ja-de Vs Halifax **WON**

[moneyhelp]

Go here Jade http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForm.do?court_forms_id=168 and fill in the EX160 then print 3 copies... well I did 4 just to make sure

[ja-de]

Thank you moneyhelp, filling it in right now.

[moneyhelp]

Good stuff... at least thats one thing we have out of the way

 

Have you looked at the POC yet? I have no clue how to work out the charges per day or if we add overdraft interest

 

Oh I think it's too late for me to be thinking of all this... I will never sleep tonight my head is spinning.

 

Do you have any others to claim for after this one?

I have 2 more... OMG

[sea-sidelady]

You only need 1 copy of the exempt form.

 

You need...

 

3 spread sheets (including interest)

3 N1 forms

3 Poc forms

 

Let me know when you are ready to fill in and if you get stuck just shout.

[ja-de]

No, not got to that yet, probably check it out in morning. I've had a bit of a "Play" about with the interest calculator, & if I did it right its easy to work it out. Have a good nights sleep, & dream about what you want to buy with all that money you 're going to get back from haliprats.

This is the only claim I have with the bank, but I have a claim with Wescot, they say I owe them them money for goods bought from a catalogue, but I had already moved out of the address in question-but to make matters worse the person(s) who bought the stuff used my name. see link http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/89242-westcot-its-my-name.html

Thanks for the help sea-sidelady.

[moneyhelp]

SSL

 

I did 4 copies as I have 2 other claims, so I am presuming I need one for each claim

 

You seem to be ahead of me in playing with the interest, I will get on to it today.

Good luck with your claim on the catalogue

 

*Eagerly waiting for postman*

[sea-sidelady]

ooooh i see.

 

Of course you have, sorry i forgot.

[ja-de]

No probs SS, you can't remember all that goes on, as its such a large forum. But you're doing such a GREAT job, I have every faith in you, so here's a very big THANK YOU for you're support, I know I've said it before, but I am sooooo glad I found this site, it's so friendly & more to the point helpful - I think I can safely say that money will say the same.

 

P.S. Hope you don't mind money?

 

Julie

[moneyhelp]

Yes I agree... so much so I have given SSL soooo many well deserved clicks I

 

can't give anymore for 24 hours :D:D:D

 

Hope you're ok today Jade

[ja-de]

Yes thanks money, how are you now, I just read your thread - good for you - you gave them exactly what they deserve. You're right, they should let each other know what's going on (you just can't get the staff these days he he:D:D).

I've not heard anything from them yet, & I've just checked my account online, & there's only a couple of ££ in there.

I can't give SS any more clicks, I keep getting told I have to share it out LOL.

I have got a letter from Wescot though, & basically they say that my name is clear with the credit reference people, & that I have no reason to worry about that. They also say that they now acknowledge that it was someone who nicked my name, but they can't find any of the paperwork belonging to the matter.

Ah well that's for me to sort out on monday. Had to take car to garage this morning, we think it needs a new clutch. Bl**dy good job it's my partner & not me who's paying for it repairing.

[ja-de]

:-?Can anyone tell me whether I am exempt from paying court fees, as I don't get Income Support, just Incapacity Benefit.:idea:

[moneyhelp]

Is Incapacity your only income?

[sea-sidelady]

You are exempt if you recieve any of these...

 

Income Support

Child tax credit PLUS working tax credit

High rate dla

Job seekers (not contribtion based)

[ja-de]

Yes it is the only money I get, because I live at my mum & dad's, & I don't have a place of my own any more, it seems that I aren't entitled to Income Support. I even have to pay for my prescriptions - so I have to buy prepayment certs - which add up to over £30 each month (4 items).

I loose out on lots of things because of this. lol

[ja-de]

Gonna have to go now & give my brain a rest, but I'll be back tomorrow to try & tackle it all. I'll be so glad when it's all over.

[**Tilly**]

you could always try for remission you have to write your outgoings and incomings on the ex160 add it all up on both see whats left take it to court with evidence and they will tell you i am sure thats how it works

you can do it online im sure someone will put you right if im correct

[moneyhelp]

Have you ever done this entitledto

 

My only income is Incapacity benefit and it isn't enough to live on (the law says) so it is topped up with Income Support, which only amounts to a couple of pounds, but it entitles me to free stuff. I did not know this until the CAB told me to claim for it!

 

I agree that not being on Income Support you loose out on lots of benefits that you would usually get.

 

Try that link and PM me if you want to discuss anything in private ok.

[ja-de]

Thanks Tilly, I'll do that. I suppose that even if I have to pay, that because it's such a small amount it won't cost that much?

[ja-de]

Yes, thanx money. I didn't know about this site, but I've just bookmarked it, so I'll check it out in the morning.

[**Tilly**]

well you never no its worth a try good luck:)

[**Tilly**]

thanks for the click:D

[ja-de]

Thank you Tilly, & you're very welcome.

[sea-sidelady]

This will let you know how much your court fees will be..

 

County Court Fees

[ja-de]

Thanks for the info money, I have just been on the website & to say the least it is a very good way of finding out what I might be entitled to. It works out that I could actually be entitled to an extra £3.05 a week, which will make a heck of a difference for me; like free scripts. etc. Its very annoying when the jobcentre don't tell you what you are entitled to, I'll be going there as soon as I possibly can. Do you know whether I would be able to claim "back pay". It would be very nice if I could!!

[moneyhelp]

Yes you can claim back pay... but be quick because there is a time limit.

 

It looks like you are in the same position as me as that's what I get

 

Let me find the link for you, as you can claim Income Support online, print it off and send it to your local DWP dept.

 

BRB.