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    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
    • Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have.
    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
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business claim 1992 and onwards


sharpgun
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Glad you made it back ok!

 

The fact that you've received an AQ is definitely a step in the right direction - means your claim hasn't been stayed to date. And the £100 is added to your court fees at a later date as well. :D

 

If you need any links for completing the AQ let me know (although if you click on the nat west sticky for nat west claimants, most of the info you need is there).

 

I've also sent you a PM about your PoC/cobbett's defence. Nothing to worry about for the mo!

 

x ;)

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I'm here all the way mate ;)

 

Have they sent you the N149 or the N150?

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Man City! Hubby's a die-hard blue till he dies (according to his mantra!) Unfortunately for him two of the lads are die-hard Man Utd fans............... gutted he is! ;) How about you? :)

 

OK, if it's N150 - you need to complete a lot more info than you do with the N149. I'll include my sig on this post - so if you click on it you'll get the AQ links that you need (including the attachments) by clicking on the Nat West Claimants link. However, if you PM me with your email I can send you a couple of them completed (saves you time!)

 

You can download the N150 to your own PC from this thread http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html but, unfortunately, you can't save the changes (same as the N1). So it's best to get everything spot on in a word document and then copy and paste onto the N1.

 

The settled claims can be found in the litigation section - just follow the guidance for Nat West claimants in my sig for how to do this. ;)

 

How's that for starters? ;)

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morning hedgey

have quickly looked through the link u gave me i think im gonna need to be walked through it, some of it is easy but other sections r confusing , you might think im stupid here but what do you mean by my sig?. i also need to know were to insert the pre six years paragraph. i have to do this this week as im off flying from next sunday for a while.also just looked on the nat west forum and my thread is not coming up on there which i think is quite good as they will be looking.

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What does your application to strike out say sharpgun? It should show some reason for the application, and it's impossible to advise you without more information.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I didn't get the 3rd but have sent you my email addy. Give me a bit of time to go through and see if I can come up with anything.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Are both accounts for the business? I think you should still do the AQ as ordered by the court.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I don't think you have too much to worry about sharpgun. It seems to me that they are applying for the strike out on the grounds of the case being over the 6 year limit, as they stated in their defence. It is up to the judge to decide on that issue, but it may be worth asking the court if they intend to hold a hearing to decide whether to allow the strike out, in which case you will have the opportunity to explain why it should be denied. As a business claim there should be no question of the case being stayed if the application to strike out is denied.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Caro

 

Wondering whether you may have an opinion on this, or if you could bring it to the attention of those who may?

 

It appears that the Banks are of their own accord requesting to have stays lifted on claims that involve Business account claims???

 

See our thread. Particularly towards the end of the thread (pages 37, 38 etc)

 

http://www.consumeractiongroup.c o....ml#post1139291

 

They themselves are requesting the stays to be lifted, stating that it is due to the fact that the OFT case does not encompass Business claims.

 

This is VERY peculiar behaviour?

 

Would appreciate any views?

 

Photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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The link isn't working Photoman, but I know that some have applied to have the stays removed, but as I see it, it's in cases where there should never have been a stay in the first case, ie business claims.

 

I've not been about much the last week or 2 though so maybe I've missed something.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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