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    • Hello, welcome to CAG. Thank you for the information, we can start looking at your case now. If you were thinking of doing it, please don't appeal, it causes more problems than it solves because Met and other PPCs almost never allow appeals. DR+ can't do anything to you because they're debt collectors, just part of the letter trail. If it ever went to court it would be Met doing it, or their lawyers. If you have a look around the forum, you'll see we have dozens of threads about the Stansted car park. Read some threads and you'll see how these outfits work. Best, HB
    • I know now, but always thought that if the transaction was excepted by card only way a customer could get a refund is by taking the goods back to get their money back 
    • Hello  Please help, as today I received a letter re. debt recovery.  Is there anything I can do at this stage? The driver fell foul of the confusing car parking situation re. Starbucks and McDonald's. 1 Date of the infringement 13/02/24 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 5/3/24 3 Date received 7/3/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N 5 Is there any photographic evidence of the event? CCTV photos 6 Have you appealed? [Y/N?] post up your appeal] N Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? MET Parking Services 8. Where exactly [carpark name and town] Southgate Park, Stansted For either option, does it say which appeals body they operate under. IAS   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE If you have received any other correspondence, please mention it here  Final reminder on 9/4/24 & Debt Recovery letter dated 30/4/24 In either case scan up bothsides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONLY Parking charge (1).pdf
    • Yes I can imagine that kind of thing rankles a lot. I don't know what the timescale is for making chargeback claims. I suggest that you find out and then change your way working so that you keep records at least until then. It may be six months
    • no need to use @username just type. please fill out the sticky  as it asks  dx    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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other than closing accounts, demand overdrafts, what about loans/Credit Cards


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Hiya

 

I've been lurking for a while off and on but although I've gotten back charges for members of my family I've not done my own (Halifax & Natwest) yet as I'm worried about them being able to demand loans or credit card debt back!!

 

I know they can close your account and am prepared for this, as well as them demanding their £3500 overdraft back (any ideas on how they deal with that would be helpful too) but the other debts worry me against going ahead

 

Any advice would be fantastic

 

Tracy

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As far as I know if you try and claim back your charges on a bank account they cannot inforce you to pay back credit cards and loans because of it. I recently calimed back my charges on my current account. They didn't close my account. They didn't ask for the money back on my credit card I have with them either.

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A prudent question is one-half of wisdom.

 

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I thought as not but have got to be sure as don't want to put myself in more poop with my finances. I won't be making a huge claim but better in my pocket. I've scoured my credit card and loan paperwok but couldnt pin anything down.

 

I'm up to date with loans n stuff but struggling and overdraft is huge for me and husband as I can't work due to disability.

 

Any other info would be great anybody out there??

 

think I'll get my statements anyway and then I'm prepared if I'm sure of a go ahead!

 

thanks guys

 

Tracy

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