June 2007.The Claimants had twelve working days from receipt of the request in which to furnish a credit agreement, as stipulated in Regulation two of The Consumer Credit (Prescribed Periods for Giving Information) Regulations 1983, which gave them until the 25th June 2007 to comply. The Claimants in a letter I received from them on the 19th June 2007, stated unequivocally that Next do not hold a signed credit agreement and that under section 127(3) of the Consumer Credit Act 1974 they know that the debt is unenforceable. Having instigated these proceedings without any legal basis for doing so and allowing the case to continue; in the full knowledge and having admitted that no credit agreement exists, the Claimant’s conduct amounts to unlawful harassment under section 40 of The Administration of Justice Act. Furthermore, the Claimant’s behaviour is entirely vexatious and wholly unreasonable.

 

It is denied that any Default Notice was ever received and the Defendant puts the Claimant to strict proof that said document was received. Additionally, in the letter of the 19th June 2007, the Claimant enclosed a copy of the alleged Default Notice sent. This letter does not conform at all to the requirements of section 88 of the Consumer Credit Act 1974, in respect of the details a Default Notice must contain, it is therefore entirely legally invalid. It will therefore amount to unlawful processing of my personal details and a breach of the Data Protection Act 1998, if a Default has been registered with any of the Credit Reference Agencies on the basis of a legally invalid Default Notice and furthermore, one that was never received.

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I forgot to say, copy and paste the defence, don't type it all in the box, it will take forever!:o

 

Also print off the final page when you've done it so you've got a timestamped record that it's been received!

 

Regards,

 

Laiste.:)

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Hi Laiste, thanks so much for the defence!

There was no way I'd miss the deadline though lol, I was just getting a bit of shut-eye before my shift tonight.

 

I'll go to MCOL now and if I have any trouble, I'll come back here.

 

THANKS AGAIN!

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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I guess I dispute the full amount?

Sorry to be thick, but I don't want to get anything wrong.

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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I'm sending this message just as a precaution. If the system won't let you submit the defence, you need to ring the Court number on the claim form and ask to speak to a manager. Don't mess around having a lengthy chat with of the people that answers the phone, they won't be able to help you and you will just be wasting time.

 

Explain to the manager that due to their system problems, you can't file the def and need his/her email to send the def with a covering note, explaining this. Get the person's name and an ABSOLUTE GUARANTEE from them that if you send it in the next 15-30mins it will be accepted. I have done this for other people, so there are no problems with doing this. Also ask the person to send you a confirmation email/or to ring you to confirm it has been received & accepted. Make sure you cover every angle with this and do not let anyone fob you off! At the end of the day you can file up until 4pm. If their system can't cope that's their problem, not yours! Regardless of what they might say!

 

Hopefully this message will have been an entire waste of time!:wink:

 

Laiste.:)

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Ok everyone, the defence has been filed thanks to the fantastic Laiste, who without, many of us would probably just pay these companies!

 

Once again, eternal gratitude to Laiste! :) :)

 

(I bet she gets sick of all the praise...) ;):rolleyes:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hopefully this message will have been an entire waste of time!:wink:

 

Laiste.:)

 

Yes it was!!! LOL :D

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Just been reading through our printed version, and every apostrophy has turned into a question mark! Is this normal?

 

Im sure they won't mind

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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No that's not normal! It would be wise to ring the Court and state what you have noticed. It will make the defence read differently and to some degree illogically, which the Claimant's sols might seize upon. I would ring now rather than leaving it, as otherwise it may be sent to the Claimants before you have the chance to do anything about it!

 

Laiste.:)

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Wee we've tried ringing but can't get through as yet. Just listening to their idea of music at the minute.

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi we got through, the woman said she didn't think it would matter...don't know how clued up she was though. She then gave us the number for the helpdesk, who in turn said we had to ring the first number we tried!

 

Sounds familiar...

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Thanks Symeon. With that defence, Im sure we won't need it! :D

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Yes ace defence...

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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