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Saffy vs Halifax


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A month ago I sent a letter to the Halifax asking for 5 years statements (I am in Scotland) and enclosing a cheque for £10. They cashed the cheque and refunded £5 and sent statements for 6 years. Today I have been offered £69 which is 50% of my charges. This is not my main account so the amount is small.

 

Thanks to this forum I am rejecting the amount and asked for ALL of MY money to be refunded or I will take them to court. Hopefully this will be enough for them to refund all the money because I really don't want to go to court - but I will if I have to. Its a tiny amount of money for them, but a lot for me so I hope they agree.

 

Will let you know how I get on.

 

Saffy.

Saffy .

 

HALIFAX - Initial request for charges refund -13/05/06, second letter sent -26/05/06, Small Claims action started -25/09/06; SETTLED IN FULL £173 -06/10/06

 

BOS - Initial letter sent 05/10/06

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Best of luck (not that you'll need it)

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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  • 3 months later...

I got offered £65 which is about 50% of what I claimed and knocked it back. this happened a while ago and I have struggled to pay the £39 for a small claims court action but this will be happening now. My claim is now up to £173 as today they charged me £30 for going 87p overdrawn for half a day!!

 

Fingers crossed this will work as I could be doing with that money.

Saffy .

 

HALIFAX - Initial request for charges refund -13/05/06, second letter sent -26/05/06, Small Claims action started -25/09/06; SETTLED IN FULL £173 -06/10/06

 

BOS - Initial letter sent 05/10/06

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  • 2 weeks later...

I lodged my claim with the sherriff court last Monday and paid my £39 and today got my return date and hearing date. I am rather slightly scared (understatement of the year there!) in case I do need to go to court. I know I probably won't but knowing my luck they would choose to make an example of me or something.

Saffy .

 

HALIFAX - Initial request for charges refund -13/05/06, second letter sent -26/05/06, Small Claims action started -25/09/06; SETTLED IN FULL £173 -06/10/06

 

BOS - Initial letter sent 05/10/06

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Woohoo they are paying up! I received a letter today saying I will get back the £173 claimed plus my court fees of £39. The money should be in my account within 5 days. I am so pleased I can't stop grinning.

 

Saffy.

Saffy .

 

HALIFAX - Initial request for charges refund -13/05/06, second letter sent -26/05/06, Small Claims action started -25/09/06; SETTLED IN FULL £173 -06/10/06

 

BOS - Initial letter sent 05/10/06

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