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    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
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    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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Marky2coats V LLoyds


marky2coats
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Lo all,

 

This is my second claim to LLoyds. My first was settled after the LBA (only £750 but it was the full amount!). For some reason LLoyds have decided to go to court over £400.

 

I have started my sencond claim through money claim and LLoyds have now filed a defence. The claim has been transfered to my court in Sheffield allthough I have not received anything yet from Sheffield (should I?). One thing I have noticed is that the Judge at Northhampton has ordered that an AQ be dispensed with. What does this mean? What should my next action be?

 

Thanks for your help

 

Mark.

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It is common now - they are trying to cut down on court paperwork. All you can do is wait for the hearing date or from SCM with an offer. You could send them a letter, GaryH has done one somewhere, but whether it does any good is debatable.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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  • 2 months later...

Hi there,

 

Received a letter from SCM a few days ago requesting further information as "lloyds are minded into settlement negotiations with you".

 

Ive not sent my court pack to either SCM or the court and my court date is August 8th. Is it worth sending the court pack to SCM and the county court as it sounds like Lloyds are willing to pay up.

 

Mark.

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  • 4 weeks later...

HELP!,

 

Ive made a bit of an error with regards to my claim. Ive just found out that my schedule of charges includes charges from another Lloyds Mastercard account(also mine) which I did not stipulate in my particulars of claim. This is probably why SCM asked me to send through another schedule to them (which was also wrong).

 

Whats the best way to get this sorted?. I was thinking of adding a statement in my court bundle explaining whats happened and adding a revised version of the schedule.

 

Thoughts?. BTW i have not sent my court bundle to either SCM or the court yet if that matters?

 

Oh one final thing. I dont have a copy of the T&Cs I signed. Do I need to get a copy from Lloyds or can I use any LLoyds Mastercard T&Cs.

 

Thanks for your help.

 

 

Mark.

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But Lloyds will check the account and see that the amount I'm trying to claim is incorrect. Surley this jepordises my claim unless in my evidence (CAG court bundle) I state that there was an error?.

 

Can anyone answer my question with regards to T&Cs in my other post in this thread?

 

Thanks.

 

Mark.

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