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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Hubby -v- Lloyds TSB (Help Please)


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Can anybody please help I have issued court proceedings against Lloyds on behald of my husband which was deemed served on the 5th April, and they had until the 19th April to reply. They filed an acknowledgement of service on the 24th April and now have until the 3rd May to file their defence.

 

On 28th April my hubby received a letter dated the 18th April offering £750.00 in full and final settlement which was credited to his account yesterday. Since4 we gave Lloyds plenty of warning that we required full settlement of the claim or we would continue to court can we just write back to them stating that we accept the money in part payment since our claim was already issued in court before the date of their letter and tell them that we will inform the court of the same, and also can we use this money (as it would now come in handy). Any help would be gratefully received.

 

Thanks

 

Lou

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Can anybody please help I have issued court proceedings against Lloyds on behald of my husband which was deemed served on the 5th April, and they had until the 19th April to reply. They filed an acknowledgement of service on the 24th April and now have until the 3rd May to file their defence.

 

On 28th April my hubby received a letter dated the 18th April offering £750.00 in full and final settlement which was credited to his account yesterday. Since4 we gave Lloyds plenty of warning that we required full settlement of the claim or we would continue to court can we just write back to them stating that we accept the money in part payment since our claim was already issued in court before the date of their letter and tell them that we will inform the court of the same,(YES) and also can we use this money (as it would now come in handy). Any help would be gratefully received.

 

Thanks

 

Lou

 

Have thy already credited your account ? What they appear to do is offer the £750 and full and final payment, then pay it into the account anyway.

This link should help you out. Read through the template letters and find the one which best suits your case. The letters can be 'jiggled' to suit.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

XxXxX

 

I hope i have been helpful, if so, please click the scales

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You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

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HERE WE GO AGAIN .... BRING IT ON

 

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Yes they credited acc yesterday. There isnt a letter which exactly suits our situation but what I am trying to achieve is perhaps giving them a date by which to withdraw the money or I will see this as them accepting it as part payment. At which point I shall inform the courts if they havent withdrawn it. (if that makes sense). Any thoughts?

 

Thanks

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How about this ?

 

YOUR Street

Town

City

Postcode

 

 

 

 

 

Date

 

SOLICITOR'S NAME

Address

Address

Postcode

 

Re: County Court Claim Number XXXXXXXX

 

Response to settlement offer.

 

Dear [named sender or Sirs]

 

Thank you for your letter dated xx/xx/xx. I respectfully decline your offer of £xxxx.xx as full and final settlement of my claim.

 

My claim is for £XXXX.XX as outlined in my Particulars of Claim, plus court costs of £XXX.XX, and this claim will continue until payment is made in full.

 

I wish to stress that I do not accept your offer as Full and Final settlement, however, i will except the money transfered to my account as part payment towards that which is being claimed and shall inform the court that this payment has been made.

 

Should you wish to settle my claim in full, then please forward the balance of the claim (£xxxx) without further conditions and I will inform the court that the claim is settled.

 

 

I trust this clarifies my position.

 

 

Yours faithfully

 

 

[signature]

 

 

[print name]

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Send it to Lloyds, if they want to send it to their solicitors then let them do it ... lol

 

If it were me, i would send a copy of the letter to the court, with a covering letter.

 

I would also withdraw the £750 and deposit it into another account (not LLoyds)

 

XxXxX

 

 

 

Any advice I offer is done so informally, without prejudice & without liability. You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional.

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Well since I last posted we withdrew £750.00 from Lloyds acc and transferred to a safer place!!!!

 

Wrote to Lloyds informing them that we aceepted in part payment and that we are still pursuing the rest, and copied the letter to the court.

 

My question now is Lloyds havent submitted a defence which was due on the 3rd May. Do i now just detach the bottom half from the Notice of Issue requesting Judgement and how likely is it that Judgment will be awarded??

 

PS

 

they were also late filing their acknowledgement of service they filed on the 24th April but it should have been filed on the 19th.

 

Is it normal for SC&M to be so lapse

 

:-x :-x :-x

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Christina

 

Is it unlikely that judgement will be awarded???

 

I also issued proceedings for my mother-in-law on the exact same date and she received her defence which was dated the 30th April. I did however notice that SC&M's reference for my mother-in-laws claim and my husbands claim is exactly the same. So was thinking maybe they have got confued and just responded to the one (slim chance, Maybe!!!!)

 

:)

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You could try giving the court a ring to see if they have any further information

:p

XxXxX

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Rung the court today and they said no defence entered.

 

Do I just detach the bottom half of the notice of issue and request judgement on that???

 

Have you any idea what happens after i send this request for judgement????

 

Thanks for replying Curlychic thought no one was talkin to me :(

 

 

 

XXXXXXXX

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Rung the court today and they said no defence entered.

 

Do I just detach the bottom half of the notice of issue and request judgement on that???

 

Yes - that is exactly what you do - however there is a very good chance that the court will allow Lloyds to file a late defence - perfectly standard - nothing to worry about.

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Just had another read back throughyour thread, tottally ignore what i posted earlier as i got it all wrong...sorry....editing it so as not to confuse you or others who may be reading your thread

:-(

 

XxXxX

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi Curlychic

 

On my Notice that acknowledgement of service has been filed it states that The defendant filed an acknowledgement of service on the 24th April. It then goeson to say that The Defendant has 28 days from the date of service of the claim for with particulars of claim to file a defence.

 

My claim was deemed served on the 5th April.

 

Please tell me oif I am miunderstanding this ?????

 

PS. When I phoned the court today they said that they were late in filing Defence.

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What do you think ???

 

Let me think now . . . waste of a phone call .. . will get you nowhere . . . will make you feel like banging your head against a brick wall is less painful . . . but hey the choice is yours.

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Just had another read back throughyour thread, tottally ignore what i posted earlier as i got it all wrong...sorry....editing it so as not to confuse you or others who may be reading your thread

 

 

:-(

 

 

XxXxX

 

No you were right....i got in a muddle....sorry chook....think its time for my bed

:oops:

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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