Jump to content


  • Tweets

  • Posts

    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Suze v Halifax


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6179 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Sally

 

thanks for this, I'm gonna give it a try as it gives me more time. I have just tried to print off my spreadsheet but am having difficulty in printing off the extra columns showing the interest charged on the charges. Have you got any ideas on what may help, am very new to this spreadsheet milarky!

 

Suze ;)

Link to post
Share on other sites

Right, have just penned by letter advising them they have 7 days to refund £1,202 in charges as originally asked for otherwise I will be filing a court claim and will be claiming the charges plus interest on the charges plus costs and wouldn't it be better not to waste the court time. Hope this works, only want the charges refunded don't want to go to court but will do next tuesday....

 

Suze ;)

Link to post
Share on other sites

Right, I'm back - have had too long away and am getting jittery. Please guys give me some encouragement and put me back on the yellow brick road. I wrote to the dear Halifax with a 2nd LBA asking them to pay up within 7 days or else I will file a court claim and ask for the overdraft interest on the charges. Guess what I haven't heard from them by phone or letter. My N1 is ready and my POC all x3. However I cannot get my s/s to print out. They miss off the overdraft interest as it wont fit on the page or else the PC wants to print about 600 pages. Should I start again with the s/s?

 

Also when I file my claim, what happens then? Is it 28 days from acknowledgment that the Halifax get to delay a bit longer? I am jittery as wages weren't what they could've been and £120 is the difference between treading water or NOT this month. I don't want to delay too much longer and let dear Halifax get away with it even more. What is a court bundle that I keep reading about?

 

Suze :?

Link to post
Share on other sites

Just seen Lisa's post - that sort of answers my question and so shouldn't really delay any more, just cannot get the s/s right. Nitemare - anyone help with printing s/s would be very gratefully received;)

Link to post
Share on other sites

have you tried printing off your schedule landscape. Go to page set up instead of the print button and click that you want the page to be printed landscape instead of portrait. It should then fit on one page.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

Link to post
Share on other sites

Also you need to delete the columns you are not using. So you should be using ABCD Delete the rest.

 

Also the numbered lines under your details need deleting.

 

If you still have problems you can bring in the page slightly

Put your mouse arrow on an adjoining line until you see a double arrow, this will pull the page in to how much you want.

 

This should help.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

Hi

I've checked my money claim against Halifax today and it says 'claim suspended' but I can't find what I may have done wrong, does anyone have any ideas. i filed a claim against Barclaycard at the same time and that one is OK... I've received acknowledgement dated 22 May and the suspension is dated 14 May which makes me more confused?? can anyone help please?

Link to post
Share on other sites

Hey everyone!

 

Hope you're all feeling positive - what going on in Hull? As I've heard nothing from Halifax in response to my 2nd LBA, I expect the next letter will be the standard decline claim, manage your money better type of thing to land in my post box. I am now going to attempt my s/s again, waiting for payday to come round again and first thing that's being paid is my court claim!

 

Keep positive - I'm trying hard but having internet and PC problems to add to the struggle!

 

Suze;)

Link to post
Share on other sites

  • 3 weeks later...

Hi all, good to see people winning after filing their court claims. Unfortunately I am still not at that point due to problems with the spreadsheets:?

 

Anyway, I have allowed Halifax to investigate my "complaint" to their timescale and they have failed. I should have received their response by 22 June however I rang on Monday 25 June and spoke to "Phil". He said a letter was sent dated 21 June (Coincidence!!). There was no letter on 25 June with my post. He offered to send it again? Yes please and what does the letter say? I asked. "I can't say" was his reply??!!?? Anyway lo and behold, today (27 June) a letter arrived dated 21 June but franked 26 June first class postage. Guess what??? They are not upholding my "complaint". I rang them - spoke to "Robert", there was no record of my phone call on Monday 25 June, he asked if I was rejecting the letter? Of course I told him. "You want a full refund?" He asked. Of course I told him. Anyway, Halifax are 6 days behind, (diddums) my case is being passed to a manager marked urgent??? :o I will phone again next Monday. I told him I will go to court and that I have waited to give them time so as not to waste court time. Anyone got any ideas? Suze;)

Link to post
Share on other sites

Thanks for the link Tilly, found it myself when I calmed down. Do you think its worth ringing them now I've got a direct number? To tell them I accept as part settlement but that I will recover the remainder with a court claim? They've told me it'll be in my account within 14 days.

Link to post
Share on other sites

They upped it to £1,000, so I said I'd accept £1,100. She said she's have to do a letter so I'll wait for their letter to see what it says when it gets here. :D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...