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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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Jenny -v- NatWest


jennyuk
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hi ya im new to the natwest thread although not to the site. how has everyone found natwest. i have only got a claim for £190 are they settling most before submitting court?

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Hi, I would love to tell you yes......but.... I am claiming £114 and have sent prelim letter, followed 14 days later by LBA, 14 days on from that I have not even had an acknowledgment from them, so it looks like I shall have to start court proceedings.

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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hi and welcome to nat west forum, think it depends on nat wests mood for the week whether they settle early or not, but follow the guidelines on here set your timescales (they are yours not theirs) and stick to them and you will get your money back, im claiming over 3k, and just sent back schedule of charges back giving them 14 days, ..watch this space.

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thanks. i have just put my court claim in for nationwide. and natwest was my parchaute account but charges have been added and i am not happy about it as they dont seem to give you any notice and just apply them. are they closing accounts?

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Financial ombusman is fining Banks if they shut accounts with bank charge claims.

FAQs - complaints about bank charges

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hi there, i have just recieved an offer of £2,100 from the NatWest so i think your claim would be settled with no probs, at the end of the day its your money and youe entitled to it no matter how much it is.... good luck

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Main thing to remember here (as already highlighted by standingupformyself) is that there's no rhyme or reason to which claims are settled at prelim/LBA and which claims go to court. Some folks get £5K back after the LBA........ whilst others have to go all the way for a couple of hundred pounds.

 

At the end of the day though, we all have to stick out our claims to the end - as we will win. But everybody has to be prepared to file at court if necessary. It's scary at first when it gets to that stage (trust me, I freaked out big time the other day!!!) bput with support, help and encouragement from everyone on this forum, you'll be fine. Best of luck, hedgey xxx :p

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Good luck with your claim, Jenny!

 

Whether it be £2 - £2k, it's still your hard earned money and you deserve it back :)

 

NatWest:

23/4/07 - Requested statements NatWest

10/5/07 - Received 1st set of statements

12/5/07 - Remaining statements arrived. Proceeding NatWest claim for £2,235.14

14/5/07 - Pre-lim letter sent

01/6/07 - LBA letter sent

22/6/07 - Filed money claim at court! *gasp*

27/7/07 - Received official defence and bully cr*p!

 

LTSB:

23/4/07 - Requested statements LTSB

31/5/07 - List of charges received. Proceeding LTSB claim for £1,407.50

01/6/07 - Pre-lim letter sent.

09/6/07 - Received a 'bugger off' letter.

21/6/07 - LBA letter sent.

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  • 2 weeks later...

had a reply from Mr Higley to say that they ware investigating and will aim to reply within 6 weeks. fine i thought but i have realised i have got one of the dates wrong on my spreadsheet also i did not add one at the beginning of my list and also i have since recieved charges. as i have forgot to add the one at the beginning and got date wrong on one, i assume i will have to resend my preliminary letter with up to date and correct charges list?

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No, you don't ahve to send prelim again, you can alter the charges with your LBA, just send an amended schedule with the LBA and point this out in your letter. I'm sure someone will correct me if I'm wrong. If you've already done LBA you can amend when filing at court.

 

Wendy

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Also, ignore their "will get back to you in six weeks". You gave them 14 days (presumambly) so once the 14 days is up, send the LBA (with revised schedule as Wendy says)

 

Steven

 

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