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    • they have to account for and show how the final finance figure was arrived at for head office/whomever to approve the agreement. if they sold a new car £7000 below its listed price headoffice would go ballistic the scrappage discount would have been the same regardless to how you paid for the replacement car.  are these T&C part of the finance agreement or pre contract? we need to see them. just for clarity too, unless you specifically asked for Voluntary Termination by writing to Audi, or you have it in writing whereby Audi are stating it WAS a VT, it would have been Voluntary Surrender. sadly under VS you are liable for the full value of the agreement and the 50% VT figure is immaterial. dx    
    • unfortunately no dashcams, but I have now ordered one (a case of shutting the stable door after the horse has bolted).  They have no dashcam either. Its my version of events vs. theirs.  The only thing I'm concerned about is if they do file a claim, and I havent told my insurance company, would that put me on the backfoot as far as them winning?
    • if your ins co catch wind of it your premiums will go thru the roof. as for the police, unless there are any injuries/accusations of dangerous driving etc, it a run of the mill event and unreportable. no dashcams? my neighbour's son had almost the same on the A9 last year, went on for months then i said search social media, has the car a dashcam. luckily the other driver was on several facebook ford ST car groups with pix and videos and he spotted it had a dashcam fitted. when he said show me your footage of me driving poioly and i'll pay to fix your car......everything then went very quiet.... dx    
    • No I get what you're saying and that is fair enough if that's the way it is, the issue is that the Judge has agreed that I part exchanged my car against a new car but then failed to acknowledge that it was a deposit of some form. To trade my car in and get a discount off a new car constitutes as a deposit by legislation. The Judge has conflicted himself and this is where he is misinterpreting the law.  I also shouldn't have had a scrappage discount and a dealership discount together, it says so in their terms and conditions, which in itself makes the agreement improperly executed at the very least.  This may all make more sense when I upload the trial bundle, it's over 160 pages though so taking a while to redact my information  it shouldn't have been marked on the agreement at all and the rrp of the car should have just been 7k lower then
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Moneyhelp Vs Halifax Bank ***WON***


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What a set of night -owls, you 3 are:D.

While you lot were chatting in the early hours, I was fast asleep, recharging my batteries. I am always very busy at weekends, as my fella races pigeons & for my sins, moi is secretary for the club. LOL

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Thanks for the click:)

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Well.... I thought I had everything covered, but as the nice lady went through my forms she discovered that my letter of benefit proof didn't say the words Income Support on them, only Incapacity Benefit :-x

 

She suggested putting the claim in and the manager will assess it on Monday to see if what my total disposable income is!

 

I suggested I give the DWP a call and get them to rush me out a letter with a break down of what I actually get.

 

So just called DWP and they are sending out a letter today, so I will go back to the court as soon as I get it and hand it over. But if they call me Monday and say everything is ok, I will leave it at that.

 

I feel such a plonker, why didn't I think about it not stating on the letter about Income Support. Duh!

 

Oh well it's in now, so I better get reading up about what happens next, as I have no clue.

 

SSL H.E.L.P. :eek:

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Ok so what happens next.....;)

 

The court will do everything for you. They send copies to the bank, and they will send you a copy.

 

Your copy will have the date it is deemed served. This is the date you need now. This is your countdown date.

 

They have 14 days to acknowledge from this date.

 

If they dont acknowledge then you can file the letter demanding payment. :D

 

If they do acknowledge,

They have 28 days from countdown date!

 

So it is a waiting game again now.

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Goodluck money sounds like me and you have filed same day!! will be very interesting to see who hears what won't it? fingers crossed.....by the way you should catch up on some sleep now :lol: xx

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Miz_Print v Halifax Won :-D 24th july 2007:D

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HiYa money, how you doing. Not managed to catch you today!!! Good luck on your court thingy:grin:, gonna send mine on monday, will let you know.

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13/07/07 **WON** Halifax

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HiYa money, yep, it is a bit addictive. thought I only had 2 claims, but now it turns out there's 3. Love it!!!

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

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money you seen thread for Royal Mail lately, its possible that I might not have to send to court, but can you have a look for me & see what you make of it please, I just need a second opinion. Thank you.

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13/07/07 **WON** Halifax

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money you seen thread for Royal Mail lately, its possible that I might not have to send to court, but can you have a look for me & see what you make of it please, I just need a second opinion. Thank you.

 

You are best asking SSL or a site helper, I have no idea about it, I couldn't use it as I am not paying court costs, so N1 was best for me.

 

But please get some advice before you go down this route ok.

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Will do, without a doubt. Thanks money:p

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13/07/07 **WON** Halifax

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Ahhhh I see, a small sticky situation...when I took my claim to court the last time I only had something from DWP which stated I was on Incapacity Benefit. I took it to the court and the lady there told me that it wouldnt be exepmt with that. :-(

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Have you got the proof you need?

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HOW TO...DUMMIES GUIDE TO CAG...Read here

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Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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