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Scary MBNA


pixiepixie
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can't fathom, diskmandave why anyone would want a debt sold on to a DCA, thus adversely affecting credit rating when still dealing with primary provider who have yet to supply correct documentation within the timeframes set down by CCA?

 

With MBNA you might just get away with a CCA if the account was opened a very long time ago but it's not the safe way to bet. When they sell debts they destroy every record so that's the best time to CCA. When they default you can have it taken off your credit record. That's what Dave meant I think. Also with MBNA debt the DCA's know every dirty trick in the book has already been tried so they will tend to be very accommodating with those who propose payment plans.

  • Haha 1

"Why CCJ when you can CCA!"

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