Joint Account now under one name

[Kiwiemy]

Hi I have had a joint account with HSBC for 3 years then changed it over to my name only a year ago. I have requested all the statements etc and I am ready to file a claim. The charges are spread throughout the term of the account.

Just thought of this yesterday and was wondering if it could cause a problem e.g the bank will use it as an excuse not the pay. The other person from the account is no longer in the country. Any help much appreciated

[make_me_happy]

That should be fine as long as you had authority to sign separately.

[melanieh364]

My account used to be a joint account too, my husband left in 2001 but I didn't bother closing the account til 2003, I have done the claim under my name only and when I first put in my claim they were addressing the letters to the 2 of us. As the account is now closed and we are divorced when i'm made an offer I will ask them to put it into the account I now have open with them. As far as i'm concerned he left me with an overdraft without a second thought and I ended up paying it back so I think this money is rightfully mine, I just havent explained to HSBC during my claim that we are divorced, I am now waiting for a hearing date and hope that I won't have a problem when I do get the refund.