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    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
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Oh thanks for your advice, really frightened about phoning them though, really don't want to do that:( Will the letter do? Shall I send a copy to court as well?

 

I would phone first, also send a letter to cobblers. Just dont withdraw the claim until the settle the balance.

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do I send a copy of the letter to court? Also what do I say, I know that may sound stupid but it's one thing sending a letter and another talking to them!

 

the letter does not need to be long. It just needs to make sure Cobbetts understand your position - something along the lines of:

 

Dear Cobbetts

 

Re: insert claim details

 

In my letter of date, I accepted your offer only as a partial settlement of my claim. Subsequently, Nat West have paid £xx into my account against my wishes. For the avoidance of doubt, I accept this payment only as a partial settlement of my claim, which I intend to pursue.

 

Yours graciefaye

 

Steven

 

This letter should be copied to the court as should any other correspondence with Cobbetts (or Nat West - although there really shouldn't be any since Cobbetts ar acting for them).

 

 

 

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Just a quick up date- Received a letter from cobblers asking for the break down of charges again yesterday.

Today I received a General form of Judgement Order which says-:

Upon the courts own motion. The Court has made this order of its own initiative without a hearing. If you object to the order, you must make an application to have it set aside, varied or stayed with in 7 days of receiving it

IT IS ORDERED THAT

WITHOUT A HEARING

OF THE COURTS OWN INITIATIVE

1/ The court of its own motion is considering striking out the defence as an abuse of process on the basis that the defendant has settled all previous claims of this nature.

2/If the defendant objects to this course of action, it is to file at court by 4pm on 22.6.07 a schedule setting out a list of all claims it has pursued to trail and all the claims it has settled.

wHAT DO YOU THINK?:)

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Sounds as though the judge is sick to blo*dy death of nat west and cobblers to be honest!!! Also.............. think it means a nice big congratulations is in order very shortly!! Well done graciefaye................ you've done it!!!!!!!!!! xxxx :p

 

whoops........... soz steven - bumped into you there!!!

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"Thats the way to tell them." You are home and dry now. ;) Again graciefaye which court was this please ?

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A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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that is excellent news, WELL DONE!!

 

It gives me hope as well - I am still waiting for my hearing date from a local court, and as yet I haven't received anything from them, apart from a note saying the AQ has been dispensed with...

 

I'm really pleased for you :-)

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Guest ChloeJane

Gracie !

 

Well done!!!!!!

 

Thankyou for your PM I am sooooo happy for you!

 

CJ x

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  • 3 weeks later...

Hello Graciefaye

 

Have you put together a court bundle yet?.

 

You will need all of your statements, correspondance,spreadsheet with your charges listed, Terms and Conditions etc...

 

Court Bundle is here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

Have a good read here too:

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/

 

If you need anymore help just shout.

 

Ukaviator

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Hi Ukaviator

The court is considering striking out cobblers claim unless it produces all claims it has pursued to trail and all cases it has settled by 4pm 22-6-07. So its not a date for the hearing or I dont think so but should I be doing something in preparation?

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Oh Ok. . They will probably pay up very soon then. Just have a read at the court bundle and make sure you have a file ready just in case.

 

Uk

WARNING TO ALL

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  • 3 weeks later...

Hi everyone, just thought I'd give you an interesting update. Received a phone call from Cobblers yesterday saying that the court was going to strike their defence out so they would like to settle but needed some clarification on some of the charges as I'd put the total charges for the month not idividual ones. She went on to say that it was to calculate the interest as I may be owed more?! As I'd calculated the charges wrong and under charged them by £800 you're not wrong they may owe me more! but they don't seem to of figured this out.

Also I've heard nothing since the court date of 22nd. I asume it will go back before the Judge who will strike them out but do I need to do anything? What do you think about it all?

Oh and has anyone got an idea of how much to charge in the waste of courts time application, some rough idea would be really helpful:D

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on costs, Reka charged 30 hours at £9.25/hour (I checked with Reka - this is the statutory rate for litigation in person), then there's all the photocopying, postage, paper, etc - total about £300?

 

Steven

 

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Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

 

 

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Help!!! Cobblers have gone to the trouble of re writing my date,charges, interest calculation on each charge and total!!!! They tell me that they have calculated the interest correctly and it totals 1200 short. I made this calculation on Martins money tips ready calculator. They say that they way they've calculated it (not a clue how) is the way the court will do it. It's 8% interest plus my court fee but cant understand how our figures can be so out. What do I do?

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Can't really help on what Martin's sheet does. HAve you tried using one of CAGs to see what you get.

 

The correct way to calcualte s69 interest is to calcualte the number of days from the charge til now - the interest is then

 

no of days*0.08*charge/365

 

Repeat for each charge.

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

 

 

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sorry Steven but maths was never a strong point thats why I used the automatic calculator. On Martins site you imput the date of the first charge, then total amount of charges then it works it out for you!

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But the problem is, we've got no way of knowing HOW it works it out so we can compare it with what Cobbetts have done. You can do the same with the soreadsheets in the templates section on this site. Perhaps you could try putting your data in there and see what comes out.

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

 

 

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