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stonedecroze v halifax 2


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oops not quite right lmaoo :)

 

If you go back to the previous post, you can edit it and get it right

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

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OOPS !!!!

thblushing.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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What`s going on !!!! just seen channel 4 news.

huelga3wl.gif

Banks and FSA and OFT going to High Court to clarify charges regime.

 

That leaves me in limbo, all current claims suspended by mutual agreement.

 

well nobody asked me and I am not in agreement.

 

I want my day in court.

 

botando.gifbotando.gifbotando.gifbotando.gifbotando.gif

 

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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I think we all are M/H, I think that I will take a stroll over to Martin Bell`s site to see what he thinks. He was on the Channel 4 News earlier

 

I get this very uneasy feeling that we are all about to get screwed.

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

thdrunksmileys.giffor Martin Bell read Martin Lewis, shouldn`t have had the liquid lunch

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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I suppose best thing is just carry on and see what happens. comfort.gif. yeah you`re right M/H as usual.

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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just carry on with your claims as usual.

  • Haha 1

HOW TO...DUMMIES GUIDE TO CAG...Read here

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phew thought you was gonna blow a gasket lol

 

 

NEARLY DID TILS, NEARLY DID!!

ohmann.gif What with the E-mail I got this morning and then comming and watching C4 news,

thunderbolt and lightening,

very,very frightening.

 

mama mia !!!! tomato.gif

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[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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No. Please Carry On As Usual!!

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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oh crap does that mean i wasted time with me N1 :(0002006A.gif

 

I shouldn`t think so Helen, at this point I believe that it is up to Howard and his evil crew to ask judge for a stay, and they just may not be able to keep their eyes on all the balls they are juggling. juggler1.gif

 

I have sent Email to ICO informing them of Haliprats partial compliance to my SAR, and asking them to push for full details. badass7gb.gif

and will send similar to Howard tomorrow. I will also ask for copies of letters informing me (Son) of charges as most are for failed DDs and SOs NOT UNATHORISED OD

 

Keep your chin up, bungee-saut-elastique.gif it`s not the end of the word, just another delaying tactic.

hug.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi Stone

 

Just been reading this .

 

Do you think Ive got this right.

In the Q&A's

 

 

11. What happens to those wanting to, or in the process of reclaiming charges while the case is going on?

 

It will be for the courts to decide in relation to claims made to them.

The Financial Services Authority has issued a "waiver" from its complaints handling rules. This action means that until the test case is resolved any bank or building society that applies for the "waiver" will NOT be required to handle complaints relating to unauthorised overdraft charges.

 

 

Surely then anyone in the process now will be left just hangin about until this is resolved.

 

Dont you think that the banks will jump on the bandwagon and apply for the "waiver" just in case this test case comes out in their favour. GOD FORBID.

 

They may think that if they put these cases on "HOLD" then they mightnt have to reimburse people if they win on the outcome , so see it as a way of saving themselves money in the long run.

 

I wonder when this will be taken to court.

 

Lets hope its sooner rather than later.

 

Dont know if you think this makes any sense .

 

Any comments anyone?

 

Regards :confused:

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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wish i knew i just handed in my N1 lots of ppl on site asking same questions ,, seems a bit unfair on those already claiming ,, personnaly i think if claims going through they should be allowed to go ahead and put off a cut off date or summat ,, but who am i to say :) just a thought

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HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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hi SSL :) i have just been and read it ,, we,ll just have to hope the courts let the ones already in process go through i guess if not will be a long wait ,,, sighs but hopefully it will work in our favour

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Hi Stone

 

Just been reading this .

 

Do you think Ive got this right.

In the Q&A's

 

 

11. What happens to those wanting to, or in the process of reclaiming charges while the case is going on?

 

It will be for the courts to decide in relation to claims made to them.

 

The Financial Services Authority has issued a "waiver" from its complaints handling rules. This action means that until the test case is resolved any bank or building society that applies for the "waiver" will NOT be required to handle complaints relating to unauthorised overdraft charges.

 

Surely then anyone in the process now will be left just hangin about until this is resolved.

 

Dont you think that the banks will jump on the bandwagon and apply for the "waiver" just in case this test case comes out in their favour. GOD FORBID.

 

They may think that if they put these cases on "HOLD" then they mightnt have to reimburse people if they win on the outcome , so see it as a way of saving themselves money in the long run.

 

I wonder when this will be taken to court.

 

Lets hope its sooner rather than later.

 

Dont know if you think this makes any sense .

 

Any comments anyone?

 

Regards :confused:

 

 

The way I see it is this applies to Un-Authorised overdraft charges. And most of us claiming for penalty charges for failed DD`s and SO`s and the charges for the letters telling us about them. So I think it is carry on regardless, poke.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

wish i knew i just handed in my N1 lots of ppl on site asking same questions ,, seems a bit unfair on those already claiming ,, personnaly i think if claims going through they should be allowed to go ahead and put off a cut off date or summat ,, but who am i to say :) just a thought

My understanding is that it is up to banks to apply to courts on each case that is in the pipeline for a stay, and then the court to decide to stay or not to stay. signquestion3xd.gif

 

think it prob unlikely that courts will be accepting new claims as they must have hell of a backlog as well, as it appears every-body and his dog are at it.dog.gif060105_emMO3.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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