Bank Charges / Mortgate

[moon1970]

Hello I know this has probably come up before I have tried to search but it came back with so many possibilities. I have two questions:

 

1) I would like to claim back bank charges but I dont have a cheque book when requesting statements. Will they exept other forms of payment or should I ask a friend to write a cheque on my belhalf?

 

2) Mortgage - Can you claim back early redemption fees. I had to sell the house and I had to pay back a wopping early redemption fee.

 

Thanks for any advice.

[zootscoot]

Hi Moon,

 

You can always pay by postal order.

 

Unfortuantely with ERCs we've had three lost claims where the claimant's have been ordered to pay costs.

 

Have a look through the mortgage forum which is located as a subforum off of 'other institutions' forum.

 

Best wishes

 

Zoot

[Movingon]

Apart from Postal Order you can (if you still maintain an account with them) instruct the Bank to take the £10 statutory payment for your SAR direct from your account. You will be claiming this back anyway as a "reasonable cost in litigation" if you have to raise an action in Court.

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