Could do with a little guidance.

[Marwood]

Hi all,

 

After 20 or so years of banking with TSB, now LloydsTSB (does the merger affect things?) and being fleeced again and again, I want to do this.

 

Having held several accounts (although I closed the 'select' accounts a few years ago as I resented paying the select account fee each month) with them for many, many years I have 2 main questions:

 

How far back could I claim? As said, I've banked with them for most of my life. Prior to 1996 is not an issue as I barely used them, but then I went to Uni, and bank charges became part of life. Throughout university I occasionally became overdrawn, which would lead to them charging me the month after, which usually threw me into the red again, for which they would then charge me again, and so on. I would love to be able to claim that back as I was always so annoyed at the stupidity of the situation.

 

Secondly, I only have one account open now, but previously had more (for rent, savings etc) - can I ask for all my statements on all accounts past and present?

 

Thanks for any advice,

 

Marwood

[jubaxt]

hi-i'm also claiming from lloyds but only one account-i would use the search opton-

 

i'm sure you can ask for all your banking history with just one sar-

 

not sure what happens after you receive sar-you may have to pursue each case seperately

[Marwood]

Thanks jubaxt,

 

Well, I guess I'll send the SAR (that is the data protection request for all details, yes?) and see what they send me. I send that to the birmingham address I presume enclosing £10. Cheque OK? I see a lot of mentions of money orders for some reason.

 

A slight update: went through my statements since summer '03 (the earliest I can find online that has any charges) and just based on charges (not including overdraft interest yet, if at all) it looks like I can claim £870 on this one account! Definitely seems worthwhile. Interestingly, I can only go back as far as July 02 online, whereas I thought I'd be able to search back to April '01 (6 years).

 

Marwood

[GLADSTANES]

Good idea to read as much as you possibly can on this forum.

 

Do read the FAQs and step by step instructions.

 

Everyone will help you and you will win.

 

Gladstanes

[jubaxt]

hi marwood-you would need to send your sar to penny berryman-look at contact details for penny-click onto lloyds thread and its listed as a subthread under contact details-let me know if you cant find it

[jubaxt]

i sent a £10 postal order and asked the post office for a receipt-send it registered post so you have proof and then wait for 40days

[Marwood]

Thanks both:

 

Gladstanes - I'm reading it all, but there's a lot out there

 

Jubaxt - thanks - the SAR address wasn't too clear in the thread about contact details, as the second post gave a different address and seemed to be more recent - thanks for giving me a definitive answer!

 

Registered post - good point, will do.

 

Marwood

[jubaxt]

hi its def the chiswell street address