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Claim for £8000 - Nationwide


mars32
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any claim over 5000 will be allocated a different track

 

the downside to this is that if you lose you will be responsible for costs....

 

unless you are 100% sure on what you are doing I would do it in two claims

 

one for 5000 and one for 3000

 

my two pennorth

 

rgds

 

Dave

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** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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thanks for the click

 

btw the 5000 does NOT include interest or costs.....

 

my claim was for 4950 + about 1200 in interest + court fees etc

 

total claim about 6300

 

be carefull though court costs climb from 120 to 250 if the " TOTAL "claim is more than 5000

 

dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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I would not bother to split the claim at all, you may technically be at risk of costs but in reality...........

 

We advise people at Allocation Questionnaire stage to ask for small claims even if the amount is higher than 5k. Many claims for over 5k are heard in the Small Claims track.

 

Regardless of the amount, Nationwide will still settle way before a court hearing so ....it's your call:)

 

Good luck

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Welcome to the forum.

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.

 

For instant live help please go to the chat room

 

Any advice given is purely based on personal experience and if in doubt you should seek further advice from a professional.

 

 

Useful for those claiming for the first time for a summary of steps.

At a glance guide to claiming.....

 

A-Z of useful links to this site.

Can't Find What You're Looking For? Here's A Complete A-z Index

 

A list of head office departments to send your requests to

list of places to send you correspondence to

 

Step by step instructions better safe than sorry!

Example Step-By-Step Instructions

 

Templates If it aint broke dont fix it!

http://www.consumeractiongroup.c o....lates-library/

 

Online claim or direct at court?

Getting MCOL Right

 

Finally good Luck.

jamesrap.

 

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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MY SAGA SO FAR ........................ AWFUL START HOPE IT GETS BETTER!

 

Sent S.A.R - (Subject Access Request) request 21 Feb 07.

Heard nothing.

40 days later

7 Apr 07 sent letter re: breached rights under Data Protection Act.

Heard nothing after 7 days.

Complained to Information Commissioners Office online.

Heard nothing.

Phoned Data Protection Nationwide and left message re: S.A.R - (Subject Access Request)

Phoned Head Office Swindon - Senior advisor to email Data Protection re:S.A.R - (Subject Access Request)

16 Apr 07 -Hooray finally heard from Nationwide - received letter from Data Protection - statements were posted on 22 March 07 and to check with Royal Mail.

Checked and statements were indeed waiting - although sent by special delivery I had not received a card to notify of attempted delivery!!! --ROYAL MAIL ERROR!!

19 Apr 07 - sent letter requesting repayment of charges.

27 Apr 07 - received 3 page letter and leaflet - basically saying thank you for your letter but no payment!!

27 Apr 07 - sent LBA - waiting begins.

8 May 07 - received same bog off letter and leaflet.

14 May 07- filed claim in local court.

16 May 07 - deemed served.

18 May 07 - Acknowledgement of service filed - Eversheds.

Defence to be filed by 13 June 07

 

8 & 9 June - Money started going into account

TOTAL £9884.13 so far.........

still to hear from Court or Nationwide

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I have a feeling I will need to file a court claim (surprised - no).

On the court claim form it says charges - I get that bit.

HELP NEEDED WITH THE REST - PLEASE - BIG CLAIM NEED TO GET IT RIGHT!

Overdraft Interest £xxx.xx -- WHAT IS THIS ONE PLEASE?

Interest under s.69 County Courts Act 1984 £xxx.xx

 

-- WHICH ONE IS THE 8%??

TOTAL £ xx.xx

 

 

Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day {(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day) }OR at such rate and for such periods as the court deems just.

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I am a bit worried as my claim is for £8,000 before interest - it may go to fast track instead of small claims? I understand it should cost me £250 to proceed in court but what sort of timescale does the fast track mean - has anyone had any experience of it. I have just sent my LBA and now its getting nearer to court I am feeling a little nervous - exactly what they want I suppose.

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Sent my LBA on 27/4/07 - First class recorded. Checked online at Royal Mail and as yet have no proof of delivery!! Can I still go ahead and apply to court after their 14 days from LBA??

 

 

ALSO has anyone managed to get a cheque rather than money paid into their account?

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Hello mars32!

Sent my LBA on 27/4/07 - First class recorded. Checked online at Royal Mail and as yet have no proof of delivery!! Can I still go ahead and apply to court after their 14 days from LBA??The Recorded Delivery receipt is sufficient to provide 'Proof Of Posting.' Receipt is generally taken to be TWO days after posting. Count your 14 days from that date.

 

ALSO has anyone managed to get a cheque rather than money paid into their account? If your Flexaccount is closed and U have asked for payment to be via a cheque, U will receive a cheque, if Nationwide chooses to settle your Claim. If your Flexaccount is still open, Nationwide will pay your refund into that. If U are O/D or owe Nationwide money, they will off-set payment to the delinquent account.
Is there any particular reason why U would prefer a cheque???
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Hi again mars32!

On the particulars of claim it says " [date when the money became owed to you] " Can you help me with what I put please??
If U submit your spreadsheet with your Schedule of Charges on it, would it not be sufficient just to say...

"As per the enclosed/attached/submitted Schedule of Charges"???

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Hi again mars32!

If U submit your spreadsheet with your Schedule of Charges on it, would it not be sufficient just to say...

"As per the enclosed/attached/submitted Schedule of Charges"???

 

Just wondered cos that is what it said when I downloaded it.

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Hello mars32!

 

 

Is there any particular reason why U would prefer a cheque???

 

I would prefer a cheque cos the account hasn't been used since Sept 06 and we don't have any cards etc to get the money out.

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Thanks for the replies Milktrayman - much appreciated. I am trying to make sure I do everything by the book cos I don't want Nationwide to wriggle out of paying me.:)

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I would prefer a cheque cos the account hasn't been used since Sept 06 and we don't have any cards etc to get the money out.
If the Flexaccount is STILL open, U have the account no. + can provide ID

...Just go along to any branch and make a counter withdrawal.

Nationwide won't tell U when any reclaimed money will go into your Flexaccount 1st though.

...U would have to check your balance daily, if that is the case!

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and don't forget to take BOTH parts of your driving licence! One of the branches would not let me take out a measly £50 from my account as I only had the card bit - even though I was able to answer all their questions about the account & payments!

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Got reply from Nationwide to my LBA - same 3 page letter as before plus a feedback/compalint timeline checklist and they sent back the letter and spreadsheet. Can I now file for court tomorrow it would be 13 days??? They have date stamped all the letters I sent them so I can prove delivery!!

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Yes I guess I can wait till Monday!!

Has anyone else received a feedback/complaint timeline checklist?

Also I'm surprised they sent all my paperwork back.

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