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    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
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    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
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overflow v Halifax


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Hi Ja-De

 

You must be the same as me then . Keeps sayin I must spread it around. LOL

That would get me into no end of trouble though wouldnt it.

Not done that for years.;)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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I think they have a secret agenda!!!

 

 

It's called confuse the heck outta ya, and put you on a horrible rollercoaster ride...while taking pictures of the ups and downs!

 

From just the reading of many many posts of late I have to say as much as we should take each comment given from Halifax or even the courts as a pinch of salt, human nature makes us hold on to the every strand of their words...sadly they play unintentionally a lot of times on our emotions!

 

Still when the rollercoaster is up, we feel victorious and when the rollercoater goes down, then let the Halifax be smoldering at the bottom.

 

 

YOU WILL REIGN VICTORIOUS....and dont let them 'courts or Halifax tell ya different'......the longer it takes the more you make, they just haven't got the noodle to realize it!..

 

...and you have a lovely holiday to look forward too as well.

 

Supporting you all the way!

 

Op's

  • Haha 1

CASES:

 

HALIFAX

07/09/2007 - S.A.R SENT

18/09/2007 - statements received.

Waiting for money to do N1

CAPITAL ONE

WON - Fees, purchase interest, court costs and Stat.

VANQUIS BANK

07/09/2007 - S.A.R SENT

18/09/2007 - C.C.A SENT

I hate this company

LLOYDS TSB BANK (SISTER)

20/09/2007 - statements received

22/11/2007 - N1 filed

Lloyds TSB CREDITCARD (SISTER)

18/09/2007 - C.C.A SENT

20/09/2007 - statements received

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HI OP'S

 

 

You can say that again. Dont know if it is unintentional though.LOL

 

Got visions now of mini-Howards hiding behind corners armed with mobile cameras , or lurking in the shadows when the postman comes just to see the disappointment on our faces when we realise that there isnt a letter from the bank with a nice juicy cheque inside.:lol:

 

Its not too bad though , not really .

I mean I only started this claim rolling in Dec 2006:eek: .

 

See well used to waiting around , Im a veteran at it now. LOL

Tomorrow is another day and I will be checking the bank again. (of course) :rolleyes:

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI Tilly

 

YEP. Sure does, cant remember having so much fun for ages LOL:D

 

Not since I had to watch the paint dry on my front door.LOL

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI OP'S

 

 

 

Got visions now of mini-Howards hiding behind corners armed with mobile cameras , or lurking in the shadows when the postman comes just to see the disappointment on our faces when we realise that there isnt a letter from the bank with a nice juicy cheque inside.:lol:

 

 

too funny....

 

I can see them scoring points....

 

 

Oi mr H did you get the image of that heartbreak then...

Yeah...I caught the moment of disappointment

Hey camera A...did you get the split second they realized that there was no cheque?

sure thing....but Ms L...did you seriously get the imaged of the postman, avoiding her door?

Ms L says' no missed that one, think the postman ran too fast.....Mr I....you get the image she was at the door step waiting?'

Mr I ...'Yeah got that image, but think they expected the result...need to turn on the heat of expectation' over to you Ms F'

Ms F says its all ok guys relax...i have a cunning plan...its simple give them hope....then we can dash it' .....'we pretend we are gonna give them the cash'

Ms A says ' sounds good....i got it sorted lets delay it...put all boundries on...stop the postman delivering....and you know what, lets make postal services strike and also make sure the courts dont know what the right arm is doing against the left....we can win this we can really.....Mrs Overflow will quit I tell ya'

 

A few days later...Mr 'X' says 'ummm agents H. A. L. I. F. and A...something is really wrong....Mrs Overflow is still smiling......someone check the damm cheque book..we pay out or what?'

 

 

It will happen!

  • Haha 1

CASES:

 

HALIFAX

07/09/2007 - S.A.R SENT

18/09/2007 - statements received.

Waiting for money to do N1

CAPITAL ONE

WON - Fees, purchase interest, court costs and Stat.

VANQUIS BANK

07/09/2007 - S.A.R SENT

18/09/2007 - C.C.A SENT

I hate this company

LLOYDS TSB BANK (SISTER)

20/09/2007 - statements received

22/11/2007 - N1 filed

Lloyds TSB CREDITCARD (SISTER)

18/09/2007 - C.C.A SENT

20/09/2007 - statements received

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Love it Ops, I couldn't have said it better myself. Silly thing is, some of Howards gang'll most probably be thinking something along them lines where payouts are concerned. Mind you I imagine most of em'll be brain-dead stupid.gif hehehe 'cos none of 'em know how to treat us with respect lol.

  • Haha 1

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13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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OP's

 

Ive got a pain now , laughing so much.:lol:

 

Look what youve done now cant see the keys straight for tears.

 

What are you like. Thats it, Im cream crackered now my sides are aching

 

Ill have to go lie down in a darkened room.:D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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morning all ,,

lol good to see spirits are still high shows that we are made of sterner stuff :D still keeping a watch out for you overflow ,, im in same position waiting at door for postie lol seems funny really the anticipation ,, but hell we wont let them beat us down :)

 

all the best :)

 

hmm i got to spread it around also:( haa haa

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Hi Dk,

 

Still no word from Court :(

 

No money in the bank yet either. So the wait goes on .

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Share on other sites

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--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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How you doing overflow, not long for your hols now, when is it next week? It'll do you the world of good.d010.gif

Unfortunately I can't get my fingers crossed on my left hand at mo, 'cos thats where I got injection, & I've had to strap my wrist up (it feels like I've sprained it lol).

But I've still got my legs & everything else crossed for you. hehehe. Seriously though, I'm sure it won't be long now love, hope you get it before your hols.:p

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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HI Ja-De

 

Good job your right handed then isnt it or you wouldnt be able to type very fast. LOL One finger job.

 

Sorry to hear your going through it with your wrist . How did you get it , is it a RSI .Ive heard those injections are painful due to the serum being pretty thickish.

 

Poor You. Try to keep smiling and thanks for the flowers. x

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI Ja-De

 

Good job your right handed then isnt it or you wouldnt be able to type very fast. LOL One finger job.

 

Sorry to hear your going through it with your wrist . How did you get it , is it a RSI .Ive heard those injections are painful due to the serum being pretty thickish.

 

Poor You. Try to keep smiling and thanks for the flowers. x

 

Regards :)

 

Unfortunately for me, I'm left-handed lol. Before I was told I'd slipped those 2 discs in my neck, my GP was treating me for frozen shoulder, & carpel tunnel, that was also before I even started with computers (I was a picker of books for large orders at a book wholesalers) - I was what my boss called "computer illiterate", 'cos my employers temporary moved me to sales dept, I didn't even know how to print or save lol. But it seems as though I've gone full circle, 'cos when I went 2 weeks ago for a "nerve conduction test", the dr said he was recommending an injection for carpel tunnel, I've had to bandage my hand & wrist just to try to help ease the pain, I can't hold anything at all with it today, I'm actually typing with my right hand, & my index finger on my left hand. So I'm coping at the mo.

Your welcome for the flowers, & I'll try to keep smiling, you cheer me up anyway, so I can't help but smile, thank you. xx

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi DK, you're welcome, & thank you.

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi Ja-De

 

Trust me to think you are right handed, just a natural assumption I think. Dont know many left handed people, although my grandson is a leftie.

 

Im always awe struck when he writes anything as it looks so akward , guess Id be useless if I had to try and write with my left hand, not fantastic with my right TBH looks like spiders crawled over the page.:lol:

 

I think its great the way youve learnt how to be computer literate then. You should give yourself a pat on the back ( with your right hand) LOL.

 

You always seem to know what your doing and the other thread youve started as well, where do you get the energy from.

 

I hope your wrist gets less painful soon, it must be awful for you.

Try not to do too much give yourself a break eh.

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Share on other sites

I will have a break, I promise, but a bit later though 'cos got some posting to do (slowly). My grandma was a leftie, but when she broke her arm when she was younger, she taught herself to write with her right hand, (she was a very clever lady) & when she got the use of her left hand back, she was spoilt for choice, she was a true ambidextrous person. When I was little the teacher tried to force me to use my right hand to write until mum went up & told her off, that teacher was notorious for it, but she never did it again after my mum confronted her. Mind you when mum was teaching me to knit, she actually taught me the right handed way, so I can knit that way, there are a lot of things I use my right hand for e.g. mouse, typing, drinking.:grin::grin::D

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi Guys .

 

 

Just a quick update . I rang the Courts again this a.m. and was told by a nice person that the application for the warrant had been put before the Judge on the 21st Sep.

 

It seems that I am being told two different things. Yes it needs to go before a judge and no it doesnt need to go before a judge.

 

Just wish they had everyone reading off the same page there.

 

So no news to report then. Will keep you informed if any great change occurs between now and the next millenium. :D

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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:D :D Just noticed Ive got a nice shiny snotty bit too .

 

Thanks to all you guys.

 

Thats brightened my day.:D :D :D :D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Thank you Tilly,

 

Still got a lllllloooooooonnnngg way to go to get to your standard though eh!

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Share on other sites

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